SMSF Mate

Follow up from last week's episode, the SMSF Mate team have a general Q&A session with the resident accountant Ashwin about everything property investment within an SMSF. 

Gareth, David and Tim chat to Ashwin from Eventum Accounting about all the do's and don't when it comes to investing in property from an SMSF. Let us know your thoughts in the comments section, and be sure to subscribe to SMSF Mate so you don't miss any of our future episodes.

Read the full article on the SMSF Mate website here: https://www.smsfmate.com.au/smsf-property-investment/

This week on the podcast, the SMSF Mate team are talking to Arjun Paliwal from InvestorKit about everything you need to know when it comes to property investment within an SMSF. Everything from what is driving the property market, interest rates, inflation and property hot spots. 

Gareth, Sonny, David and Tim discuss with Arjun the way InvestorKit approaches the property investment market. Let us know your thoughts in the comments section, and be sure to subscribe to SMSF Mate so you don't miss any of our future episodes.

Read the full article on the SMSF Mate website here: https://www.smsfmate.com.au/smsf-property-investment/

Back by popular demand, the SMSF Mate team are talking about how much for retirement and the important considerations to make when planning for retirement. It's not so much what you need but what you are going to spend, according to Ashwin, which is an interesting way of looking at it.

Gareth, Ashwin, Sonny and Tim discuss ways that they are planning for retirement and what they feel are the most important factors. Let us know your thoughts in the comments section, and be sure to subscribe to SMSF Mate, so you don't miss any of our future episodes.

Read the full article on the SMSF Mate website here: https://www.smsfmate.com.au/how-much-super/

Buying crypto in an SMSF can be daunting, and many SMSF trustees are probably wondering how they can go about it safely and within the bounds of superannuation laws and legislation. There are many ways to gain exposure to digital assets within an SMSF, whether it be holding the asset directly in your own crypto wallet or investing in a crypto fund or listed asset. 

In this episode of SMSF Mate's podcast, Tim Johnston from Apollo Capital joins the SMSF Mate team, Gareth, Ashwin, and Sonny, to discuss all the considerations one should make before investing in crypto within your SMSF.

You can read more on the SMSF Mate website here: https://www.smsfmate.com.au/

Direct indexing is the next generation of Exchange Traded Funds – ETFs 2.0, according to Damien Klassen from Nucleus Wealth. Direct indexing is when the investor owns the shares that make up an index in a separately managed account, and because of the direct ownership, it allows them to customise their investments. SMSF investors can then adjust the assets held within the index investment based on their personal views, which is not possible in a traditional ETF. 

In this episode of SMSF Mate's podcast, Gareth, Ashwin and Tim are joined by Damien Klassen to discuss the Direct Indexing investment product and potential ways it can fit inside an SMSF. 

You can read more on the SMSF Mate website here: https://www.smsfmate.com.au/direct-indexing-for-smsfs/

Self-managed super funds are becoming an increasingly popular way to manage retirement savings because of the many benefits they offer, including more control over investment decisions and tax savings. However, SMSFs are not suitable for everyone. Before jumping into an SMSF, it is essential to consider a range of factors and compare them to a traditional or APRA regulated super fund.    

In this episode of SMSF Mate's podcast, Steve Mickenbecker from Canstar joins the SMSF Mate team, Gareth, Ashwin and Tim, to discuss all the considerations one should make before considering an SMSF.  

You can read more on the SMSF Mate website here: https://www.smsfmate.com.au/

Paying for insurance inside your SMSF or super fund could mean the expense is tax-deductible, which may not be possible when paying for insurance outside of super. This tax concession is available to any super fund but the ability to deduct the expense is only available to the fund itself. Most conventional super funds (non-SMSF) will offer some form of insurance by default. Whether it be life, income protection or TPD (total and permanent disability) insurance, it’s certainly something worth thinking about before switching to an SMSF.

In this episode of SMSF Mate's podcast, Gareth, Ashwin and Tim discuss SMSF insurance options, insurance outside of super and their personal experience with these services in the past.

You can read more on the SMSF Mate website here: https://www.smsfmate.com.au/smsf-insurance-options/

SMSFs must be audited each year by an independent auditor of the accountant and administrator who is preparing the financial statements. Online SMSF audits refer to the process that involves submitting details with the SMSF audit provider via an online portal instead of conventional processes. Online SMSF audits can be more cost-effective and typically would attract a lower fee. 

In this episode of SMSF Mate's podcast, Ashwin and Sonny discuss SMSF audits and online SMSF audits, fees and their personal experience with these services in the past.

You can read more on the SMSF Mate website here: https://www.smsfmate.com.au/smsf-online-audit-process/

Is there a difference between an SMSF accountant and a regular accountant? How much does it cost to set up an SMSF in 2022? If you are looking for the answers to these questions, we have the SMSF Mate Podcast episode for you. We cover off important things to consider when setting up an SMSF, what you could reasonably expect to pay for the setup and ongoing compliance, and how to find an accountant to help you with the administration of the fund.

In this episode of SMSF Mate's podcast, Ashwin and Sonny discuss SMSF accounting services, fees and everything else in detail and their personal experience with these services in the past. 

You can read more on the SMSF Mate website here: https://www.smsfmate.com.au/smsf-accountant/

What exactly are SMSF trust deed templates and declaration templates, and where can you find them? These are the questions that are discussed on this SMSF Mate podcast. There are a number of online providers which offer trust deed templates online, but they could be more trouble than they are worth. 

In this episode of SMSF Mate's podcast, Ashwin, Sonny, and Tim discuss the key risks and considerations of using an SMSF trust deed template and the pros and cons of each option.

You can read it on the SMSF Mate website here: https://www.smsfmate.com.au/smsf-trust-deeds/