Teach and Retire Rich

A union that does it right. New Jersey's bad 403(b) bill. Crazy markets.

• NGPF California Access to Financial Education (CAFE) grant
• NGPF Financial Equity & Empowerment (FEE) grant
• UTLA Fin Lit Workshop
• Pod: New Jersey's Bad 403(b) Bill
• Ben Carlson on Market History, CFA
• Learned by Being Burned
• Meridian Wealth Management
• 403bwise.org

Educators and state employees have access to multiple excellent, low-cost retirement savings vehicles (none of which is a 403(b) plan).

• Kentucky Deferred Comp
• Learned by Being Burned
• Meridian Wealth Management
• 403bwise.org

Districts are responding to our 403(b) Plan Rating Project. We recently heard from two school districts asking us to upgrade their D-rated plans because of improvements they had made.

• School Districts Who Are Improving Their 403(b) Plans
• Learned by Being Burned
• Meridian Wealth Management
• 403bwise.org

New RMD rule changes proposed for the 403(b)/457(b); AIG works on its core; Aspire follows Vanguard model.

• Track Proposed RMD Change
• Learned by Being Burned
• Meridian Wealth Management
• 403bwise.org

Our guest today is a fee-only, advice-only CPF® and fiduciary who specializes in providing hourly advice to do-it-yourself investors. He's a long-time advocate of simple, low-cost investing. He isn't all about work though. How can you be when you live in sunny San Diego? In 2019, he and his wife, Lien, dedicated one full year to travel.

• Jon Luskin
• Jon Luskin Blog
• Learned by Being Burned
• Meridian Wealth Management
• 403bwise.org

North Carolina teachers Dave and Brandon help colleagues and students get wise to saving for retirement (updated with correct audio track).

• Financial Independent Teachers podcast
• Learned by Being Burned
• Meridian Wealth Management
• 403bwise.org

Southern California high school math teacher gets a Fidelity 457(b) added to his vendor list.

• Chaffey Joint Union High
• Learned by Being Burned
• Meridian Wealth Management
• 403bwise.org

One of our favorite guests, teacher/travel hacker Justin Garritt talks about his decision to leave the classroom to become a full-time fiduciary advisor. We also talk travel hacking and carrying a "whole ham" on a flight.

• Garritt Financial Solutions
• Learned by Being Burned
• Meridian Wealth Management
• 403bwise.org

In the wake of the SEC's settlement with Equitable Financial we are getting a lot of inquiries about how to find the right kind of financial advice.

• SEC Settlement Announcement
• Learned by Being Burned
• Meridian Wealth Management
• 403bwise.org

Fifty million more reasons to hate Equitable Financial after the Securities and Exchange Commission fined the firm $50 million for "materially misleading statements and omissions concerning investor fees."

We discuss settlement and ask the question: Why would any school district continue to let this firm sell financial products to its employees?

• SEC Settlement Announcement
• Learned by Being Burned
• Meridian Wealth Management
• 403bwise.org