As always, a MASSIVE thank you to this week's sponsors!

And now, on with the show notes!

Most retirement withdrawal conversations focus on one number:

4%? 5%? 6%?

But that misses a much bigger variable:

Taxes.

In this episode, Tyler revisits his $2 million retirement portfolio framework and explains why the real issue isn’t just how much you withdraw — it’s how much you keep after taxes.

Because two retirees can withdraw the exact same amount and end up with very different lifestyles depending on how their accounts are structured.

In this episode, Tyler covers:

Tyler also explains why the classic withdrawal-rate debate often misses the point entirely.

A 6% withdrawal with poor tax planning may feel like 4.75%.

A well-structured 6% withdrawal may feel like…6%.

The core idea:

The goal was never to withdraw less. The goal was always to keep more.

This episode isn’t about tax gimmicks or loopholes.

It’s about understanding the rules well enough to make smarter decisions with the money you’ve already built.

If the show’s been helpful, leaving a quick review on Apple or Spotify genuinely helps.

Hope this gives you something to think about this week.