In today’s digital world, most people don’t even think to carry cash with them, because why bother if everywhere accepts contactless payments?

But actually, research shows that there are still times where cash comes in handy.

A study in the UK, found that 41% of people have been caught out by not having cash.

They said that they’ve needed cash when tipping at restaurants, paying for car parking or simply grabbing a trolley in a supermarket.

Joining Kieran to debate is Ian O’Doherty, Columnist with the Irish Independent and Aoife Rooney, Assistant Editor of Weekend Magazine with the Irish Independent.