Simply Money

On this episode of Simply Money presented by Allworth Financial, Bob and Brian unpack the booming world of alternative investments—from gold and crypto to private equity and real estate. Is now the time to diversify beyond stocks and bonds? Plus, what big bank earnings tell us about the economy, what a Cincinnati real estate expert sees in 2026, and how to financially support aging parents without derailing your own retirement. And if you waited until now to think about your 2025 taxes—don’t worry, there’s still time.

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On this episode of Simply Money presented by Allworth Financial, Bob and Brian tackle one of the most common mistakes they see this time of year: letting taxes dominate your investment decisions. With tax season officially beginning January 26th and a slightly restructured tax code, they explore how fear of the IRS can lead investors to stay paralyzed—often sitting on highly appreciated stocks or annuities simply because they don’t fully understand the tax implications. Plus, they reveal how 34 billionaires got it wrong when trying to predict the stock market in 2025.

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On this episode of Simply Money presented by Allworth Financial, Bob and Brian unpack a surprisingly low inflation report and what 2.6% core inflation means for your money and the Fed’s next move. They break down JPMorgan’s solid earnings and what it signals for the economy and markets, especially for high-net-worth investors. Plus, the FIRE (Financially Independent Retire Early) movement is evolving—today’s version is less extreme and more realistic for families seeking balance and flexibility. Listener questions cover messy retirement cash flow, how to define real portfolio resilience, and whether an LLC is a smart move for vacation property owners.

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On this episode of Simply Money presented by Allworth Financial, Bob and Brian talk with Allworth's Chief Investment Officer Andy Stout about why markets could get noisy this week—and what that means for high-net-worth investors. They also break down smart money moves to consider in 2026, including new retirement contribution limits and tax strategy shifts. Plus, they explore whether artificial intelligence stocks are entering bubble territory and answer your real-life money questions—like what to do if you missed your RMD and how to handle solo 401(k)s with a side hustle.

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On this episode of Simply Money presented by Allworth Financial, Bob and Brian dig into a critical question: What does real financial success look like in 2026? It's not just about the size of your portfolio—it's about liquidity, confidence in your cash flow, simplicity, and the freedom to live on your own terms. They explore why being "rich on paper" might not mean flexibility in real life and how to prepare for future uncertainty without stress. Plus, a stark reminder of why organizing your financial life is a gift to your family, not just yourself. Also in this episode: why many retirees spend more, not less, in the early years of retirement—and how to plan for it. And the latest scams you need to watch for, from fantasy football betting to passport rip-offs. Bob and Brian wrap things up by answering your questions about concentrated tech stocks, charitable trusts, and how to avoid family battles over your estate.

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On this episode of Simply Money presented by Allworth Financial, Bob and Brian reveal why your retirement plan may no longer match your reality—especially after three strong years in the market and inflation sticking around 3%. Then, the millionaire’s income problem: building wealth was the easy part—how you draw it down could make or break your retirement. The guys dig into Roth ladders, tax-smart income planning, and whether muni bonds or dividend portfolios really make sense at your tax bracket. Also tonight: Why your Social Security claiming strategy isn’t “set it and forget it,” how illiquid real estate could wreck your retirement flexibility, and the honest conversation every couple needs to have: “What happens if I die first?” Plus, practical tips on modernizing inherited investments, stress-testing DIY portfolios, and whether retiring overseas is really the dream—or a future headache.

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On this episode of Simply Money presented by Allworth Financial, Bob and Brian kick off the new year with the January Financial Stress Test: can your plan weather the unpredictability of 2026? With midterm elections looming, potential interest rate reversals, and market volatility ahead, they explore how to bulletproof your investments with strategies like bond duration diversification, buffered ETFs, and Monte Carlo simulations. Plus, they dive into the realities of long-term care insurance and what most investors miss. They also tackle your listener questions on Roth conversions, RMD strategies, and the best way to unwind concentrated stock positions. Finally, a lighthearted but eye-opening look at how eating out could silently devour your retirement nest egg.

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On this episode of Simply Money presented by Allworth Financial, Bob and Brian reveal why January is the most strategic money month of the year. From harvesting capital gains and revisiting direct indexing strategies to maximizing donor-advised funds and managing idle cash, they break down the smartest financial moves you can make right now. Plus, they discuss why a bigger tax refund isn't necessarily a good thing, how poor timing can erode your investment returns, and how to prepare emotionally and financially for long-term care decisions. Later, they answer listener questions about tax alpha, inherited IRAs, and consolidating retirement accounts.

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On this episode of Simply Money presented by Allworth Financial, Bob, Brian, and Allworth Chief Investment Officer Andy Stout dig into what the economy and the markets might hold in 2026. Plus, Bob and Brian dive into the cognitive and health risks of retiring too early, the financial tune-ups every empty nester should consider, and why having five advisors isn’t a financial strategy—it’s a coordination problem. Real-life stories, real retirement challenges, and advice that high-net-worth families won’t want to miss.

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On this episode of Simply Money presented by Allworth Financial, Bob and Brian reveal the four hidden forces that influence every major financial decision — even for the most seasoned, high-net-worth investors. Whether it's fear, guilt, social pressure, or family history, these emotional undercurrents can derail smart planning. Hear real-life stories, and learn how to spot and navigate the subconscious drivers behind your financial choices. Plus, what to do when a dinner table conversation exposes a blind spot in your plan, how to protect your wealth through a divorce, and the most common mistakes multi-millionaires are still making.

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