Author J. David Stein educates and inspires his readers with Money for the Rest of Us, informing them that they needn’t be experts to excel at investing.

The goal of Stein’s book is to encourage readers to step back and analyze investment opportunities, by using his 10-question framework to increase the odds of succeeding at investing.

Check out the book on Amazon here >>

An EIN is a unique identifying number issued by the IRS for a business. It is used to open business checking accounts and file taxes, among other things.

EINs are easy to get and most businesses will find that they eventually need one.

Doing your own taxes is way easier than it seems.

Our parents had it rough during tax season. Doing their own taxes sometimes took a week or more. They’d spread papers and receipts across the kitchen table. Then they’d punch numbers in a calculator and flip through the IRS’s annual tax guide until ink coated their fingertips.

Yikes!

Today, thanks to tax software and other innovations, we can do our own taxes with fewer headaches. In fact, doing your own taxes with tax software should likely take you less than an hour (even less if you're organized). And new apps even allow you to do it on your phone!

Here's what you need to know about how to do your own taxes!

We look at the top personal finance YouTubers out there and what sort of advice they offer to their subscribers in their videos

Both the standard deduction and itemized deductions reduce the amount of tax you pay in a given year. So which is better? Should you itemize or should you keep things simple and take the standard deduction? We explain when each option makes sense.

It’s important to note that good tax software will help make the decision for you — by automatically choosing the deduction that gives you the best savings.

And for most Americans, the answer is the standard deduction. Almost 90% of taxpayers simply claim the standard deduction because it's the better choice.

If you don’t know what tax software to use, check out our list of the Best Tax Software to get started.

When you owe the IRS money, it will attempt to collect the money you owe. One of the most important steps you can take is to avoid legal collections processes.

If you owe back taxes, the IRS may put a lien against your property. This means that the IRS is the legal recipient of the funds if you choose to sell a car, sell your house, or if you liquidate any assets. The IRS can also issue a levy. An IRS levy allows the government to legally seize your property to pay a tax bill.

The goal of every tax debt relief program is to help you avoid legal action from the IRS, while making your tax debt more manageable. While it’s rare for all of your tax debt to be wiped out, there are tax debt relief options for most people.