The Money Advantage® Podcast | Infinite Banking Concept & Family Banking

As entrepreneurs building growing businesses, it often becomes necessary to transform ourselves. Innovation requires shedding our old thought patterns and ways of operating, so we can embrace new ones that serve us better.  Dan Sullivan, of Strategic Coach, outlines this phenomenon in his growth-provoking article, Don’t Be a “Rugged Individualist” – Delegate!

He contrasts two ways of being. As fledgling entrepreneurs, we embody the tenacity and grit of “rugged individualist.”  Perhaps initially we can’t afford to hire out.  We resort to doing everything ourselves, from marketing, sales, technical expertise, service, managing, hiring, training, picking up supplies, cleaning the bathrooms, etc.  But as we expand, this individualism can quickly become stunting, and downright ridiculous.

The maturing business owner must shift from an “I can do it myself” perspective to one of “who can do this better than me?”

Trying to do everything yourself limits the good you can do.  Instead, focus on your strengths, spend your time there, and delegate everything else. In this way, you’ll accomplish much more together as a team.

Table of contentsWhere Entrepreneurship Fits into the Cash Flow SystemWhy Delegation Is a Prerequisite to Creating Your Ideal LifeRugged Individualism Comes from a Scarcity MindsetThe Two Top Reasons to DelegateGuidelines for Effective DelegationStart Before You’re ReadyDelegate to Build Your Wealth Creation Team

Where Entrepreneurship Fits into the Cash Flow System

We love Entrepreneurship.  Business owners emphasize and focus on cash flow over accumulation.

In the Cash Flow System, you first increase cash flow by keeping more of the money you make.  Then you protect your money.  Finally, you increase and make more.

Entrepreneurship is part of Investing in stage 3.  Building a cash-flowing asset portfolio of real estate and business accelerates time and money freedom.

Why Delegation Is a Prerequisite to Creating Your Ideal Life

In the early stages of business, you may be tempted to think that just because you’re good at your craft, that will automatically translate to building a successful business.  But often this start-up strength can become a weakness in the scaling phase.

If you’re focusing on things that aren’t your core strength, you’re going to have a hard time moving forward.  Not only is it demoralizing and damaging to your confidence, but the progress is slow.  It arrogantly blinds you from recognizing the talents and skills of others around you.

Building a self-sustaining business that doesn’t depend on you requires you to scale by building high-functioning teams.  This is the only way to move from the Self-Employed to the Business Owner quadrant in Robert Kiyosaki’s Cashflow Quadrant.

Rugged Individualism Comes from a Scarcity Mindset

Think about all the reasons you wouldn’t delegate.

Often, it’s our pride and arrogance, thinking we can do something better than everyone else.  That perspective prevents us from seeing the potential in others.  And we continue to play small.  Instead of teaching others and re-creating ourselves, we cap our potential.

Another reason we don’t delegate is that we believe it’s too expensive, or that we can’t afford it.  But this decision has an opportunity cost too!  You might save the cost of paying a contractor if you do it yourself, but how much can you actually do on your own?  How much more can you accomplish if you multiply your efforts with a team and synergize everyone’s strengths?

The Two Top Reasons to Delegate

The most important reason to delegate is that if you are not willing to invest in the expertise of others to support you, no one will invest in your expertise to support them.  It’s a law of abundance and value creation.  By refusing to give and receive from those who can help you, you are cinching a tourniquet around your ability to give and receive in every other area of your life.

https://www.youtube.com/watch?v=aSWKvjLqZ6Y

Most people struggle to get out from debt like they’re drowning in the ocean.  Like drowning, they waste energy, time, and money floundering and flailing instead of taking calculated, focused, strategically-timed strokes that would free them most efficiently. The Cash Flow Index removes this struggle.Before we dive into the Cash Flow Index, let's talk about why this happens.

Often, people focus on solving the wrong problem.  When it comes to paying off debt, most people are riveted on the interest they are paying. They let it steal their attention like a car accident in the other lane causes the rubber-necking drivers to lose focus on staying in their own lane.

When it comes to paying off debt, interest is only the second priority.  It plays second fiddle.

It’s cash flow that is the first priority.

A focus on interest rates is like a focus on all the deep scary ocean water, full of sea creatures below you.  It’s the wrong place to put your attention if you want to swim.  Don’t work to escape the water, work to reach the air.

Table of contents* Earlier in the Series on Debt* The Safest, Smartest Way to Pay off Debt* Where Paying off Debt Fits into Your Cash Flow System* Why Cash Flow Is Top Priority* Cash Flow Strategy for Paying off Debt* Step 1: Calculate the Cash Flow Index* What Does the Cash Flow Index Mean?* Ranking Your Cash Flow Index Scores* The Rate of Return on Paying Off Debt* Step 2: Use the Cash Flow Index to Create a Strategy* Should You Pay off Loans?* Consumptive vs. Productive Loans* Your Strategy Depends on Your Stewardship* The Best Strategy to Pay off Debt* #1) Continue making minimum payments.* #2) Build up savings.* #3) Keep an emergency fund.* #4) Find your lowest index loan.* #5) Pay off the loan all at once.* #6) Redirect new cash flow to savings.* Turbocharge Your Debt Pay-Off with Life Insurance* Refinancing and Loan Consolidation* Other Considerations* The Bottom Line* Start Increasing Your Cash Flow Today* The Whole Series on Debt

https://www.youtube.com/watch?v=aSWKvjLqZ6Y

Most people struggle to get out from debt like they’re drowning in the ocean.  Like drowning, they waste energy, time, and money floundering and flailing instead of taking calculated, focused, strategically-timed strokes that would free them most efficiently. The Cash Flow Index removes this struggle.Before we dive into the Cash Flow Index, let's talk about why this happens.

Often, people focus on solving the wrong problem.  When it comes to paying off debt, most people are riveted on the interest they are paying. They let it steal their attention like a car accident in the other lane causes the rubber-necking drivers to lose focus on staying in their own lane.

When it comes to paying off debt, interest is only the second priority.  It plays second fiddle.

It’s cash flow that is the first priority.

A focus on interest rates is like a focus on all the deep scary ocean water, full of sea creatures below you.  It’s the wrong place to put your attention if you want to swim.  Don’t work to escape the water, work to reach the air.

Table of contentsEarlier in the Series on DebtThe Safest, Smartest Way to Pay off DebtWhere Paying off Debt Fits into Your Cash Flow SystemWhy Cash Flow Is Top PriorityCash Flow Strategy for Paying off DebtStep 1: Calculate the Cash Flow IndexWhat Does the Cash Flow Index Mean?Ranking Your Cash Flow Index ScoresThe Rate of Return on Paying Off DebtStep 2: Use the Cash Flow Index to Create a StrategyShould You Pay off Loans?Consumptive vs. Productive LoansYour Strategy Depends on Your StewardshipThe Best Strategy to Pay off Debt#1) Continue making minimum payments.#2) Build up savings.#3) Keep an emergency fund.#4) Find your lowest index loan.#5) Pay off the loan all at once.#6) Redirect new cash flow to savings.Turbocharge Your Debt Pay-Off with Life InsuranceRefinancing and Loan ConsolidationOther ConsiderationsThe Bottom LineStart Increasing Your Cash Flow TodayThe Whole Series on DebtBuild Your Time and Money Freedom

Earlier in the Series on Debt

Previously, in Why Debt Free Doesn’t Make You Financially Free, we demonstrated clearly what debt is and what it isn’t, and that rushing frantically to pay off loans may be one of the riskiest financial moves you can make.  We revealed that just because you have loans doesn’t mean you’re even in debt, and that the end goal of being rid of debt might not get you any closer to financial freedom.

Then, in The Right Way to Spend Money: Spender, Saver, or Steward? we discovered the limitations of both the Spender and the Saver.  We also uncovered the superpowers of the Steward to create wealth through control, access to capital, and earning uninterrupted compound interest.

In Opportunity Cost: The Invisible Cost of Financing, we busted the myth that paying cash always saves you money. We discussed that there’s always a cost of capital, and the person who comes out ahead is the one who maintains control and access to their money.

The Safest, Smartest Way to Pay off Debt

Now, if you are in a position with multiple loans, and you’ve decided that the most productive use of your capital at this time is to pay off loans, it’s time to get a game plan.

We’ll help you calculate the best strategy to pay off debt, while decreasing risk, increasing your cash flow, maintaining as much financial control as possible, and avoiding a crisis of liquidity.

We’ll call it Cash Flow Index Snowball Method.  It’s a comprehensive cash flow strategy for paying off debt.

We’ll answer:

Should I pay off my debt?If so, how do I pay off debt the quickest, most efficient, smartest way possible?Which debt should I pay off first?How do I pay off debt to best increase my cash flow?How do I avoid rubber-band debt?What steps do I take to avoid a crisis of liquidity?

This conversation will move you from haphazard overpayments to a strategic, focused plan that increases your financial control.

https://www.youtube.com/watch?v=X1_CmCHh1RM

Nelson Nash is an exceptional thinker who discovered a secret to prosperity that was too good to keep to himself. The Infinite Banking Concept® (IBC) was born when he noticed what was already possible inside cash value life insurance; the ability to earn interest, gain access to capital and take control of your financial life.  Since then, he’s poured his life into providing education about life insurance, making it plain so that others could prosper.  Through his life and work, Nelson has woven a rich legacy that continues to empower.After reading his book, Becoming Your Own Banker, early on in business, my husband and I quickly implemented these ideas in our own lives.  We secured a dividend-paying whole life insurance policy that we’ve since used to invest in ourselves and our business.  Our financial education journey led to meeting Bruce’s team, where we also met Nelson in person.  We took him out to lunch, and I told him that someday, we would have a podcast, and wanted to interview him before he finished his speaking career.  Looks like we made it!

We are so honored and grateful for the opportunity to share Nelson Nash’s story and wisdom with you.

Where Nelson Nash's IBC Fits into the Cash Flow System

Inside The Money Advantage Cash Flow System, you first increase cash flow by keeping more of the money you make.  Next, protect your money.  And finally, you increase and make more.

Using IBC (also known as Privatized Banking) is part of protecting your money in stage 2.

But it’s also a golden key that improves every other area of your financial life.  Here’s how:

* It helps you be more efficient with money you already make, keeping and controlling more of it.* The insurance component protects your human life value by providing a death benefit to your loved ones, even if you didn’t get the chance to create wealth during your lifetime.* The accessibility supports your abundance mindset with an emergency/opportunity fund that provides safety and no-loss provisions.* It supplies the capital to invest in cash-flowing assets like real estate and business.* Your cash value serves as a storage tank while money is waiting to be used.* You earn uninterrupted compound interest on your money, so you don’t chisel away your wealth potential by resetting the compounding.* The opportunity to have your money working in 2 places at the same time.* Accelerate your path to time and money freedom.* Tax-advantaged growth and a tax-free death benefit to take care of your family and maintain your legacy.

Who Is Nelson Nash?

Nelson Nash is the discoverer and developer of The Infinite Banking Concept and the author of Becoming Your Own Banker, Building Your Warehouse of Wealth, and The Case for IBC.

A native of Georgia, Nash received a B.S. Degree in Forestry from the University of Georgia, 1952. From 1954-1963,

https://www.youtube.com/watch?v=X1_CmCHh1RM

Nelson Nash is an exceptional thinker who discovered a secret to prosperity that was too good to keep to himself. The Infinite Banking Concept® was born when he noticed what was already possible inside cash value life insurance; the ability to earn interest, gain access to capital and take control of your financial life.  Since then, he’s poured his life into providing education about life insurance, making it plain so that others could prosper.  Through his life and work, Nelson has woven a rich legacy that continues to empower.After reading his book, Becoming Your Own Banker, my husband and I quickly implemented these ideas in our own lives.  We secured a dividend-paying whole life insurance policy that we’ve since used to invest in ourselves and our company.  Our financial education journey led to meeting Bruce’s team, where we also met Nelson in person.  We took him out to lunch, and I told him that someday, we would have a podcast, and wanted to interview him before he finished his speaking career.  Looks like we made it!

We are so honored and grateful for the opportunity to share Nelson Nash’s story and wisdom with you.

Table of contentsWhere Nelson Nash and The Infinite Banking Concept Fit in The Bigger PictureWho Is R Nelson Nash?R Nelson Nash Conversation Highlights (Partial Transcript)Life Insurance Cash Value Provides AccessibilityHistory, Austrian Economics, and BankingNelson Nash on Life Insurance Policies and The Infinite Banking ConceptOther Topics DiscussedNelson Nash and Becoming Your Own BankerBe Your Own Banker

Where Nelson Nash and The Infinite Banking Concept Fit in The Bigger Picture

Inside The Money Advantage Cash Flow System, you first increase cash flow by keeping more of the money you make.  Next, protect your money.  And finally, you increase and make more.

Using the Infinite Banking Concept (also known as Privatized Banking) is part of protecting your money in stage 2.

But it’s also a golden key that improves every other area of your financial life.  Here’s how:

It helps you be more efficient with money you already make, keeping and controlling more of it.The insurance component protects your human life value by providing a death benefit to your loved ones, even if you didn’t get the chance to create wealth during your lifetime.The accessibility supports your abundance mindset with an emergency/opportunity fund that provides safety and no-loss provisions.It supplies the capital to invest in cash-flowing assets like real estate and business.Your cash value serves as a storage tank while money is waiting to be used.You earn uninterrupted compound interest on your money, so you don’t chisel away your wealth potential by resetting the compounding.The opportunity to have your money working in 2 places at the same time.Tax-advantaged growth and a tax-free death benefit to take care of your family and maintain your legacy.

Who Is R Nelson Nash?

R Nelson Nash is the founder of The Infinite Banking Concept and the author of Becoming Your Own Banker, Building Your Warehouse of Wealth, and co-author of The Case for IBC (along with Carlos Lara and Robert P Murphy).

A native of Georgia, Nash received a B.S. Degree in Forestry from the University of Georgia, 1952. From 1954-1963, Nash worked as a Consulting Forester in eastern North Carolina.

During more than 35 years’ experience as a Life Insurance Agent, Nash worked with The Equitable Life Assurance Society of the U.S. and with The Guardian. Recognized for his high achievements, Nash was inducted as a Hall of Fame Member by Equitable, a Chartered Life Underwriter, and Life Member of the Million Dollar Round Table.

A pilot for 71 years, Nash flew with the Army National Guard and earned Master Aviator Wings during his 30 years of military service.

He has been married to Mary W. Nash for more than 65 years. The couple lives in Birmingham,

https://www.youtube.com/watch?v=i7v4FlY_kTE

For the business owner who wants to perform at their best and make the most out of life, the answer may be in working less, not more.  In his insightful article Taking Time Off Can Increase Your Productivity and Better Your Company, Dan Sullivan, of Strategic Coach, reveals the leverage that taking time off can give your work life, your non-work life, your company, and your employees.His advice runs against the grain of our culture that is addicted to workaholism.  We live on caffeine, harried, hurried, incessantly busy, multitasking, distracted and idolizing the hustle.  Embracing a slower pace seems to be a sign of weakness.But sometimes the things we think are making us better, are actually making us worse.

Taking time off helps you get more done, not less.

It’s time to view free time as a necessity, not just a delicacy.

Free time isn’t just a reward for hard work; it’s a necessary prerequisite for doing good work.

Where Entrepreneurship Fits into the Cash Flow System

We love Entrepreneurship.  Business owners emphasize and focus on cash flow over accumulation.

In the Cash Flow System, you first increase cash flow by keeping more of the money you make.  Then you protect your money.  Finally, you increase and make more.

Entrepreneurship is part of Investing in stage 3.  Building a cash-flowing asset portfolio of real estate and business accelerates time and money freedom.

Why Taking Time off Works

Taking time off refreshes and rejuvenates you, giving you more creativity, and fresh ideas to innovate. When you take time away from your business, it requires you to streamline systems, processes, technology, and your team, instead of relying on yourself.  The result is that you increase your output, without increasing your input.  You become the leader that sets the standard, modeling a culture of valuing yourself, which improves the company culture and decreases burnout, turnover, and associated costs.

Best of all, it develops you into an interesting multi-dimensional person who can enjoy life now.  It gives you the room to excel in your health, family, friendships, hobbies, and create a life of meaningful experiences.

Sullivan not only teaches this way of life, but he also champions it in his own life.  He uses the Entrepreneurial Time System, a plan of focus days, buffer days, and free days.  He shares his personal rule to work only 210 days per year. When he takes time off, he completely unplugs, being completely unreachable by phone or email.  This requires him to develop a team he trusts, and then trust them to work well.  It’s the way to build a truly self-managing company,

https://www.youtube.com/watch?v=i7v4FlY_kTE

For the business owner who wants to perform at their best and make the most out of life, the answer may be in working less, not more.  In his insightful article Taking Time Off Can Increase Your Productivity and Better Your Company, Dan Sullivan, of Strategic Coach, reveals the leverage that taking time off can give your work life, your non-work life, your company, and your employees.His advice runs against the grain of our culture that is addicted to workaholism.  We live on caffeine, harried, hurried, incessantly busy, multitasking, distracted and idolizing the hustle.  Embracing a slower pace seems to be a sign of weakness.But sometimes the things we think are making us better, are actually making us worse.

Taking time off helps you get more done, not less.

It’s time to view free time as a necessity, not just a delicacy.

Free time isn’t just a reward for hard work; it’s a necessary prerequisite for doing good work.

Where Entrepreneurship Fits into the Cash Flow System

We love Entrepreneurship.  Business owners emphasize and focus on cash flow over accumulation.

In the Cash Flow System, you first increase cash flow by keeping more of the money you make.  Then you protect your money.  Finally, you increase and make more.

Entrepreneurship is part of Investing in stage 3.  Building a cash-flowing asset portfolio of real estate and business accelerates time and money freedom.

Why Taking Time off Works

Taking time off refreshes and rejuvenates you, giving you more creativity, and fresh ideas to innovate. When you take time away from your business, it requires you to streamline systems, processes, technology, and your team, instead of relying on yourself.  The result is that you increase your output, without increasing your input.  You become the leader that sets the standard, modeling a culture of valuing yourself, which improves the company culture and decreases burnout, turnover, and associated costs.

Best of all, it develops you into an interesting multi-dimensional person who can enjoy life now.  It gives you the room to excel in your health, family, friendships, hobbies, and create a life of meaningful experiences.

Sullivan not only teaches this way of life, but he also champions it in his own life.  He uses the Entrepreneurial Time System, a plan of focus days, buffer days, and free days.  He shares his personal rule to work only 210 days per year. When he takes time off, he completely unplugs, being completely unreachable by phone or email.  This requires him to develop a team he trusts, and then trust them to work well.  It’s the way to build a truly self-managing company, an asset that produces revenue independent of the time you contribute.  That’s how you move out of the rat race of trading time for money.

While we aren’t there yet in our own lives, we’re using these principles to value our creativity and contribution, work with more focus, and take more time away from our work.  This helps us build a bigger vision.

What about you?  What are your rules about taking time off?  How will you give yourself more freedom to enjoy life today and take time off?

Get More out of Your Money Without Working Harder

If you would like to get more out of your money without working harder, gain more enjoyment satisfaction and abundance, book a strategy call to find out the one thing you should be doing today to optimize your personal economy and accelerate financial freedom. 

Success leaves clues.  Model the successful few, not the crowd, and build a life and business you love.

https://www.youtube.com/watch?v=34NU7bXb8i8

Opportunity cost, like the submerged portion of an iceberg, is a part of your financial decisions hidden from view.  While odorless, colorless, tasteless, and silent, opportunity cost is a threat to your wealth creation. This wealth restrictor is no respecter of persons or purchase types.  Opportunity cost is the tag-along to every financial decision you’ll ever make, whether you finance or pay cash.  Because a dollar is a seed, every time a dollar leaves your economy, it takes along with it the harvest it had the possibility to create in your lifetime.

The repercussions of every choice to use your money continue to echo throughout the rest of your life and legacy.  And just as with icebergs, what’s beneath the surface, is often more important, and much more substantial.

Earlier in the Series on Debt

Previously, in Why Debt Free Doesn’t Make You Financially Free, we demonstrated clearly what debt is and what it isn’t, and that rushing frantically to pay off loans may be one of the riskiest financial moves you can make.

Then, in The Right Way to Spend Money: Spender, Saver, or Steward? we discovered the limitations of both the Spender and the Saver.  We also uncovered the superpowers of the Steward to create wealth through control, access to capital, and uninterrupted compound interest.

The Whole Truth About the Whole Cost of Financing

Now, let’s pull the curtain back to look at the behind-the-scenes cost of financing.  We’ll help you discover the truth, the whole truth, and nothing but the truth, in each method of financing.  You'll see why your purchasing method, more than what you purchase, makes the most difference in your control or loss of control.

We’ll answer:

* What are the real, costs of financing over time?* What are the real, costs of paying cash over time?* How do I evaluate the entire cost of my financing options to make the best decisions that give me the most control?

Instead of considering only the face value cost and judging the book by its cover, you’ll gain insight into the opportunity cost of any capital outlay, so you can understand what’s inside each purchasing decision.  Rather than purchasing big ticket items in a way to avoid something out of fear, you’ll see the path to making empowered decisions that increase your wealth potential.  You’ll go from taking mental shortcuts in purchasing that make you lose control, to a system of thinking that puts you in greater control.

Where Opportunity Cost Fits into Your Cash Flow System

Limiting your opportunity cost is just one part of your Survival to Significance Cash Flow System.

The more you reduce the money leaking out of your control today, the smaller your opportunity costs over time.  Consequently, the more wealth you have to protect and turn into streams of income.

#1: The Concept of Opportunity Cost

The Cost and Opportunity Cost of Financing

https://www.youtube.com/watch?v=34NU7bXb8i8

Opportunity cost, like the submerged portion of an iceberg, is a part of your financial decisions hidden from view.  While odorless, colorless, tasteless, and silent, opportunity cost is a threat to your wealth creation. This wealth restrictor is no respecter of persons or purchase types.  Opportunity cost is the tag-along to every financial decision you’ll ever make, whether you finance or pay cash.  Because a dollar is a seed, every time a dollar leaves your economy, it takes along with it the harvest it had the possibility to create in your lifetime.

The repercussions of every choice to use your money continue to echo throughout the rest of your life and legacy.  And just as with icebergs, what’s beneath the surface, is often more important, and much more substantial.

Table of contentsEarlier in the Series on DebtThe Whole Truth About the Whole Cost of FinancingWhere Opportunity Cost Fits into Your Cash Flow System#1: The Concept of Opportunity CostThe Cost and Opportunity Cost of FinancingWhy Paying Cash Seems More Sophisticated Than Using a LoanBut Paying Cash Is Expensive, TooYou Finance Everything You BuyIf There’s a Cost, There’s Always a Corresponding Opportunity CostOpportunity Cost over TimeYour Wealth PotentialEvery Dollar That Exits Your Personal Economy Erodes Your Wealth PotentialPaying Cash Resets the Compound Interest CurveComparing the Opportunity Costs of the Saver and the StewardEnsuring a True ComparisonVisible CostOpportunity CostSo, Who Wins?#3) Determine the Best Financing DecisionsStart Creating Wealth TodayThe Whole Series on DebtBuild Your Time and Money Freedom

Earlier in the Series on Debt

Previously, in Why Debt Free Doesn’t Make You Financially Free, we demonstrated clearly what debt is and what it isn’t, and that rushing frantically to pay off loans may be one of the riskiest financial moves you can make.

Then, in The Right Way to Spend Money: Spender, Saver, or Steward? we discovered the limitations of both the Spender and the Saver.  We also uncovered the superpowers of the Steward to create wealth through control, access to capital, and uninterrupted compound interest.

The Whole Truth About the Whole Cost of Financing

Now, let’s pull the curtain back to look at the behind-the-scenes cost of financing.  We’ll help you discover the truth, the whole truth, and nothing but the truth, in each method of financing.  You'll see why your purchasing method, more than what you purchase, makes the most difference in your control or loss of control.

We’ll answer:

What are the real, costs of financing over time?What are the real, costs of paying cash over time?How do I evaluate the entire cost of my financing options to make the best decisions that give me the most control?

Instead of considering only the face value cost and judging the book by its cover, you’ll gain insight into the opportunity cost of any capital outlay, so you can understand what’s inside each purchasing decision.  Rather than purchasing big ticket items in a way to avoid something out of fear, you’ll see the path to making empowered decisions that increase your wealth potential.  You’ll go from taking mental shortcuts in purchasing that make you lose control, to a system of thinking that puts you in greater control.

Where Opportunity Cost Fits into Your Cash Flow System

Limiting your opportunity cost is just one part of your Survival to Significance Cash Flow System.

The more you reduce the money leaking out of your control today, the smaller your opportunity costs over time.  Consequently, the more wealth you have to protect and turn into streams of income.

#1: The Concept of Opportunity Cost

The Cost and Opportunity Cost of Financing

It’s easy to see that when you pay with a loan or credit, you’ll pay interest.  That’s the part of the financing decision above the surface, the cost of financing at face value.

But over time,

https://www.youtube.com/watch?v=7c3GrX1JmXI

If you’ve been in our community for a while, chances are, you love cash flow, and you know we do too!  You’re interested in quickly creating income streams with cash-flowing assets.  You want assets you know and control that produce income for you so that your source of income is not restricted to the money you can make from your business while you are working in it.  You likely already have your sights set on advancing your business to one that is self-sustaining, buying other businesses, or investing in real estate. And you’re hungry for ideas that may show you the unseen possibilities that already exist within your own financial situation. J Massey

For years, J Massey has been creating cash flow with real estate and teaching others to do the same.  His stories of loss, success, and the wisdom he’s developed through that experience will inspire you and show you what’s possible in building your own cash-flowing asset portfolio.

On a personal note, J Massey is a hero of mine!  I’ve followed his podcast for several years, where my thinking has been challenged and transformed, and I’ve been introduced to pivotal relationships.  Without even knowing it, J has been a catalyst to much of my work.  To say I was a bit star struck to interview him is an understatement!  You’ll instantly fall in love with his thinking, his good-natured humor, and his genuine desire to solve problems and create value.  It’s such an honor to share this interview with you.

Where Real Estate Fits in the Cash Flow System

To build time and money freedom, you first want as much cash flow as you can get today, by keeping more of the money you make.  Then, you protect what you’ve created.  Finally, you increase your income.

Investing in cash-flowing assets like real estate is part of Stage 3 of the Cash Flow System.

Who Is J Massey?

A full-time real estate investor, entrepreneur, popular podcast host, author, speaker, coach and all-around problem solver, J Massey is well known for providing best-in-class advice and strategies to help new and experienced investors the world over.

J Massey’s platform is simple… He invests his time looking for investment opportunities (a.k.a., problems to solve through real estate transactions), closing deals and teaching others how to find and manage similar opportunities, including getting deals at discounts and raising private capital to investing in multi-family properties, getting leads and negotiating the deal.

By turning his real-world fieldwork into killer training courses, new and seasoned investors alike learn win-win solutions to solve real estate “problems” for buyers, sellers and other investors. J’s cashflow-creation strategies are embraced on a global scale by people who want to learn better ways to achieve tangible success in real estate investing, and in his words become “bigger, badder, better real estate investors.” His growing network of “Cashflow Creators” is proof that J practices what he teaches and teaches what he practices.

J is currently a landlord, lender, consultant, educator and highly sought mentor. He currently owns hundreds of units of properties and has completed hundreds more real estate transactions across several states.

J's publishing credits include a book he co-authored titled “3 Money-Raising Questions.