Australian Property Investment Podcast

Strachan Taylor: Lenders Mortgage Insurance: we discuss how this can be a small price to pay to get into the Australian property market. Is LMI really a foe or a friend?


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Are you tired of struggling to save a 20% deposit for your dream home? What if there was a way to get into the property market sooner and still make confident property decisions?

Welcome to the Australian Property Investment Podcast. In each episode, we ask a guest expert to share their key insights for aspiring investors to make confident property choices.

In this week's episode, Strachan Taylor, Helia’s Chief Commercial Officer LMI shares the power of mortgage insurance and how it can be a game-changer for property investors and first-time buyers. Discover why LMI can be a valuable tool for homebuyers, helping them overcome the challenge of saving a 20% deposit. 

He will also shed light on how the premium is calculated based on risk and the market's historical performance, share insights into LMI refunds, where applicable, and how they can potentially save you money and so much more!

If you’re ready to unlock the secrets of mortgage insurance and discover how it can benefit your property journey, then make sure to tune in to this episode!


Timestamps:

00:00 - Intro

01:41 - Strachan’s 3P’s

05:21 - Is LMI the springboard to get into the property market?

08:27 - How long does saving 20% on a property take?

10:31 - How does risk appetite work between different banks?

13:44 - When’s the right time to buy a property?

16:18 - Navigating Property Market Fluctuations and the Role of LMI

19:35 - LMI Refunds and Their Impact on Mortgage Costs

22:39 - How Mortgage Insurers Simplify the Process

25:17 - Exploring New Frontiers in Mortgage Insurance

28:36 - Outro


About Our Host:

Aaron-Christie David is the founder of Atelier Wealth and a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. 

With over 10 years in financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.


Connect with Aaron:

Visit the website: https://atelierwealth.com.au/  

Follow the Australian Investment P

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au



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Australian Property Investment PodcastBy Aaron Christie-David


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