In this new episode on The Mortgage Mum Podcast, Zita Latham, Senior Mortgage Broker and Protection Advisor interviews Chris Nathan, owner and founder of Hound & Porter Estate Agency in Reigate, Surrey.

Chris and Zita enjoy an open and honest conversation, talking about his journey to launching his own Estate Agency, and what makes Hound & Porter different.

They also cover all the important questions and information you need to know when buying and selling a property, making those offers and whether it is a good time to buy in the current market. It's an exciting time for you, and we want you to be informed and well equipped with knowledge!

Chris has over 30 years experience working within the real estate industry and has a huge passion for helping people to buy and sell properties. Chris believes that home buying should be an enjoyable and satisfying experience for everyone. When you are making important decisions, such as purchasing or selling a property you should expect honesty, local knowledge and highly personalised service from your agent.

Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast

To find out more about Chris visit: https://www.houndandporter.co.uk/ 

If you'd like to reach out to Zita with an enquiry about general mortgages, please email: [email protected] or call 07917 458783.

Welcome to the August episode of The Mortgage Mum Podcast. This month Kim Balasubramaniam, one of our Senior Mortgage Brokers is guest hosting the podcast and welcomes interior designer Sophie Robinson to the show.

Sophie has enjoyed a long and creative career as a TV presenter, podcaster, journalist, stylist and designer with over two decades of experience in the interiors and media industry. You will recognise her from TV shows such as DIY SOS and most recently the BBC’s Interior Design Masters. Sophie is well known for her love of colour and pattern and is on a mission to ban the beige! Her brand is about so much more than interior design though; it’s about giving others the inspiration, know-how and confidence to be creative in their own home, and in an affordable way at that.

In this episode we talk through Sophie’s own journey with redesigning and renovating her family home; a tile hung cottage in the countryside that has undergone quite the transformation in the last few years. 

Sophie shares her super useful tips for space planning like a pro, how to view the layout of a property when house hunting, and how simply changing the function of spaces can have a huge impact on how you live in your home.

We discuss how the age-old adage of keeping everything neutral won’t actually add the most value to your home, and how carefully chosen interiors can actually do the opposite.

Sophie shares her top tips for injecting colour and personality into your home design to create a joyous space that works for you and your family, and how this has been proven to have a direct impact on our wellbeing.

Finally we hear about her exciting future plans, and how her kitchen design was inspired by her new wallpaper collection.

To find out more about Sophie’s work, you can follow her on Instagram @sophierobinsoninteriors listen to The Great Indoors Podcast on your favourite podcast player or visit her website at sophierobinson.co.uk to find out more about her online courses and in-person workshops.

Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast

If you'd like to reach out to Kim with an enquiry about general mortgages, please email: [email protected] or call 07796 456580

Welcome to July’s episode, where guest hosts Kim Balasubramaniam and Sally Mitchell discuss the highs and lows of purchasing, renovating and living in a period property.

It’s a bit of a switch from the norm as both hosts are Brokers at The Mortgage Mum.

Kim is a Senior Broker who has lived in various period properties over the years and is currently renovating her 18th century cottage.

Sally Mitchell is a Senior Broker and Business Manager and has lived in period properties ranging from the 15th Century to 19th Century for the last 35 years.

Kim and Sally are both passionate about the historic significance of period properties and the different architectural styles and decoration they represent. 

They believe they are quite simply unique and should be celebrated as the stars of the property world.

Sally says, “We understand that taking on an older property can be daunting but there is a lot of advice and help out there and, with a few tips, it doesn’t have to be a minefield.”

Kim says, “We want to encourage people to become the custodians of these very special buildings and look after them so they can be passed onto future generations as living, breathing homes.”

In this episode, Kim and Sally discuss: 

Their love/ hate relationship with period property

Listed Buildings, the types of listing and the special measures you must take when purchasing or renovating one 

The balance between making a building sustainable and preserving its unique historical features

Potential pitfalls to owning a period property

How to get a mortgage an insurance on period properties

Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast

If you'd like to reach out to Kim or Sally with an enquiry about period properties or general mortgages, please email either:

[email protected] or call 07796 456580

[email protected] or call 07549 158121

Have you ever considered Later Life Lending?

Today's new podcast episode on The Mortgage Mum Podcast features guest host, Manjit Kaur, who is a Senior Mortgage and Protection Advisor here at The Mortgage Mum as well as an Equity Release Advisor in our Later Life Lending team.

And we are delighted to welcome a special guest, Kay Westgarth, Sales Director at Standard Life Home Finance, who has worked in the later life lending market for five years and in the financial services sector for almost 30 years.

In this episode, Manjit and Kay answer your burning Later Life Lending and Equity Release questions. As always if you have any comments, feedback or questions, please let us know!

Manjit and Kay discuss:

• What is later life lending and how it differs from traditional lending
• Advantages and disadvantages of the Later Life Lending products available
• How does later life lending eligibility compare with a traditional mortgage
• What Equity Release can be used for
• The importance of the new energy performance certificates 
• Advice for people aged over 55 who are considering later life

As advisers, we play an important role in helping older clients navigate later life lending options. We want to help those aged 55 and over access the money tied up in their homes, and being a part of the Equity Release Council, The Mortgage Mum's Later Life Lending team are trusted and highly knowledgeable on the latest guidelines from lenders and their products.

Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast

If you'd like to reach out to Manjit with a Later Life Lending, Equity Release or general mortgage enquiries, please email [email protected] or call 07956 810782.

Welcome to May’s episode, where guest host Gemma Bennett, Senior Broker at The Mortgage Mum is joined by Abigail Foster founder and CEO of Elent Financial Education.

Abi is an ACA chartered accountant and having recognised a severe gap in financial literacy within the workplace became passionate about doing what she can to amend this through relatable and easy to understand practical financial education, delivered through workshops in schools, universities and workplaces.

This led to the creation of ELENT. Gemma and Abi discuss the importance of better financial education and how Abi is assisting in bridging this gap for so many.

Her passion and drive to eradicate the gender pay gap and what she’s doing to inform the younger generations of the future workforce, with better conversations around finances.

Gemma discovered Abi on social media when recognising, from conversations with many clients and peers, that a need for a better financial education system is required and started wondering what was out there.

Stumbling across Abi with her tagline, ‘the financial education you wish you had learnt at school,’ Gemma knew she had found the person she was looking for.

Abi, posts creative, vibrant and energetic content on her socials that’s relatable and practical for all. Even elements such as understanding your payslip are so important and let’s be honest, so many people don’t, yet don’t admit this.

Our finances are part of our everyday and yet fluid conversations around our Pay, Tax, Pensions and Mortgages are still not the norm. Adequate comprehension around these elements of life is often not at the level it should be.

As a result, people feel disempowered or overwhelmed. This should not be the case! You shouldn’t have to be a financial professional to understand your day to day finances. Better conversations and education is important as we empower ourselves to take charge of such elements.

Money is part of everyone’s life and therefore cannot be a ‘taboo’ subject and must be spoken about. Abi is a truly fascinating and interesting woman and her intellect and passion is so infectious as she talks about her inspirations and goals with Elent.

We really hope you enjoy this episode and watch out for the launch of Abi’s online financial education platform coming soon!

Abigail’s website is www.Elent.com

Follow Abi on Instagram @elent_uk 

Tiktok @elent_uk 

Gemma is an award winning senior broker at the mortgage mum and can be contacted on [email protected]

Follow Gemma on Instagram @gemmabennett_themortgagemum 

Facebook @gemmabennett_themortgagemum

LinkedIn Gemma Bennett

Welcome to the second episode of our guest host series of The Mortgage Mum Podcast, as Sarah Tucker continues her maternity leave, trusting the team to carry on her fabulous podcasts during 2023!

Jade Timson-Proud, Senior Mortgage and Protection Broker is talking all things protection and asking you all some of the hard-hitting questions on whether you need life cover.

In the current cost of living crisis and financial stress being at the forefront of people's minds and the media, today Jade is going to simply try and take some of the stress away by helping you think about how you can protect your family from the unknown. 

It is no secret, talking about Life Cover and Income Protection is not the most sexist of topics but it will forever be something we have to bring attention to and shine a light on.

Knowledge is power, and by the end of this podcast Jade aims, not just to inform you of the protection options available but how they can apply to you and your family, because at the end of the day this will always be about protecting your beautiful life you have created from the unknown.

We really hope this helps you all and if you'd love Jade to help you with your mortgage or protection needs, please get in touch via the below:

Email: [email protected] Phone: 07368 190255 Instagram: jadetimsonproud_mortgages Website: https://themortgagemum.co.uk/our-team/jade-timson-proud/

Welcome to the first episode of our guest host series as Sarah Tucker takes maternity, trusting the team to carry on her fabulous podcasts.

Shelley Walker, Senior Mortgage and Specialist Finance Broker is joined by Hannah Mills talking all things property and the journey towards becoming self-employed.

Hannah has built a profitable property portfolio and sourcing company over the past four years with her business partner Gwyn Thomas.  She’s no stranger to mortgages and is happy to give her candid views on the process for her as a self-employed business owner as well as a great insight into the property market.     

Join Shelley and Hannah as they discuss:

How an employed Solicitor becomes a successful property developer and more importantly why

The advice taken before becoming self-employed and advice they wish they’d had

Experience of getting a self employed mortgage vs one whilst employed – genuine feedback from a Mortgage Mum client

Protection – why it’s important for individuals and business owners

Why you must work ‘on’ your business as well as ‘in’ it

Whether now is the right time to invest in property

How having a limited company can help you raise a deposit  

To find out more about Hannah and the work that she’s been doing, you can find her across various social media platforms:

[email protected]

(4) Hannah Mills | LinkedIn

https://www.bespokesourcing.co.uk/

https://www.instagram.com/bespokesourcingltd/

Shelley is a Senior broker and a property investor and can be found here at The Mortgage Mum and on the following platforms:

[email protected] Mob: 07786 566888

(4) Shelley (Shickle) Walker | LinkedIn

https://www.instagram.com/shelleywalker_themortgagemum/

(9) Shelley Walker - The Mortgage Mum | Southend-on-Sea | Facebook

It's February!!! Can you believe it!?

I am SO excited to share this episode with you.

We have special guest, Jodi Peters, creator behind Instagram account @justonemorebuild and @jodisstylehouse and someone who has BUILT her dream home alongside her husband, inspiring her followers in the process!

They bought a bungalow that needed some love, on a great plot, and set to work.

Jodi says "My love for renovating and styling properties started at just 19, with a small budget, but a big dream to create a beautiful stylish home. Following that very first project, with a shared passion for renovating, my husband and I began our journey restoring and styling properties to sell, doing most of the work ourselves around our busy day jobs. With a limited budget, I would spend my spare time sourcing timeless, classic, new and pre-loved pieces, giving each home its own character and unique feel. Between us, we have renovated 5 homes, along with 3 knock-down re-builds, working and often living on building sites with our little family. It has been a tough, but completely worthwhile journey to finally create our dream home, business and life. From styling my own homes, along with friends and clients too, Jodi's Style House was finally born - a dream of mine for many years. Jodi's Style House takes my love of all things interiors into the homes of others, selling beautiful timeless pieces of homeware and furniture to help others create even more warm and welcoming homes too."

Join us as we discuss:

Jodi's top 10 tips for renovating or building a home!

Why you HAVE to find the right builder - and how!

How to create beautiful high end looks in your home on a budget!

Why patience is key

The things Jodi wishes someone had told her!

How to save money while dressing your home

So before you chuck old furniture in the skip, or think you can't have what you see on Instagram - listen in. You may be surprised at what is possible!

Please see our website for Jodi's blog that is mentioned in the episode: www.themortgagemum.co.uk and hit "Podcast" or "Blogs".

For Jodi's boot room post, click here:

https://www.instagram.com/reel/CiPF2A6KT8r/?utm_source=ig_web_copy_link

For Jodi's amazing play room on a budget post click here:

https://www.instagram.com/reel/CkSbcekqKzk/?igshid=YmMyMTA2M2Y%3D

A huge thank you to Jodi for joining us today, and we wish you so much luck with your next chapter in @jodisstylehouse!

And as always, a huge thank you to our editing team and our pianist Zoe Alexandria, who created our intro music.

If you or anyone you know is looking for mortgage advice to finance a renovation or a self build, we would love to help you, here at The Mortgage Mum.

We are a team of women based across the UK who are passionate and hard working and who pride ourselves on 5* customer service! We work at hours that suit you, and we love to educate and empower you along the way!

After all, this is the biggest financial decision of your life..... so make sure you've got the right team behind you all the way!

Visit our website to find out more:

www.themortgagemum.co.uk.

Thanks for listening!

Sarah x

Hello hello and a happy new year to you!

Welcome to 2023!!!!

I do love a new year and a fresh start, don't you?

We're going to make some predictions in this episode as to the mortgage market this year and how you can be best prepared.

We're also going to be talking about smaller ways to become more in control of your finances in 2023 and beyond.

Join me as I discuss:

- House prices in 2023

- Mortgage rate predictions in 2023

- SWAP rates and how they affect the market

- Bank of England base rate predictions

- Inflation in the UK

-  A lenders' perspective

As well as:

- A money action you can take NOW to change your money habits and improve your relationship with money

- How I run my money spreadsheet every month

- How I stopped over-spending

As always, a huge thank you to our editing team and our pianist Zoe Alexandria, who created our intro music.

If you or anyone you know is looking for mortgage advice, we would love to help you, here at The Mortgage Mum.

We are a team of women based across the UK who are passionate and hard working and who pride ourselves on 5* customer service! We work at hours that suit you, and we love to educate and empower you along the way!

After all, this is the biggest financial decision of your life..... so make sure you've got the right team behind you all the way!

Visit our website to find out more:

www.themortgagemum.co.uk.

Thanks for listening!

Sarah x

"The Man Behind The Mortgage Mum"

A very warm welcome to today's episode of The Mortgage Mum podcast - and this is a unique one.

Today, I’m joined by one of my closest friends and business partner, Jamie Lewis. Many people don't realise that there are two of us behind the Mortgage Mum brand, Jamie and myself. 

I feel December is a time of reflection, to look at where you are in your life right now and be grateful for those people around you.

And I am incredibly grateful to Jamie for giving me the opportunity to be a mortgage broker around my own children in the first place, because he didn't have to, and The Mortgage Mum may not have been here now without that first opportunity. 

Today, The Mortgage Mum gives opportunities to women all across the UK, allowing them to work flexibly around their families and carve a career for themselves that's as ambitious as they want it to be. We don't have to hide our children. They are fully welcome on one-to-ones, probation meetings or group meetings.

Our whole team is not made up of mums, but it is made up of women.

But wait…. This isn’t a female-only club. And there is a man behind the scenes (maybe more soon…. Watch this space!), and without this man none of it would have been possible. 

So, today we're going to talk about the story behind the Mortgage Mum, with the man behind the scenes of it all - Mr Jamie Lewis and answer some of those tough questions, including....

DOES THE MORTGAGE MUM HIRE MEN?

As always, a huge thank you to our editing team and our pianist Zoe Alexandria, who created our intro music.

If you or anyone you know is looking for mortgage advice, we would love to help you, here at The Mortgage Mum.

We are a team of women based across the UK who are passionate and hard working and who pride ourselves on 5* customer service! We work at hours that suit you, and we love to educate and empower you along the way!

After all, this is the biggest financial decision of your life..... so make sure you've got the right team behind you all the way!

Visit our website to find out more:

www.themortgagemum.co.uk.

Thanks for listening!

Sarah x