Today's edition of Financial Matters we unpacks the popular yet sometimes controversial topic of "Buy Now, Pay Later" (BNPL) services. These services have revolutionized how we shop, offering immediate gratification with deferred payment plans. But what are the true costs and benefits? How do they impact your financial health? Join us as we unpack the intricacies of BNPL, helping you to make informed decisions about whether it's a smart financial move or a potential pitfall. Tune in  for insights and tips to navigate the world of Buy Now, Pay Later responsibly.

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On our education feature we talk to Jackie Smith, Head of Buyers Trust, about accessing a home loan. Jackie first-time homebuyers to evaluate both the upfront and long-term real costs of homeownership and outlines the factors that influence affordability assessments by the major banks, including credit checks and the benefit of upfront deposits.

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In the world of business and life, being intentional is like being the CEO of You. It's about making decisions that aren't just reactive, but proactive. You're not just responding to what the world throws at you; you're setting the agenda. On this evening session of our entrepreneurial feature, we talk to Shanaaz Trethewey, Business Strategist and CA, about intentionality in business.

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This evening on Legal Matters we talk about constructive dismissal; what is constructive dismissal? What are the requirements of it? Who does the burden of proof lie with when a constructive dismissal is being instituted. What remedies does have against it? To answer all these questions were joined by Osborne Molatudi, Founder of Molatudi Attorneys and Employment & Labour Law Expert.

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On political Analysis we look at an interesting article written by Lisa Vetten, a gender violence specialist titled “What Life Esidimeni and Gauteng’s late payment of NGOs have in common”. The way in which Gauteng's social development department has treated nonprofits' funding this year reminds, to some extent, of the provincial health department's conduct in the Life Esidimeni saga. Lisa Vetten writes why it's important that government's decision-makers be held accountable.

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Action SA has stated that it is willing to collaborate with the ANC in Joburg, but only under three specific conditions: Mayor Kabelo Gwamanda must be removed, the R200 surcharge on prepaid electricity consumers' bills must be scrapped, and the speaker position in Tshwane must be given to an Action SA member as originally intended. Joining us to provide more details on this development is our EWN Reporter, Alpha Ramushwane.

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Last night, US president Joe Biden announced that he is withdrawing from the presidential race, what does this mean for the Democratic Party, and how will it reshape the election landscape? His decision has been welcomed with much relief and some criticism for endorsing vice president Kamala Harris. Joining me to discuss the implications of Biden’s decisions and Harris’ potential to step up and lead is Professor Christopher Isike, Director for African Centre for the Study of the United States at the University of Pretoria.

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On tonight’s edition of "South Africans Doing Great Things," we are joined by Carl Willoughby, the newly elected Chair of the Creative Circle. Founded 30 years ago, the Creative Circle is a non-profit organisation that has helped creative professionals share ideas, network, and inspire each other, aiming to make South Africa's creative industry known worldwide. The organization is aimed at promoting creativity as an important business resource and sustaining high levels of creativity within the South African advertising industry. Joining me to tell us more about the organisation is Carl Willoughby, Newly elected Chair of the Creative circle.

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