Smart Money Mamas Show

#082: In today’s episode, I’m sharing the three pillars of what it means to leave behind a healthy financial legacy. I'm going to challenge you to define the word "legacy" and help you understand why your legacy involves a lot more than monetary wealth. We're talking about getting organized, developing a wealthy mindset, and building generational wealth.  

(02:05) Why it's important to start thinking about your legacy even when you're young 

(11:34) Why a Family Emergency Binder simplifies a lot while you're grieving 

(16:51) Don't worry about leaving wealth behind until you've done this 

(17:44) Are you teaching your kids to chase their passions or just fantasize about them? 

(19:44) This is why it's okay for your kids to be curious about money and learn to use it as a problem-solving tool  

Looking for more information, mama? Visit the show notes at https://www.smartmoneymamas.com/82

Grab your FREE Financial Emergency Preparedness Checklist: 

https://smartmoneymamas.com/financial-emergency-preparedness-checklist/

(2:53) The moment you've been waiting for: Chelsea and Lauren's favorite pie selections revealed! 

(3:56) Alice asks, "How are you both doing with self-care?" (That's so sweet!)

(11:59) Why paying attention to your budget is actually another form of self-care

(12:03) Sonia wants to know, "How do I tide over the holiday season without indulging my online shopping urges? What else are you all focusing on as a release or diversion?"

#080 In today’s episode, I’m talking to New York time best-selling author and podcast host, Kendra Adachi. Kendra is a professional permission giver and systems expert and she wants you to know you actually don’t have to do it all. We’re talking about identifying what matters most to you, tangible ways you can reduce your mental load, and how you can lazy genius your budget too! 

(2:56) Find out how you can start naming what matters as a lazy genius 

(8:26) How Kendra got started trying to unlearn bad habits and pick up systems to save her sanity 

(14:14) Have you had dark thoughts about that lady in Target like this too? 

(24:07) Ask yourself this magic question to start uncomplicating your life! 

(37:30) Hear about Kendra’s personal budget strategies 

[47:45] Chelsea’s Top Takeaways 

Looking for more information, mama? Visit the show notes at https://www.smartmoneymamas.com/kendra

Grab your FREE Family Money Values Template

https://smartmoneymamas.com/family-money-values-template/

#079: In today’s episode, I’m talking to business and finance reporter and host of the Brown Ambition Podcast, Mandi Woodruff. Mandi experienced financial insecurity at a very young age and has been intentional to find ways to create a life full of choices. We’re talking about how to get scrappy when you have to, why your mental health is key to overcoming obstacles, and why prioritizing your personal goals can actually make you a better mom. 

(04:27) The first time Mandi remembers feeling the stress of financial insecurity 

(12:40) What Mandi's spending habits looked like when she got serious about being financially free 

(15:54) Mandi’s tips for how to build resilience in the coming year 

(32:10) How Mandi’s goals have shifted as she has become a mom 

(47:58) Why Mandi is passionate about raising a son who is resilient, empathetic, and a critical thinker​ 

(51:21) Chelsea’s Top Takeaways 

Looking for more information, mama? Visit the show notes at https://www.smartmoneymamas.com/mandi 

Grab your FREE Meaningful Money Kickstarter Guide 

https://smartmoneymamas.com/meaningful-money-goal-worksheet/

#078 In this episode I am talking with Amanda Holden, author, speaker, and expert in equipping women to make smart investment decisions. Amanda is super relatable and super passionate about you being financially free as a woman in retirement. We’re talking about why investing needs to be a priority for women, the biggest takeaways from the stock market in 2008, and how to know if you’re ready to invest. 

(4:45) Discover why Amanda has earned and kept the nickname “Dumpster Doggie”. 

(13:11) Hear the questions people asked Amanda when she was in investment management in 2008. 

(25:09) Never invested before? No problem-start here! 

(31:39) Listen here to find out how to know you’re ready to invest. 

(48:24) These are the most common misconceptions about investing. 

(1:02) Chelsea’s Top Takeaways 

Looking for more information, mama? Visit the show notes at https://www.smartmoneymamas.com/amanda

Grab your FREE Smart Money Mamas Guide to Investing

https://smartmoneymamas.com/mamas-investing-guide

#077 In today’s episode, I’m talking with Kristyn Hodgdon, twin-mama, who navigated her own journey through infertility treatments and now supports thousands of other women in her community, The Fertility Tribe. We’re talking about what Kristyn wishes more moms knew before they started their infertility journey, how to handle the financial and insurance side of fertility treatments, and why Kristyn decided to quit a job she loved to support more women as they seek to grow their own families when it doesn’t go according to plan. 

(04:45) What Kristyn wrote about in her first blog post of her infertility journey 

(08:06) What it was like to balance the mental weight of fertility treatments and work and marriage 

(25:09) What Kristyn wishes women who haven’t experienced infertility knew 

(30:42) What Kristyn’s financial situation was like as they entered parenthood 

(38:19) Encouragement if you are facing secondary infertility 

(51:21) Chelsea’s Top Takeaways 

Looking for more information, mama? Visit the show notes at https://www.smartmoneymamas.com/kristyn

#076 In today’s episode, I’m talking with Caroline Vencil, who is an expert living a full life on a tight budget-even as a family of six! We’re talking about how extreme saving can be a severe hang-up, the creative ways Caroline helped her family stick to the budget, and how being intentional makes spending money more fulfilling. 

(5:59) Why Caroline’s story of being a rich kid was more of a facade than reality 

(9:53) Hear the list of creative ways Caroline saved her family money on a low income 

(16:10) Learn the progression of making $10 an hour to 6 figures now 

(38:43) Caroline can’t stress the importance of budgeting for this line item enough 

(43:26) The non-traditional budget method Caroline uses that worked for her 

(54:44) Chelsea’s Top Takeaways

Looking for more information, mama? Visit the show notes at https://www.smartmoneymamas.com/caroline

Grab your FREE Meaningful Money Kickstarter Guide

https://smartmoneymamas.com/meaningful-money-goal-worksheet/

#075 In today’s episode, I’m talking with Becky Rapinchuk, founder of Clean Mama, who is an expert in simple systems that help you consistently maintain that cozy place between chaotic and spotless. We’re talking all about taking a business from side-hustle to full-time income, how to get your whole family involved in your cleaning routine, and why cleaning just a little bit every day is a game-changer. 

(1:49) How Becky transitioned from blogging and working overnights at Target to building her own business 

(12;45) Why the Clean Mama routine works for any schedule, life stage, or family size 

(20:00) Struggling with clutter? Check out this genius tip! 

(30:10) The secret to getting your whole family on board with the cleaning routine 

(35:06) The mantra that will keep the mess to a minimum 

(38:09) Chelsea’s Top Takeaways 

Looking for more information, mama? Visit the show notes at https://www.smartmoneymamas.com/becky 

Grab your FREE Meal Planning Printables! 

https://smartmoneymamas.com/meal-planning-printables/

#074 In today’s episode, I’m talking with Kate Anderson, co-founder of IFundWomen, a flexible crowdfunding platform for female business owners. Kate is going to share the founding story of IFundWomen, the current funding gaps between male-founded and female-founded businesses, and why it’s so important to invest in women-owned businesses.

(7:17) Here’s just one example of how IFund Women supports the unique needs of female business owners

(15:53) Learn the elements of a power-packed sales pitch

(22:25) Find out what types of businesses iFund Women currently supports

(30:32) Discover why it’s so important to invest in women-owned businesses

(54:55) Chelsea’s Top Takeaways 

Looking for more information, mama? Visit the show notes at https://www.smartmoneymamas.com/kate

Free Passion Project Workbook: 

https://smartmoneymamas.com/passion-project-workbook 

#073: In today’s episode, as we honor Domestic Violence Awareness month, I’m diving into a heavy but critical issue for our community to discuss: financial abuse. It may be more difficult to pinpoint than other types of abuse, but it still has life-threatening consequences. We’re talking about how to spot financial abuse, how to find the support you need, and why you’re entitled to a thriving, healthy relationship. 

***Please note that the content in this episode contains emotionally triggering content.

(2:46) Learn the true definition of financial abuse 

(5:59) Identify the tactics an abuser uses to convince a victim why they don’t deserve access to their own money 

(13:43) Why we have to normalize talking about financial abuse 

(26:10) Why you need to talk to a friend before you address an abuser directly 

(27:01) The best way you can support a friend you suspect is in a vulnerable position 

Looking for more information, mama? Visit the show notes at https://www.smartmoneymamas.com/73