Today I’m joined by Sam Carter of SJC Property Developments, who’s showing us that it’s absolutely possible to make property deals work—even in one of the most expensive parts of the country. Sam and his family are building a thriving business in Cambridge, and their latest project is nothing short of remarkable.

They secured a property that was originally on the market for £725,000 at a bargain price, applied a smart strategy with multiple exit options, and turned it into a deal that generated hundreds of thousands of pounds.

In this episode, Sam and I dive into exactly how they pulled it off, the key decisions that made this project such a success, and what it really takes to grow a profitable property business when many people insist the deals just aren’t out there.

So, if you’ve ever thought opportunities only exist in the cheaper parts of the country, this conversation will make you think again.

Here’s what we cover in the episode:

• 02:57 Sam Carter’s Background and Early Influences
• 05:47 Transitioning from Employee to Entrepreneur
• 14:44 Understanding Exit Strategies and Risk Mitigation
• 20:54 Dealing with Unexpected Challenges in Property Development
• 26:34 The Importance of Mentorship and Continuous Learning
• 32:49 Creative Strategies for Maximizing Property Value
• 35:42 Building a Personal Brand and Networking for Growth

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In today’s episode, I’m sitting down with Kazy from Property by Kazy for a no-holds-barred conversation about my journey in property and what it’s really taken to build the businesses I have today.

We cover it all—the hard truths, the challenges I’ve faced, the mistakes I’ve made, and the realities that don’t often get talked about. But it’s not all doom and gloom—we also dive into the exciting opportunities ahead for property investors and why, despite the ups and downs, this journey is worth it.

This is my unfiltered take: the highs, the lows, and everything in between. If you’re building your own property business and finding it tough, maybe slower than you’d like, I think you’ll take comfort in knowing you’re not alone—and that you’re probably doing exactly what you should be doing.

Hopefully this episode inspires you, motivates you, and above all, keeps it real. From the very beginning of my story right through to my latest deals, this is the most complete picture I’ve shared of my journey so far.

Here’s what we cover:

• 02:54 – Understanding HMOs, The Student Market and Its Benefits
• 15:15 – Systemisation in Property Management
• 18:58 – Building a Property Portfolio
• 24:05 – Transitioning to Education and The Value of Mentorship
• 33:08 – Commercial Valuations and Market Risks
• 37:54 – Common Mistakes in HMO Investing
• 39:42 – Current Projects and Future Goals

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Connect with me on Instagram or Linkedin for daily HMO tips and advice! 

If you want to join my 1-2-1 mentoring program, you can enquire here. 

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Today, I’m joined once again by a familiar face on the podcast — Rebecca Alcock. You might remember Rebecca from our January episode. She’s a former mentee of mine who, alongside her husband Jolly, has gone on to achieve some incredible things in the HMO world.

This time, Rebecca’s back with some very exciting news to share. I won’t spoil the surprise just yet, but I was keen to dig into exactly how she’s built such success, the challenges she’s overcome, and the strategies that have worked for her.

Whether you’re just starting your HMO journey or looking to scale but finding it tough, there’s a lot to take away from Rebecca’s story, methods, and approach. 

Here’s what we cover:

• 05:43 - Long-Term Vision and Diversification
• 08:52 - Managing Challenges and Chaos
• 11:48 - Transitioning from Corporate to Property
• 14:56 - Overcoming Time Constraints and Prioritising Goals
• 20:36 - The Role of Accountability and Mentorship
• 23:30 - Navigating Information Overload

If you want to join Rebecca’s 1-2-1 mentoring program, you can enquire here.

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Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify!

Got any questions? Join The HMO Community on Facebook!

Connect with me on Instagram or Linkedin for daily HMO tips and advice! 

If you want to join my 1-2-1 mentoring program, you can enquire here. 

Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.

Emma Estill and her husband Dan from Stylish Living started their property journey in 2019 with simple three-bed terraces. Just a few years later, they’re developing £3 million sites, running their own build team, and managing multiple businesses in property.

In this episode, Emma shares how they scaled through challenges, stayed family-focused, and built success by taking on tough projects. We’ll also discuss their standout deal — a derelict nightclub with planning and access issues that most investors avoided. They transformed it into a property generating over £12,000 net per month.

Tune in to hear Emma’s journey, the lessons learned, and why saying yes to the hard stuff can pay off big.

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Got any questions? Join The HMO Community on Facebook!

Connect with me on Instagram or Linkedin for daily HMO tips and advice! 

If you want to join my 1-2-1 mentoring program, you can enquire here. 

Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.

In this episode, we’re diving into one of the most important pillars of property investing – risk. It’s the foundation behind every decision we make, yet too many investors spend far too little time thinking about what risks they face, where they come from, and how to manage them.

After nearly 20 years in this game, I’ve learned that becoming more risk-aware doesn’t mean doing fewer deals – it means doing better ones. As I’ve grown older, with more to lose and more people depending on me, I’ve approached risk differently. I’ve structured deals smarter, had better conversations, and ultimately built safer, stronger businesses because of it.

Today, I want to help you do the same. We’ll unpack what risk really is, where it comes from, and how you can mitigate it to build a more resilient property business.

 02:46 – Understanding Different Types of Risks
 05:52 – Sources of Risk in Property Investment
 08:35 – Mitigating and Managing Risks
 41:34 – Evaluating Project Viability

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Connect with me on Instagram or Linkedin for daily HMO tips and advice! 

If you want to join my 1-2-1 mentoring program, you can enquire here. 

Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.

In this special rewind episode, I’m sharing what is hands down one of the most important and most downloaded episodes I’ve ever recorded. Originally a talk I gave at the HMO Awards, it’s packed with the 5 biggest lessons I’ve learned from scaling my own portfolio and from some of the most successful investors I know.

If you're working towards 10 properties, aiming for that £10K/month milestone, or just need a bit of motivation to cut through the noise, this one's for you.

These are the lessons that genuinely moved the needle in my business and still do today.

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Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.

In today’s episode, I’m sharing one of my honest, no-filter business updates. It’s been a while since the last one in February, and there’s a good reason I’ve waited until now.

I’ll be lifting the lid on what’s been happening in my world: from the latest in my development and HMO businesses, to everything I’ve been juggling outside of work. These updates are my way of keeping things real and transparent with you.

Yes, I’m a property investor and business owner, but like many of you, I’m also trying to balance other goals and challenges in life. And let’s face it, none of this is easy.

So if you’re curious to know what’s really been going on behind the scenes - good, bad, and everything in between, tune in and enjoy this catch-up episode.

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If you're spending way too much time looking at HMO deals that just don’t stack up, this episode is for you. I’m breaking down the exact 60-second check I use to quickly filter out the rubbish - and trust me, this will save you hours (and probably a few headaches too).

Here’s what we cover:

• 02:20 - The Importance of Efficient Deal Filtering
• 05:42 - Key Metrics for Evaluating HMO Deals
• 11:47 - Understanding Planning and Its Implications
• 17:39 - Refurbishment Costs and Their Impact on Deals

These quick checks will save you hours, stress, and potentially a lot of money. If you want to stop wasting time and get focused on deals that actually work—tune in now.

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Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify!

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Connect with me on Instagram or Linkedin for daily HMO tips and advice! 

If you want to join my 1-2-1 mentoring program, you can enquire here. 

Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.

Are you working harder than ever on your HMO business, but still not seeing the progress you expected?

You’re not alone and this episode is here to help. We’re diving into the reasons so many HMO investors get stuck spinning plates, and the practical steps you can take to finally break through and scale towards that £10k-a-month milestone.

Here’s what we cover:

•  01:36 – The key challenges holding your HMO business back
•  10:35 – Proven strategies to overcome stagnation
•  11:06 – How delegation and outsourcing can drive growth
•  16:10 – Systemising your business for consistent results
•  19:28 – The importance of focus in achieving your goals

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Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify!

Got any questions? Join The HMO Community on Facebook!

Connect with me on Instagram or Linkedin for daily HMO tips and advice! 

If you want to join my 1-2-1 mentoring program, you can enquire here. 

Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.

In this episode, I’m taking you behind the scenes of my own journey scaling from 5 to 50 HMO rooms. I’m rewinding the clock and sharing exactly what I’d do differently if I had to do it all over again.

You’ll hear the honest truth—what really worked, what I got completely wrong, and the lessons I learned the hard way. Most importantly, I’ll walk you through a practical, no-fluff playbook for growing your own HMO portfolio in a smarter, faster, and more sustainable way—without repeating my mistakes.

Topics covered in this episode:

• 02:51 - Key Success Factors in Growing HMO Portfolio
• 12:08 - Mistakes Made and Lessons Learned
• 25:26 - What I Would Do Differently

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Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify!

Got any questions? Join The HMO Community on Facebook!

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If you want to join my 1-2-1 mentoring program, you can enquire here. 

Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.