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EPISODE SUMMARY

This episode won't be able to make the decision for you, but today Evan and Jordan offer some food for thought when making the choice on whether to rent or buy.  Hopefully Evan and Jordan can help you be confident in your decision.

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TOPICS IN THIS EPISODE

1. Why this is a relevant discussion in 2022 
2. As house prices between more expensive, what are your options 
3. What factors should you consider for renting 
4. What factors should you consider for buying 
5. How do you compare the two options and make a decision 

RESOURCES MENTIONED

Your city’s typical rent cost 

Your city’s average home price


OTHER EPISODES

12. Buying a House Featuring Kindra Sowden 

44. How to Help Your Kids Buy a Home


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EPISODE SUMMARY

If you're thinking about a short getaway or a longer trip to relieve your cabin fever, start planning right away.
 
 In this episode, Jordan and Evan discuss ways that your vacation can go from a dream to a financial nightmare.  The good news is that planning ahead with some of our tips will make sure that you can spend your vacation relaxing and having fun instead of worrying about your money.

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TOPICS IN THIS EPISODE

1. Memorable vacations 
2. Planning for a vacation - things to consider 
3. Typical costs you might incur on a vacation 
4. Currency considerations
5. Budget planning spreadsheet for your download 

RESOURCES MENTIONED

Evan Neufeld Downloads - Vacation Planner Spreadsheet


OTHER EPISODES

2. Credit Cards - Pros, Cons and Strategies 

5. Budgeting for People Who Hate Budgeting 

11. Money & Marriage - From the Sask Wedding Podcast w/ Matt Ramage


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EPISODE SUMMARY

On this episode we welcome back Luke Hergott, Senior Manager of tax services at EY.  Luke brings a wealth of knowledge regarding tax so I would encourage you to listen to this episode prior to filing your return for this year.

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TOPICS IN THIS EPISODE

1. Opportunities for tax planning as an employee vs business owner 
2. Defining deductions and credits 
3. Refundable vs non-refundable credits 
4. Understanding the deductions and credits that are available for you to access

RESOURCES MENTIONED

EY Tax Calculator and Rates


OTHER EPISODES

7. Tax Basics and “The Next Bracket” Myth 

14. How to File Your Taxes in 2021 Featuring Luke Hergott, CPA


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EPISODE SUMMARY

This episode deviates from the usual cadence but is timely given the conflict emerging today between Russia and Ukraine.  Evan walks through some thoughts that he shared in an email update to his clients. 

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TOPICS IN THIS EPISODE

1. Living, and specifically investing, in “uncertain” times 
2. How the stock market has historically reacted to wars 
3. Typical mistakes to avoid during corrections and crashes 
4. Staying informed of world events, but with context
5. How you can think of the conflict in light of your investment portfolio and retirement savings

OTHER EPISODES

37. Dips, Corrections and Crashes

45. Why You Should Care About Rising Interest Rates 

47. Guide to Recessions and Bear Markets


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EPISODE SUMMARY

Inflation is the story of the day so in this episode, Jordan Arndt and Evan discuss some possible reasons why inflation is so bad right now and what we can do about it.

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TOPICS IN THIS EPISODE

1. Inflation - how does it happen
2. Slowing down inflation 
3. Central banks and monetary policy 
4. What can we actually do about it as investors and citizens  

OTHER EPISODES

27. Will you Have any Guaranteed Sources of Income in Retirement 

45. Why you Should Care About Rising Interest Rates


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EPISODE SUMMARY

Is it possible to have a perfect RRSP strategy?  Well it depends.... In this episode, I'm joined by my colleague, Jordan Arndt, and we discuss the situations where an RRSP can provide the most value to you as a long-term investor.

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TOPICS IN THIS EPISODE

1. RRSP contribution deadline 
2. RRSP definition and details 
3. Options with your RRSP refund 
4. Determining whether the perfect RRSP strategy exists 

RESOURCES MENTIONED

Government of Canada - RRSP Information

EY Tax Calculator and Rates


OTHER EPISODES

13. Is an RRSP the Best Choice for your Retirement Savings

25. Reduce Taxes with a Spousal RRSP 

29. RRSP, LIRA, TFSA…Where do you Withdraw From First?


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EPISODE SUMMARY

In this episode, Evan discusses what might be going on in the market when you see headlines mentioning dips, corrections, crashes, or bear markets.  Declines in the market happen more frequently than you’d probably think, so Evan provides tips to successfully navigate declining stock markets.

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TOPICS IN THIS EPISODE

1. Defining dips, corrections, crashes, and bear markets 
2. Clarifying how often these events occur and how they likely happen more often than you realize
3. Tips to survive these types of market conditions 
4. Know that you aren’t alone during these types of market events!

RESOURCES MENTIONED

Recessions and Bear Markets - Investor Guide


OTHER EPISODES

45. Why You Should Care About Rising Interest Rates 

47. Guide to Recessions and Bear Markets


If you enjoy listening to the podcast, please leave a 5 star review on Apple Podcasts

📱 Book an intro call - Cedar Point Pathway retirement planning service

📝Financial Foundations Scorecard - See how you score in the areas of cashflow & spending,  saving & investing, debt & risk protection, and retirement readiness. Instant feedback and recommendations on how to improve your finances.

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EPISODE SUMMARY

As we start a new year, today’s episode gives you 5 steps to set up your TFSA in 2022.  A new year means additional contribution room, so this is a perfect time to give this episode a listen!

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TOPICS IN THIS EPISODE

1. 5 steps to set up your TFSA in 2022
2. Understanding your objective 
3. Understanding your risk profile and allocation 
4. TFSA contribution limits 
5. How a TFSA can fit into your long-term plan 

RESOURCES MENTIONED

Vanguard Investor Questionnaire** 

TFSA Limits for 2022

**This questionnaire and the sample asset allocations do not provide investment or financial advice. The sample asset allocations presented are not tailored to any particular investor's circumstances. Investors should speak with a financial advisor for help in selecting an appropriate asset allocation for their particular circumstances and carefully consider all options before investing.


OTHER EPISODES

10. Using a TFSA Like a Pro

24. TFSAs are Great but Watch Out….

29. RRSP, LIRA, TFSA…Where do you Withdraw from First?


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 EPISODE SUMMARY

On the podcast today is Andrew Hallam.  Andrew is the acclaimed author of the popular personal finance books Millionaire Teacher and Millionaire Expat, but he joins me today to discuss his latest book as it relates to money and happiness.

Andrew’s new book is called Balance:  How to Invest and Spend for Happiness, Health and Wealth and is available on January 18, 2022.

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TOPICS IN THIS EPISODE

1. How success, money, health and happiness are related 
2. What should we focus on 
3. Finding balance in life 

RESOURCES MENTIONED

Andrew Hallam - Website 

Balance - The Book


OTHER EPISODES

34. Do I Really Need to Have $1M to Retire 

46. Maximize the Tax Benefits of Your Charitable Giving


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EPISODE SUMMARY

In this episode, Evan covers off some rules of thumb for saving for retirement and how to know if you’re on pace.  Evan answers the question of whether you really need $1M to retire.

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TOPICS IN THIS EPISODE

1. How much do you actually need to save for retirement 
2. What impacts your retirement savings needs 
3. Savings rule of thumbs and systems
4. Recommendations to make saving as easy as possible 
5. Is $1M the right amount to have for retirement 

RESOURCES MENTIONED

The Rule of 30 - book


OTHER EPISODES

17. Investing Basics Part 1 - Stocks

18. Investing Basics Part 2 - Bonds

27. Will you Have any Guaranteed Sources of Income in Retirement


If you enjoy listening to the podcast, please leave a 5 star review on Apple Podcasts

📱 Book an intro call - Cedar Point Pathway retirement planning service

📝Financial Foundations Scorecard - See how you score in the areas of cashflow & spending,  saving & investing, debt & risk protection, and retirement readiness. Instant feedback and recommendations on how to improve your finances.

💰Get your money organized - Full Financial Picture Spreadsheet