In this episode of "Insurance Business Babes," hosts Joanna Wyckoff and Kathe Kline delve into the complexities and evolving landscape of disaster-related special election periods (SEPs) and their potential phase-out, largely due to misuse by giant call centers and regulatory changes from CMS.

They discuss the impact these changes have on independent agents, including the challenge of managing client enrollments and commissions amidst growing restrictions and automatic enrollments.

The episode covers various industry issues such as the influence of high-profile figures in policy-making, the role of nonprofits like Health Agents for America in advocating for agents' rights, and the struggle with non-commissionable plans and undertrained SHIP counselors.

The hosts emphasize the importance of structured client processes, regulatory compliance, and the need for diversification into other insurance products to mitigate the risks posed by these systemic changes.

This episode is sponsored by CertifiedMedicareAgents.com