The Karat Podcast

The Karat Podcast

By Karat FinancialBusinessEntrepreneurship
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The Karat Podcast episodes

  • EP. 92 - Why Nihachu Quit the Internet… and Why She Returned

    Get Karat Business banking with a signup bonus at https://link.trykarat.com/niki ‪@NikiNihachu‬ was one of the biggest female streamers in the world - then she quit. Today she shares what happened, why she's returning, and how to create from a place of joy.Note: this was recorded in at VidCon in June 2025.

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    0:00 – Intro1:16 – Why she stopped posting content1:34 – Minecraft fame at 18 in COVID lockdown2:12 – “If I die tomorrow, what will they remember me as?”3:54 – her streaming origin story4:40 – “I’ve been through some shit" - like being KIDNAPPED6:05 – Choosing not to become bitter after trauma6:44 – Nihachu is not your angel8:38 – Telling the internet her deepest darkest secret10:40 – what depression looks like11:52 – she's using TikTok for GOOD14:23 – Nihachu's secret motivation in life15:17 – how this ties to philosopher Kant18:19 – Dream SMP hate21:23 – why she moved to Los Angeles!23:11 – She moved out at 17....then what?23:31 – Nihachu begged classmates for a couch24:32 – she had nothing...then a stranger helped26:12 – Nihachu didn't pay taxes - jail arc?? 27:29 – why she didn't do brand deals for so long29:26 – NO to gambling money30:47 – what new Nihachu content looks like33:19 – Why therapists don’t understand creators37:12 – Nihachu's message to her folloewrs

    39 min
  • EP. 91 - Zach Justice on building a media empire from nothing

    Get Karat Business banking with a signup bonus at https://link.trykarat.com/justice ​ ⁨

    Zach Justice grew up in poverty.


    Today he's built a YouTube comedy empire and talking with Hollywood studios - all through rizz and pickup lines- here's how he did it.

    Note: this was recorded in June 2025.


    0:00 - Intro

    1:23 - Zach wakes up at an ungodly hour

    2:17 - how Zach started on The Vampire Diaries and cucked his gf

    4:00 – how Zach broke into Hollywood as a nobody

    4:48 - Zach's first place was a sh*thole

    5:25 - was it an earthquake? nah just a threesome
    6:24 - was Zach getting cast in stuff?
    7:16 - Zach was literally starving
    9:48 - Zach moved out because fear of being stabbed
    10:27 - Zach commits actual financial fraud
    11:49 - Zach's sexual life at this time
    12:20 – how the Dropouts pod got started
    13:32 - Zach on his cohost and ex Indiana
    14:32 - Zach was robbed of $50K
    15:35 - Zach's financial struggles growing up
    17:56 - Zach is motivated by death
    22:26 - how Zach deals with views going down
    23:23 - how people in LA treat you when views are down
    25:59 - Zach's beef with CollegeHumor Dropout
    26:36 - the origins of The Lunch Table podcast
    27:42 - why Zach invests in other creators
    30:54 - what Zach is doing with Hollywood now
    33:47 - Zach on Tara Yummy
    36:21 - does Zach prefer Hollywood or YouTube
    37:42 - Zach on AI
    41:12 - Zach on pitching A24
    41:32 - how is Zach both funny but also business savvy?
    43:42 - why is Zach raising millions
    45:06 - Zach's shoutout to a small NBA basketball player

    46 min
  • EP. 90 - Mizkif on ego, pain, & cancellation (interview)

    NOTE: this episode was filmed before recent events involving Mizkif. This podcast is not an endorsement of him or his action. We're keeping it up as historical context.

    Join Karat's Discord at https://link.trykarat.com/mizkif-discord

    Get Karat Business banking with a signup bonus at https://www.trykarat.com/10kboost-a?utm_medium=spotify

    Mizkif was a king of Twitch. Then he was cancelled.

    Today he shares how he's rebuilding his legacy by developing new businesses and projects.

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    Follow Karat at

    https://www.instagram.com/trykarat/

    Follow Eric at https://www.instagram.com/erictway/

    Follow Mizkif at

    https://www.instagram.com/realmizkif/

    ------------

    0:00 - Intro

    1:22 - Why streamers have massive egos

    6:01 - How it all started

    18:22 - How “the door” happened

    21:21 - Miz on business: OTK and Starforge

    26:20 - How it felt becoming a millionaire

    29:56 - Where did he f*ck up?

    37:32 - What’s his focus now?

    45:41 - Why Twitch is a dying platform

    48:31 - What would he do right now to get famous?

    50:42 - His SECRET group he never talks about

    52:15 - What's his legacy?

    55:37 - Does his ego motivate him?

    57:12 - Chatting with Miz’s BEST friend Dave

    1 hr 3 min
  • EP. 88 - How I Built a Billion Dollar YouTube Business: Alex Hormozi interview [VIDEO]

    Join Karat's Discord for creator masterclasses every week at https://link.trykarat.com/discord-hormozi

    Meet Alex Hormozi: he's making $10M+ year from content and owns a portfolio of businesses making $250M/ year.In this pod - he shares 21 secrets on how he monetizes and scales his content- and why most creators are stuck in a broken business model.

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    Follow Karat at

    https://www.instagram.com/trykarat/


    Follow Eric at

    https://www.instagram.com/erictway/


    Follow Alex at

    https://www.youtube.com/@AlexHormozi

    https://www.instagram.com/hormozi/

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    21 Insights from Hormozi:

    01:44 - Your content is your business

    04:08 - How to scale your business beyond a “face” personality

    05:50 - Wanna make money? Learn this game

    06:32 - One mistake killing your channel - FIX IT

    07:38 - Monetization HACKS every creator should know

    12:48 - Focusing on deals? Congrats, you're a media company

    16:09 - If it's worth doing, expect HATERS

    16:58 - DON'T eat this...

    17:48 - Can you really get cancelled?

    25:11 - Giving up equity can 10x your business

    29:11 - Copy what works, scale FAST

    30:00 - Content alone won't build your business - THIS WILL

    31:00 - How to win on cost, but RISK it all

    31:43 - Beat key man risk with this one strategy

    35:45 - Secret to scaling your content

    39:23 - Chose the right product to promote or LOSE BIG

    40:37 - Use this retention hack from day 1

    42:40 - Elements of influence you NEED to master

    50:15 - Secret hack to using short form

    52:00 - Content won't scale a business UNLESS you know this

    53:31 - The branding mistake that's diluting your platform

    1:06:03 - Ultimate content boosting cheat code

    1 hr 7 min
  • EP. 87 - Scumbag Dad on Why YouTube is Broken (interview) [VIDEO]

    Join Karat Banking's perks program at https://www.trykarat.com/banking - first 1000 members to join the waitlist & be approved get the perks program for free for a year

    Why are so many YouTubers quitting or getting cancelled? @scumbagdadofficial aka Scumbag Dad knows why - how algorithms are breaking our minds- and how to fix it.
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    Follow Karat at
    https://www.instagram.com/trykarat/
    Follow Eric at
    https://www.instagram.com/erictway/
    Follow Scumbag Dad at
    @scumbagdadofficial
    https://www.instagram.com/brad_podray/
    https://www.tiktok.com/@brad_podray
    ------------------
    0:00 - Intro
    1:29 - YouTube is BURNING down
    2:02 - Disingenuous creators - how to spot them!
    4:20 - Online "Rizz" guys are creating this issue
    5:53 - Why the comment section is BRUTAL
    7:45 - Creating ScumbagDad for this reason
    9:03 - The main goal of 99% of YouTubers
    11:57 - This YouTuber is now a politician
    13:27 - Why his content was BANNED on TikTok
    15:50 - He SPENDS how much on his TikToks?!
    18:55 - His new podcast with @Stanzipotenza
    20:48 - Why he HAS to change his name
    21:27 - Losing a commercial gig because of this video
    22:56 - KindbagDad...launching soon?
    26:41 - Al is changing the creator landscape
    30:16 - Every artist should make short form content
    35:24 - Ruin your online following with this simple hack!
    37:43 - This type of creator is EVIL
    39:47 - This EVIL TIKTOKER preys on the homeless for content
    41:24 - His endgame and closing thoughts

    45 min
  • EP. 86 - How LaurDIY survived YouTube for 10 years (interview) [VIDEO]

    Join the waitlist for Karat Banking's new perks program at https://link.trykarat.com/banking-karat-pod - first 1000 members approved get perks free for a year~

    LaurDIY has done YouTube for over 10 years - and she's still relevant, active, and not cancelled! Today she shares her secrets on how to build a sustainable career as a creator.
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    Follow Karat at
    https://www.instagram.com/trykarat/
    Follow Eric at
    https://www.instagram.com/erictway/
    Follow LaurDIY at
    @LaurDIY  @laurDIYvlogs @WildTil9
    https://www.instagram.com/laurdiy/
    ------------
    00:00 - Intro
    03:57 - Secret to 10 YEARS on YouTube
    04:16 - LauraDIY Roasting Eric
    05:26 - Extreme Makeover: Eric edition
    08:59 - LaurDIY ghosted Eric
    10:47 - Staying in bad relationships
    13:23 - Privatizing your old videos is good
    14:13 - DIY era wasn't always authentic
    15:37 - Growing with your audience can save your channel
    16:58 - why Lauren talks about p*nises now
    17:55 - Secret to shifting content
    20:33 - Hello new subscribers, goodbye old ones
    25:07 - Vlogging is the new DIY'ing
    26:53 - Making money on YouTube 10 years ago
    30:14 - 90s kids are natural DIYers
    36:38 - Meeting my husband while we both were in other relationships
    38:27 - 10+ more years on YouTube?
    42:30 - Content planning 101
    47:37 - Partnering with Ashton Kutcher
    52:10 - The one thing every creator struggles with
    53:24 - Lauren's HOLLYWOOD show & ratings on it
    57:42 - her show cost how much per episode??
    59:32 - her HBO show got CANCELLED
    1:05:43 - Staying sane as a creator
    1:09:26 - Outro
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    Editors: Jayna Benito & Cole Selby

    1 hr 10 min
  • EP. 85 - Anthpo exposes why being funny on YouTube sucks (interview) [VIDEO]

    Apply to join the creator talks discord here: https://link.trykarat.com/DiscordYT

    @anthpo's videos make people laugh - but @anthpo works incredibly hard behind the scenes to make them. Today he shares why he quit YouTube last year before mysteriously returning - how he balances his art with making money - and what it was like working for MrBeast.
    Note: we filmed this at VidCon live in June 2024
    ------------
    Follow Karat at
    https://www.instagram.com/trykarat/
    Follow Eric Wei at
    https://www.instagram.com/erictway/
    Follow Anthpo at
    @anthpo and @NotAnthpo
    ​⁠‪https://www.instagram.com/anthpo/
    -------
    0:00 - Who is Anthpo?
    0:54 - Why quit YouTube?
    1:18 - Why his content is changing
    3:22 - His experience working for MrBeast
    4:20 - Why being a creator SUCKS
    5:44 - Who he SLEPT with...
    6:14 - Anthpo's creative comeback
    6:53 - The SECRET SAUCE for viral content
    7:50 - Anthpo got on the Bachelor9:34 - MrBeast's content formula is outdated 10:03 - Kelly Wakasa made Anthpo CRY11:19 - What you NEED to know as an upcoming creator
    13:32 - Traveling thru the Anthpoverse
    15:13 - He's never told anyone this...16:18 - Does he recommend making content while in college
    17:27 - He makes HOW MUCH on YouTube?!
    17:51- Are sponsors CRINGE?18:54 - The two paths of a YouTuber
    20:20 - How he manages brand deals22:15 - Why BBNO$ paid him for a collab
    23:46 - This was his the breaking point
    25:21 - The real reason creators QUIT YouTube
    26:18 - 2 pieces of advice for beginner creators
    28:47 - SPECIAL GUEST!!
    29:48- Anthpo's GIFT to Eric!

    31 min
  • EP. 84 - OfflineTV’s Creative Genius: Brodin Plett interview [VIDEO]

    Apply to join the creator talks discord here: https://link.trykarat.com/DiscordYT

    @OfflineTV is a content powerhouse featuring streamers like  @DisguisedToast,​⁠ @LilyPichu and @MichaelReeves, now meet their creative director who helps make the magic happen, @Brofain.
    Today Brodin shares his creative vision for OTV and the thought process behind OTV’s viral video- along with his own inspirations across music, modeling, film, anime, and more!
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    Follow Karat at
    https://www.instagram.com/trykarat/
    Now available on Spotify
    https://open.spotify.com/episode/
    Follow Eric Wei at
    https://www.instagram.com/erictway/
    Follow Brodin at
    https://www.instagram.com/brodinplett
    ​⁠ @Brodin Plett
    Follow OTV at
    ​⁠@OfflineTV
    https://www.instagram.com/offlinetv
    ------------
    00:00 - Intro
    01:26 - Why he HATES the number "3"
    02:37 - Why OfflineTV needed him
    05:18 - COVID got him his OTV job
    06:45 - Separating friendship and the drama
    07:42 - The first thing he changed at OTV
    10:16 - The Office influenced OfflineTV
    11:16 - OfflineTV Anime film Coming Soon?!
    14:09 - Fear Pong, Condiment Girl and Hide & Seek
    15:23 - Taking the channel in a new direction
    18:08 - Creative VS Business: handling brand deals
    19:59 - This 19yo's YouTube video is becoming MOVIE
    21:33 - A flood caused him to miss TwitchCon
    23:06 - He owes his success to Coachella '19
    24:14 - Is he weird for this?
    25:43 - Preparing to work for YouTube as a middle schooler
    31:04 - I didn't getting paid for MONTHS while in esports
    33:13 - Working for Marshmello and the FBI
    37:22 - Filmmaker by day, musician by night
    39:09 - Where he'll be in 10 years
    41:00 - The superior ATLA bending skill
    42:15 - Working on this skillset as a 30yr old
    44:50 - Does he think he's a good manager?
    47:45 - Closing thoughts

    49 min

About The Karat Podcast

From the publisher's feed

Ever wondered what your favorite creators are like behind the scenes? Karat Financial co-founders Eric Wei and Will Kim talk with today’s biggest creators to get to know the humans behind the content.…

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