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In this 12-Part Series, we'll cover every aspect that you'll need to know in order to prepare a solid plan for your retirement. Subscribe and Follow Along!

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Beavis Wealth Disclaimer:

The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

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In this episode, I look at a major recession warning that just flashed in the bond market: the inverted yield curve. Historically, this signal has preceded nearly every recession in modern history. So, what does this mean for the economy, and should we be worried? Let’s break down the risks, expert opinions, and what could happen next.

Also in this episode:
💰 Consumer confidence plunges – The Consumer Confidence Index dropped sharply in February, signaling growing economic uncertainty. With job concerns rising and inflation expectations jumping, are consumers bracing for a slowdown?

📉 Stock market worries grow – Optimism about stock prices is fading as more investors expect a downturn. Could this signal trouble ahead for markets?

🏡 Spending shifts in uncertain times – Consumers are adjusting their habits, prioritizing essentials like healthcare while cutting back on discretionary purchases. What does this mean for businesses and the broader economy?

📊 Inflation concerns resurface – Expected inflation surged from 5.2% to 6% in just one month. Rising prices and tariff worries are making consumers and investors uneasy about what’s next.

💼 Job market jitters – Fewer people believe jobs will be available in the near future. If unemployment starts rising, could that tip the economy into recession?

Thank you to Harvest ETFs for supporting this video.
Learn more at https://www.harvestetfs.com

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Beavis Wealth Disclaimer:

The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

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In this episode, I look at Bank of Canada Governor Tiff Macklem’s warning about a potential trade war with the U.S. If Trump’s 25% tariffs take effect, Canada’s economy could suffer permanent damage—shrinking exports, higher prices, and a risk of recession. With limited options for the central bank, what can Canada do to prepare?

Also in this episode:
🛑 Interprovincial trade barriers – Canada’s internal trade rules drive up prices on everything from cars to groceries. The government is pushing for reform, but will provinces cooperate?

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Beavis Wealth Disclaimer:

The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

February 24, 2025

This video is sponsored by BMO Global Asset Management #ad

In this video we’ll interview Dave Hudson, Head, Structured Solutions at BMO Global Asset Management to ask burning subscriber questions about CDRs (Canadian Depository Receipts). We’ll discuss what is a CDR, how do they work, how you can buy a CDR, the pros & cons to be aware of and so much more…

Thank you to Dave for spending the time and sharing insights with our audience.

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Beavis Wealth Disclaimer:

The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

Retirement planning can feel overwhelming—how much do you really need? What's the best way to withdraw from your savings? And what happens if the markets take a downturn right as you stop working? These are real concerns for Canadians, and in this episode, we tackle them head-on.

I’m joined by Adam Bornn from Parallel Wealth, one of the most trusted voices in Canadian retirement planning on YouTube. Together, we answer real questions submitted by viewers of my YouTube series, Second Act, covering everything from how to start a retirement plan to managing cash flow, tax efficiency, and withdrawal strategies. Whether you’re just beginning to think about retirement or looking for expert insights on optimizing your income, this episode is packed with valuable takeaways.

What We Cover in This Episode:

Listener Questions Answered:

Resources & Links:

If you found this episode helpful, don’t forget to subscribe, leave a review, and share it with someone who could benefit from better retirement planning!

🤗 Join over 200,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.page.link/brandon

In this episode, I look at Canada’s latest inflation numbers for January 2025, where headline inflation ticked up to 1.9%. Even though we've had six months below the Bank of Canada’s 2% target, rising core inflation measures could limit future interest rate cuts, creating uncertainty for investors and the broader economy.

Also in this episode:
🛢️ Transportation costs surged due to rising gas prices, impacting sectors sensitive to fuel costs like logistics and travel.
🏡 Shelter costs remained steady at 4.5%, hinting at possible stability in Canada’s housing market.
📊 Core inflation climbed to 2.1%, raising concerns that the Bank of Canada’s rate-cutting cycle might be short-lived.
📉 Investors face a delicate balance as lower rates boost markets, but persistent inflation could reverse those gains.
🌍 Trade tensions with the U.S. loom as a wildcard for Canadian inflation and market stability in the coming months.
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Beavis Wealth Disclaimer:

The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

🤗 Join over 200,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.page.link/brandon

Subscribe to the Beavis Wealth Podcast:
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In this episode, I look at the latest U.S. inflation report, which shows a slight increase to 3% in January—higher than expected. Rising energy, transportation, and shelter costs are keeping inflation elevated, and the Federal Reserve may now be hesitant to cut interest rates. Will this delay rate cuts even further?

Also in this episode:
🔹 Canadian rental market shifts – Toronto and Vancouver rents are dropping, but could Trump’s proposed tariffs push them even lower? Some landlords are even reducing rents to keep tenants.

🔹 New retirement podcast launch – I’m teaming up with Adam Bornn from Parallel Wealth for a new monthly podcast answering your biggest retirement questions. The first episode is live now!

🔹 Bell Canada job cuts – Bell is offering 1,200 voluntary severance packages amid telecom industry challenges. Unifor calls it a “damaging stunt,” while Bell continues restructuring efforts.

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-----------

Beavis Wealth Disclaimer:

The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

🤗 Join over 200,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.page.link/brandon

In this episode, I look at Canada’s banking system and why it’s so hard for foreign banks to compete. While Trump claims U.S. banks are “blocked,” the reality is more complicated. With strict regulations and market dominance by the Big Six, is Canada’s banking sector too closed off? And could we see change in the future?

Also in this episode:

💰 TD Bank’s $14B Sale – TD Bank is selling its entire stake in Charles Schwab, exiting its 10.1% ownership. This move is part of a major financial restructuring amid U.S. regulatory penalties.

📊 Canada’s Surprise Job Boom – Canada’s unemployment rate dropped to 6.6% in January, adding 76,000 jobs—far more than expected. Is the economy stronger than predicted?

🇺🇸 U.S. Job Market Holds Up – The U.S. unemployment rate dipped to 4.0%, showing resilience despite economic slowdown fears. Will this impact Federal Reserve rate decisions?
-----------

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Beavis Wealth Disclaimer:

The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

🤗 Join over 200,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.page.link/brandon

In this episode, I look at Canada’s alarming surge in insolvencies, which hit a 15-year high in 2024. I discuss the economic pressures driving this trend, including rising costs, mortgage renewals, and looming U.S. tariffs. Plus, what could 2025 hold for Canadian businesses and consumers?

Also in this episode:
📊 A hidden $200 billion problem within Canada’s economy: interprovincial trade barriers that stifle growth and cost billions annually.
🚚 How regulatory red tape makes it easier to trade internationally than between Canadian provinces.
🏛️ The political roadblocks preventing Canada from fixing these costly trade issues.
💼 Could removing internal trade barriers make Canada’s economy more resilient against global shocks?
-----------

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The above affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances.

Business Inquiries: [email protected]

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Beavis Wealth Disclaimer:

The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

Thank you to Hamilton ETFs for sponsoring today's video! In this video, we'll be covering their NEW fund launch: HAMILTON CHAMPIONS™ ETF Suite.

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This video is sponsored by Hamilton ETFs. This video is for informational purposes only. This video has been constructed by Adriano Starinieri for the Passive Income Investing Channel and is representative of his commentary and analysis at the time of publication. The comments or statements contained herein may not represent the views of Hamilton ETFs. The information contained herein should not be construed as investment advice or considered as a recommendation to purchase or sell the mentioned securities.

Views expressed regarding a particular company, security, industry or market sector should not be considered an indication of any trading intent of any investment funds managed by Hamilton ETFs. Any reference to a particular security is for illustrative purposes only and should be considered as investment advice or a recommendation to buy or sell any particular security. This social media network is an independent organization and not affiliated with Hamilton ETFs.

A prospectus containing important information relating to these securities has been filed with the securities commissions or similar authorities in certain jurisdictions of Canada. Copies of the prospectus may be obtained from [email protected], www.hamiltonetfs.com or on the SEDAR+ website (www.sedarplus.ca).

Commissions, management fees and expenses all may be associated with investments in exchange traded funds (ETFs) managed by Hamilton ETFs. Please read the prospectus before investing. The indicated rates of return are the historical annual compounded total returns including changes in per unit value and reinvestment of all dividends or distributions and does not take into account sales, redemptions, distribution or optional charges or income taxes payable by any securityholder that would have reduced returns. Only the returns for periods of one year or greater are annualized returns. ETFs are not guaranteed, their values change frequently and past performance may not be repeated.

Certain statements contained in this video may constitute forward-looking information within the meaning of Canadian securities laws. Forward-looking information may relate to a future outlook and anticipated distributions, events or results and may include statements regarding future financial performance. In some cases, forward-looking information can be identified by terms such as “may”, “will”, “should”, “expect”, “anticipate”, “believe”, “intend” or other similar expressions concerning matters that are not historical facts. Actual results may vary from such forward-looking information. Hamilton ETFs undertakes no obligation to update publicly or otherwise revise any forward-looking statement whether as a result of new information, future events or other such factors which affect this information, except as required by law.

For more information, please visit: https://hamiltonetfs.com/legal/”