The Clark Howard Podcast

06.05.23 TECH: The End Of The Freemium Era / Financial Ed Starts At Home

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For the last 20 years, the tech industry freemium business model has worked to get people using a service. That was the land grab phase. Now investors want a return. Also - How effective is the personal finance education offered in schools? Is it enough? Clark discusses basic ways to greatly improve financial literacy for a lifetime.

  • Free Tech Tiers Ending: Segment 1
  • Ask Clark: Segment 2
  • Financial Education: Segment 3
  • Ask Clark: Segment 4


    • Mentioned on the show

    • Tech companies to free users: Time to pay up
    • Costco Anywhere Visa® Card by Citi Review: Earn Wholesale Club and Gas Rewards
    • Should I Buy Additional Insurance From a Rental Car Company?
    • Credit Card Car Rental Insurance: What You Need To Know
    • The case for financial literacy education
    • How to Teach Young Kids About Money
    • 6 Tips to Teach Teenagers About Money
    • 4 Ways To Raise Financially Independent Kids


      • Clark.com resources

      • Episode transcripts
      • Community.Clark.com
      • Clark.com daily money newsletter
      • Consumer Action Center Free Helpline: 636-492-5275


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