Instant loan apps promise easy money. But what's the catch? Investigative reporter Poonam Agarwal and filmmaker Ronny Sen take us behind the scenes of their award-winning documentary The Trap: Inside the blackmail scam destroying lives across India.

This programme contains discussion of suicide and suicide attempts. If you feel affected by this topic, you could speak to a health professional or an organisation that offers support. Details of help available in many countries can be found at: www.befrienders.org

Produced by Alice Gioia and Caroline Ferguson.

(Photo: Faranak Amidi. Credit: Tricia Yourkevich)