With premium increased rising by 50-100% in some States there are a lot of Americans who are going to be looking for alternatives. I was sitting at dinner with my mother, wife, and kids the other night and we were discussing the massive premium increases and deductibles.

As I started running the numbers in my head, I realized there was almost no reason even to carry insurance anymore. With the high out of pocket cost and the low likely hood of massive injury or illness, one is far better off simply paying the penalty and then coming out of pocket for any major illness year one.

In year two you can always get a policy that protects you against the hundred or two hundred thousand dollar expenses.

I can't be the only one who's doing the math. This could be the straw that breaks Obamacare's back. Or it could be the tide that takes us to single payer.

I'll talk about all of this along with Russia and heroin addition today on the show.

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