With Americans changing jobs frequently, a staggering $1 trillion in 401(k) funds is rolled over each year. This week, we'll delve into strategies for managing your old 401(k) after job changes and what to do if you inherit a retirement account. We'll also discuss the crucial role of a fiduciary financial advisor and the upcoming rule change that will strengthen protections for clients with retirement accounts. This new regulation will require more financial advisors to prioritize their clients' best interests, though not in all situations.

We all know what the polls and the pundits are saying about the election. But what does Wall Street think? This week, we break down a growing but obscure corner of the financial market – the prediction market. We discuss what the prediction markets are forecasting (newsflash its different than the polls) and the “privilege wheel” of political power.

This week, Microsoft and CrowdStrike caused the world to temporarily grind to a halt. Flights were grounded, hospitals struggled, and emergency services faced disruptions - all because of a tech glitch. Now, closer to home, what if your bank suddenly went silent? This week's episode dives deep into the recent technology outage, then zooms in on your personal finances. We'll discuss Single Points of Failure lurking in your everyday life, and equip you with practical strategies to build a safe financial operating system. Learn how to create contingency plans and weather unexpected storms, so you're never left scrambling to pay for groceries or feeling financially unsafe.

Most people have a “bucket list” - a list of things they want to do before they die. When’s the last time you thought about yours? Are there any financial goals on the list? On this week’s show, we discuss the bucket list concept and the importance of not waiting too late to start living your best life.

Check your social media and you will find endless stories about everything BUT the Supreme Court’s decision to grant full immunity for criminal acts committed by past and future presidents. This week, we are discussing politics, the economy and how we are defining what Black jobs ACTUALLY are. 

With electric vehicles gaining popularity, have you ever run the math to see if they are really worth it? Have you considered adding solar panels or buying your home electricity from a third party? Today, we are answering all of these questions and more! We also describe a contract parents can sign with their kids this summer.

It’s election season. We have two elderly men running neck and neck in the presidential race and one candidate is gaining ground with Black men. Today we will discuss the impact of politics on your bottom line, and Biden’s report card for Black America. But most importantly you will learn why Andrea was accused by her son of being “the fun sponge!”

Diversity, Equity and Inclusion is under attack in America. This month, the Supreme Court stopped the Fearless Fund from making grants to black-women entrepreneurs. Colleges are moving away from race based admissions and several states are banning DEI initiatives. While you may not have control of any of these issues – one thing you have complete control over is how you spend and invest your money. In this week’s episode we will discuss ways in which you can put your money where your mouth (and heart) is.

Last week’s episode discussed the costs associated with a major illness like cancer and how your medical insurance works. This week, we are talking about disability insurance, long-term care and somehow Allan’s dog (who has an interesting palette). Second episode of a very special series

We recently heard several stories of people whose financial situations got turned upside down due to illness. Often you hear of these situations where people have no insurance. What was unique about these stories - they all had jobs with employer provided health insurance. And yet they all wound up filing for bankruptcy. On today's show, we will discuss the cost of getting sick (hint: it's more than just medical bills) and the ways you can prepare today!