What is financial literacy and why is it important to understand starting at a young age? According to the dictionary, financial literacy is the ability to understand how money works in the world; how you earn it, how you manage it, how you invest it, how you use it to help others aka donating. Producer, Cynthia Brian, sits in the hosting seat to interview teen reporters Zahra Hasanian, Eric Pawlakos, and Asya Gonzalez on what financial literacy means to them, how they are learning, and what are the benefits. The chapter on financial literacy penned by Heather Brittany is read from Be the Star You Are!® for Teens advocating the importance of earning a living to live a life. • • "A penny saved is a penny earned." Benjamin Franklin