Guest April Lokar is the Founder of Semi-Conventional, where she helps entrepreneurs amplify their expertise with scalable offers. In her corporate career, she developed her semi-conventional style, finding her own unique way to live life and get things done. Her passion is seeing clients’ light bulb moments as they become clear and confident in the next step for their business. We discuss taking risks in your career & changing jobs to earn more.

To understand what’s behind existing wealth and opportunity gaps, history is sometimes our greatest teacher. But chances are when we think of the crack era, our minds go to how it was depicted in the media or political campaigns and policing in the 1980s and 1990s. Do we really know the individuals who suffered and what happened to them? And while people suffered, who profited? How do the failures of that epidemic continue to haunt and hold back our plight against drugs, as well as social justice and wealth equality today? Donovan Ramsey is our guest and the author of the new, acclaimed book WHEN CRACK WAS KING: A People's History of a Misunderstood Era. (This episode aired originally on July 31).

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Katie Couric has a big financial question for Farnoosh, plus 401k conundrums from the audience. And Farnoosh finally sees the Barbie movie - what does she think? (This episode aired originally on August 11)

Check out Farnoosh’s full op-ed piece on Katie’s website.

Pre-order A Healthy State of Panic and immediately access her Scared Smart video and workbook lesson plan.

We have a megawatt fashion entrepreneur on the show - Chriselle Lim! Across her various social channels, Chriselle has garnered a community of over 6 million global followers. Her brand portfolio spans fashion, beauty, and parenting, On the show, Chriselle and Farnoosh discuss opens up about her journey and evolution as a fashion influencer and what inspired her to start her own brand, strategies on negotiating partnerships, and financial lessons learned from marriage and divorce. Check out Chriselle's new fragrance line at Phlur.com (This episode aired originally on July 26)

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Pre-order A Healthy State of Panic and immediately access her Scared Smart video and workbook lesson plan.

This week on Ask Farnoosh: Should you switch banks if you're only earning 2% on your savings account? When does it make sense to invest in home upgrades? Should a listener sell her house now or later? And what's the rule of thumb for asset allocation in your retirement portfolio? Is investing in 95% stocks too high? (This episode aired originally on June 30.)

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Pre-order A Healthy State of Panic and immediately access her Scared Smart video and workbook lesson plan.

Guest Ana Homayoun is the author of the new book Erasing the Finish Line:  The New Blueprint for Student Success Beyond Grades and College Admission. In it she highlights the essential skills students need to move beyond a prescribed path and truly thrive in school and life. Reflecting on over two decades of working directly with students worldwide, leading academic advisor and early career development expert Ana Homayoun has written the book we desperately need.

More about Ana: She is an academic advisor and early career development expert working at the intersection of executive functioning skills, technology, and personal energy management. She is the founder of Silicon-Valley based Green Ivy Educational Consulting and the executive director of Luminaria Learning Solutions, a non-profit initiative developing the Life Navigator School Advisory Program. She is the author of three previous books: That Crumpled Paper Was Due Last Week, The Myth of the Perfect Girl and Social Media Wellness. She lives in San Francisco.

This is a very special SO MONEY episode taped earlier this summer in front of a live audience at the Midnight Theatre in Manhattan. Our star guest Michelle Buteau is a comedian, author and star of Survival of the Thickest on Netflix. During our conversation, we peel back the layers of Michelle's storied life, sharing insights, anecdotes, and so much laughter. Michelle is not only a master of humor and storytelling. She's also an astute saver and investor. Discover her keys to living a rich life and her current investments.

A special thanks to Zelle, our sponsor for the evening and providing us with a space to share transparent financial advice.

How does Farnoosh define "success?" How does decide which projects are worth her time, resources, and energy?

Plus: listeners have questions about their options when a prospective employer makes a low initial offer, the pros and cons to filing taxes jointly with your spouse and what to do with a $25k inheritance.

To learn more about supporting the victims of the Maui wildfires, click here.

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What does it take to launch a super successful podcast these days? "Podcast Princess" Hala Taha shares how she quickly built her show, Young and Profiting, to be one of the top business and entrepreneurship podcasts across all apps. Hala is also the founder and CEO of YAP Media, a full-service social media and podcast marketing agency for top podcasters, celebrities, and CEOs. Hala is also one of the most successful and well-known influencers on LinkedIn.

She and I talk about scoring her first billionaire client and her reckoning with 2020, the despair she experienced, and discovering her path forward.