Student loan deferment allows you to temporarily pause your federal student loan payments without going into default. During this time, certain loans (such as Direct Subsidized Loans and Perkins Loans) do not accrue interest.

Borrowers have traditionally used deferment when they’re unemployed, facing financial hardship, serving in the military, or enrolled at least half-time in school.

Deferment is different from forbearance. While both pause payments, forbearance always allows interest to build, while subsidized loans in deferment do not.

Vinovest is a platform that allows you to invest in fine wines and whiskeys.

As a consumer item, wine is surging in popularity as an alcohol of choice for everyday Americans. But wine isn’t all about "Rosé all day" and other mass marketing cliches. Top tier wines have a reputation as durable assets that appreciate in value over time.

One of your best investments could be inside of your liquor cabinet (although that "Two Buck Chuck" isn’t likely to increase in value). If you’re curious how to curate a wine selection that can serve as a portfolio for financial appreciation, you might want to consider the wine investment platform Vinovest.

In our Vinovest review, we explain how it works, what fees to expect, and why you may want to invest in bottles of wine.

With recent bank failures, many wonder how they can insure excess bank deposits beyond the FDIC insurance limits.

Have you ever wondered what would happen to your money if your bank suddenly went belly up?

While bank failures were relatively uncommon before the 2008 financial crisis, a large number of them shut their doors in the years following according to the FDIC. And in the last two years, we've seen some of the largest bank failures in US history.

Thankfully, even if your banks shuts down your money is protected up to to a limit by the federal government. But what happens when you have funds deposited at a bank that exceeds the FDIC limits?

Learn how to insure excess bank deposits in this guide.

Finding a student loan as an international student in the United States can be tough. There are not many lenders that offer international student loans. And funding your education in general is hard.

First, the U.S. Department of Education does not offer loans for international students. And, second, it can be more difficult to find work when you're studying abroad.

If you’re looking to study in the US, you may need to take out private student loans to finish your studies. These are also the types of loans that DACA recipients may need to use to fund their education.

Below, we compare the best lenders that offer international student loans.

If you’re carrying student debt, you may not realize that your employer could be helping you pay it down. Many companies now offer student loan repayment assistance (SLRA) as part of their benefits package and understanding how it works can make a big difference in your debt payoff strategy.

A growing trend in the last few years has been for employers to offer student loan repayment assistance to employees as a benefit. Unlike tuition reimbursement (which has been around for years), student loan repayment assistance is a relatively new concept, but one that is gaining traction.

According to the Society For Human Resource Management, about 14% of companies offered some type of assistance program to help employees pay down their student debt (up from 4% in 2019). But one thing is for sure, that number is growing.

Given the fact that roughly 43 million people have student loans, and that the U.S. Workforce is roughly 144 million people, that means almost 1 in 3 workers has student loans. For employers, helping their employees get out of student loan debt just makes sense. That's why some are even offering student loan 401k matching too.

But let's dive into student loan repayment assistance programs specifically.