February 26, 2026

Subtle Habits That Reveal a Quiet Millionaire

Listen Later

47 minutes

📈 Plan and save for the future with Ramsey’s Complete Guide to Investing.

Good manners, simple style, old-school investing—today we’re unpacking subtle “quiet millionaire” habits and teaching you how to build wealth the right way.

Next Steps:

🎙️ Catch our episode Things That Scream “I’m Pretending to Be Upper Class”.

🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

💵 Create a free budget and find more margin with EveryDollar.

💻 Figure out your next financial move with Ramsey’s Get Started Assessment.

Connect With Our Sponsors:

Check out the FAIRWINDS Credit Union exclusive account bundle.

Get 20% off when you join DeleteMe.

Get 20% off with code SMARTMONEY at Cozy Earth.

Today’s Happy Hour Special: 🍹 Apple Ginger Fizz Mocktail

Recipe from The Mindful Mocktail

3 ounces still apple cider

1 ounce freshly squeezed lime juice

6 mint leaves

1 teaspoon apple cider vinegar

Pinch powdered cinnamon

3 ounces ginger ale

Instructions: Place apple cider, lime juice, cinnamon, apple cider vinegar and a few ice cubes into a cocktail shaker. Clap the mint together in your hands to release the scent, and add to the shaker. Shake for about 20–30 seconds until ingredients are combined. Pour into an ice-filled glass and top with ginger ale. Stir gently, garnish with mint, and serve.

Explore More From Ramsey Network:

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

...more

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Smart Money Happy Hour with Rachel Cruze and George Kamel

By Ramsey Network

4.8

31183,118 ratings

February 26, 2026

Subtle Habits That Reveal a Quiet Millionaire

Listen Later

47 minutes

📈 Plan and save for the future with Ramsey’s Complete Guide to Investing.

Good manners, simple style, old-school investing—today we’re unpacking subtle “quiet millionaire” habits and teaching you how to build wealth the right way.

Next Steps:

🎙️ Catch our episode Things That Scream “I’m Pretending to Be Upper Class”.

🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

💵 Create a free budget and find more margin with EveryDollar.

💻 Figure out your next financial move with Ramsey’s Get Started Assessment.

Connect With Our Sponsors:

Check out the FAIRWINDS Credit Union exclusive account bundle.

Get 20% off when you join DeleteMe.

Get 20% off with code SMARTMONEY at Cozy Earth.

Today’s Happy Hour Special: 🍹 Apple Ginger Fizz Mocktail

Recipe from The Mindful Mocktail

3 ounces still apple cider

1 ounce freshly squeezed lime juice

6 mint leaves

1 teaspoon apple cider vinegar

Pinch powdered cinnamon

3 ounces ginger ale

Instructions: Place apple cider, lime juice, cinnamon, apple cider vinegar and a few ice cubes into a cocktail shaker. Clap the mint together in your hands to release the scent, and add to the shaker. Shake for about 20–30 seconds until ingredients are combined. Pour into an ice-filled glass and top with ginger ale. Stir gently, garnish with mint, and serve.

Explore More From Ramsey Network:

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

...more

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