James Kirby talks to Tim Mackay, advisor at Quantum Financial Services. Topics discussed include the qualification you want your advisor to have, should you bother becoming a Sophisticated Investor? Why four out of ten financial advisers have quit the industry and can you put your house in your Self Managed Super Fund? 

 See omnystudio.com/listener for privacy information.

The advisor's guide to finding financial advice

The Money Puzzle covers all the important property, business, money and finance news. 
With two episodes published every week, The Australian’s Wealth Editor James Kirby, along with business, property and finance experts share insights and information that you will use on your wealth building journey.
Submit your questions on all things property, business and finance here - themoneypuzzle@theaustralian.com.au 

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The inbox at themoneypuzzle@theaustralian.com.au has been bursting at the seams - it's time to give listener questions the attention they deserve. 
In this show we cover: 

Is a stock split something to worry about?
Help! I should have put this investment inside super
Retirement calculators forget to tell you one thing
Dividend Reinvestment programs - how they work 

Financial adviser James Gerrard joins Wealth Editor James Kirby in this episode  See omnystudio.com/listener for privacy information.

Special edition: Listener questions answered

Using super for any reason other than retirement savings used to be taboo: Not anymore, and not when the tax system is totally loaded in favour of the homeowner. The Coalition proposal to allow super for first home buyers is gaining attention, it's an idea that will be hard to resist.
James Gerrard of The Financial Adviser joins Wealth Editor James Kirby in this episode.
In this episode we cover:

Changing role of super in home buying 
Big risks with NDIS property schemes 
Why are some property owners quitting?
Value in the regions - Investors are going further from the cities 

Submit your questions on all things property, business and finance: themoneypuzzle@theaustralian.com.au
Read more from James Kirby on The Australian See omnystudio.com/listener for privacy information.

Would you tap your super to buy a first home?

Are SMSFs worth the trouble? How much should you have in funds to get started? 
There are now more than 600,000 SMSFs in the local market: If you don't have a fund, it's time to think about it (and if you do have a fund: It might also be time to consider whether it is still the best tax structure for your situation).
In today's show we cover: 

Are Self Managed Super Funds worth the trouble?
What is the ideal age to begin a new fund?
The latest patterns in SMSF activity from the ATO
Dealing with the new super tax 


Julie Dolan, head of SMSF and estate planning at KPMG joins Wealth Editor James Kirby in this episode  See omnystudio.com/listener for privacy information.

Should you have a Self Managed Super Fund?

The argument against apartment investment has always been the same: 'They can just keep adding new developments'...well, not anymore. The market is changing and the statistics are there to prove it.

In today's show we cover: 
* Why the rebound in apartment investment returns will continue
* Using super for buying a home - should you? 
* WA wins as the best state for property  investors 
*  Is Lenders Mortgage insurance a con? 

Terry Ryder of the Hotspotting group joins wealth editor James Kirby in this episode  See omnystudio.com/listener for privacy information.

A golden age for the apartment investor?

The 2024 budget was a deft piece of work: Politically astute, and supportive of low-income Australians but also a very mixed bag for investors.
In today's show we cover:

The budget measures that matter to investors
Things the government did not do (which will make a big difference)
The share market sector awash with government largesse
HECs - did they really do that much?

 
Will Hamilton of Hamilton Wealth Management joins wealth editor James Kirby in this episode  See omnystudio.com/listener for privacy information.

The advisor's guide to finding financial advice

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