Student loans are complicated — and with all the recent rule changes, it’s easy to make missteps that cost you time, money, or progress toward forgiveness. We’re digging into the most common signs that your repayment strategy might be off track and what to do about it. Whether you’re working toward Public Service Loan Forgiveness (PSLF), income-driven forgiveness, or paying your loans off completely, small mistakes can make a big difference.

You’ll learn how to stay proactive, integrate your tax strategy, and make smarter decisions about refinancing, repayment, and tracking your progress toward forgiveness — all while keeping your student loan strategy aligned with your larger financial plan.

Key moments:

(03:41) Why staying on the SAVE plan too long could stall forgiveness progress

(10:11) How tax planning can directly impact your monthly student loan payments

(17:13) The right way to track PSLF and IDR credits to avoid lost time

(27:18) When refinancing makes sense (and when it locks you out of options)

Resources mentioned:

• PSLF Payment Tracker
• PSLF Reconsideration
• PSLF Buyback

 

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