There are three main options for what to do with your spare cash - apart from spending it. Should you save it? Invest it? Or overpay your mortgage?

In this episode, we’re joined by Which? Senior Data Journalist Josh Wilson and Tom Selby, Director of Public Policy at AJ Bell to explore the pros and cons of those options.

Plus, given the Chancellor’s recent announcement that cash Isa limits will be reduced in order to encourage more people to invest, we explain the basics of using a stocks and shares Isa.

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