Do you want to be debt free in 2022?

Did you overspend (again) this Christmas?

Is your new years resolution "to be better with money"?

Do you want to change the relationship you have with money?

Do you want to release yourself from your shame around money?

Do you want to feel empowered with money?

Are you thinking of becoming a mortgage broker and wondering what it's REALLY like?

Are you interested in hearing more about Gemma Bennett?

If any of the above apply, then this episode is for you.....

Today I am joined by special guest Gemma Bennett, Mortgage Broker at The Mortgage Mum, recently awarded "Rising Star" in The Mortgage Mum Awards 2021.

Based in Essex and raising her 2 children, Gemma brings so much joy and positive energy to this podcast, and to her mortgage broking! 

Gemma has an incredible background in holistic therapy and counselling, specialising in stress management and helping people work through difficult emotions and find joy in their every day. She believes that she can utilise her skill set to infuse this into mortgage advice as a "facilitator of happiness".

Counselling is how our paths crossed many years ago. Gemma proves that you don't have to "always been in finance" to succeed in a career as a mortgage broker, and we talk about this during the episode. 

In this episode we talk about:

- Gemma's journey from therapy to The Mortgage Mum

- How Gemma and Sarah became debt free, including their own personal stories on this

- What you can do if you are in mounting debt

- The psychology of debt

- The habit of over-spending and how emotions affect this

- How therapy compliments mortgage broking

- How Gemma uses crystals to get her clients mortgage offers!

This episode is for first time buyers, AND home movers as well as crystal lovers. And for ANYONE who wants to improve their relationship with money in 2022 - essentially this episode is for EVERYONE and the perfect timing with the start of the a New Year!

And if you'd love Gemma to help you with your mortgage, please get in touch directly via The Mortgage Mum website:

https://themortgagemum.co.uk/our-team/gemma-bennett/

The Mortgage Mum is a team of over 25 female brokers based all across the UK. They are passionate, driven, enthusiastic women who thrive from helping customers achieve their property dreams. They educate, empower and they give an excellent service from start to finish.

Follow The Mortgage Mum on all social media platforms.

Facebook - https://www.facebook.com/themortgagemum1 Instagram - https://www.instagram.com/the_mortgage_mum/ LinkedIn - https://www.linkedin.com/in/sarah-tucker-the-mortgage-mum-%E2%9C%A8-669898185/ YouTube - https://www.youtube.com/channel/UCG899KReJ9NHLZfyK3CXrUw

Thank you for listening.

Our beautiful intro and outro piano music was created and recorded by the incredible Zoe Alexandria - www.zoealexandria.co.uk. Please check her out on social media. She is so talented.

If you would like to appear as a guest on The Mortgage Mum podcast please email [email protected].

“Women supporting women, you know, these have become buzzwords, but it's true if we get behind each other. It's like magic.” Sarah Tucker

What inspired this episode?

The very foundation of The Mortgage Mum has been built on the concept of ‘women supporting women’ and I see evidence of it every single day.

But there is more to this, and more that we NEED to be talking about.....

Women need to be managed differently.

I know that this is a really bold statement, but I also know it's true.

In this episode I talk about:

• What women are driven by
• Mum guilt
• Guilt in general
• Your cycle and why you need to work with it
• How to manage women effectively

The Mortgage Mum is about bringing women into a space that is otherwise described as unsafe or unsuitable for them, particularly if they have children.

We want to change more industries than ours.

We want to normalise safe environments for women to work and thrive in.

We want to change the world for our children, and our children's children.

Please support us with this message if you resonate with it by sharing this episode with friends and family, and consider how your own treatment at work could improve. Let's share ideas, let's keep this conversation flowing.....

The Mortgage Mum is a team of over 25 female brokers based all across the UK. They are passionate, driven, enthusiastic women who thrive from helping customers achieve their property dreams. They educate, empower and they give an excellent service from start to finish.

Follow The Mortgage Mum on all social media platforms.

Facebook - The Mortgage Mum Instagram - https://www.instagram.com/the_mortgage_mum/ LinkedIn - https://www.linkedin.com/in/sarah-tucker-the-mortgage-mum-%E2%9C%A8-669898185/ YouTube - The Mortgage Mum

Thank you for listening.

Our beautiful intro and outro piano music was created and recorded by the incredible Zoe Alexandria - www.zoealexandria.co.uk. Please check her out on social media. She is so talented.

If you would like to appear as a guest on The Mortgage Mum podcast please email [email protected].

In this very special episode, we interview the amazing, energetic Sarah Cawood, British TV presenter, podcaster and Scentsy consultant.

In the 90's Sarah was best known for presenting Live and Kicking, but her CV speaks for itself! Between 1995 and 1996, she was a presenter for Nickelodeon, before presenting The Girlie Show. She then featured on Channel 5's Karaoke quiz show, Night Fever. She has also presented on MTV, and my personal favourite Top of the Pops. She was also a panellist on Lily Savage's Blankety Blank and Loose Women, and she has also co-presented the midweek and Saturday National Lottery programmes and was also a reporter on the Channel 4 show Richard & Judy.

In 1998 she took on an acting role, appearing as Angel in Todd Haynes's glam-rock drama Velvet Goldmine.

Now Sarah lives in Leigh on Sea with her husband, and 2 children - Hunter and Autumn and is a podcaster on her own podcast THE IRREGULAR BITCHES and soon to be podcast THE BIG HAIRY PODCAST.

She is also a passionate Scentsy consultant, among other projects.

In this episode, Sarah and I speak about EVERYTHING:

• MENOPAUSE
• MOTHERHOOD
• ADDICTION
• THE STRUGGLE OF "LOSING" FAME
• HOLLY WILLOUGHBY
• LIGHTS AND SCENTS

And so many topics in between.

It was WONDERFUL, and I loved it.

I'd highly recommend you follow Sarah:

@sarahcawood on Instagram Sarah Cawood's Perfect Scents on Facebook @theirregularbitches on Instagram

And check out her podcast:

Watch out for The Big Hairy Podcast coming soon!

The Mortgage Mum is a team of over 25 female brokers based all across the UK. They are passionate, driven, enthusiastic women who thrive from helping customers achieve their property dreams. They educate, empower and they give an excellent service from start to finish.

Follow The Mortgage Mum on all social media platforms.

Facebook - 

Instagram - https://www.instagram.com/the_mortgage_mum/ LinkedIn - https://www.linkedin.com/in/sarah-tucker-the-mortgage-mum-%E2%9C%A8-669898185/ YouTube - 

Thank you for listening.

Our beautiful intro and outro piano music was created and recorded by the incredible Zoe Alexandria - www.zoealexandria.co.uk. Please check her out on social media. She is so talented.

If you would like to appear as a guest on The Mortgage Mum podcast please email [email protected].

If you're considering investing in a buy to let property via a Limited Company, you need to listen to this episode!

There will be a follow up episode with an incredible accountant, who is going to answer any questions we couldn't / aren't allowed to so watch this space!

In the 3rd episode in our 10-part Property Investment Series, I'm delighted to welcome back Shelley Walker, Senior Broker in The Mortgage Mum team, to co-host this episode with me.

In this episode we are talking all about Limited Company Buy to Let. We answer all of your questions surrounding this topic, in a way that is easy to understand.

What is a Limited Company Buy To Let Mortgage? How does a Limited Company BTL Mortgage work? How does this differ from a personal BTL? Do limited companies pay stamp duty on buy to let? Can I transfer my Buy to Let property to a limited company? Are Buy-to-Let Mortgages for Limited Companies More Expensive? How Do I Set Up a Limited Company/Get an SPV (Special-Purpose Vehicle) for a Buy-to-Let Mortgage? What is the lending criteria for a Limited Company BTL Mortgage? What documents are needed when applying for a LC BTL Mortgage? What deposit do I need for a Limited Company buy-to-let mortgage? Advantages and disadvantages of a Limited Company BTL?

We also talk about Shelley's personal debate when buying her own portfolio of properties. This is a fantastic insight into the mindset of a successful Landlord, who really knows her stuff!

The article mentioned in this episode can be found below:

https://www.financialreporter.co.uk/blogs/the-pros-and-cons-of-limited-company-buy-to-let.html

If you are thinking about purchasing a buy-to-let property, or you are already a Landlord who may need to refinance some of your properties, we would love to help you!

Our term of experts have access to a wide range of lenders, and their knowledge and passion shines through for every client.

Head over to www.themortgagemum.co.uk to fill in our contact form!

The Mortgage Mum is a team of over 25 female brokers based all across the UK. We are passionate, driven, enthusiastic women who thrive from helping customers achieve their property dreams. They educate, empower and they give an excellent service from start to finish.

Follow The Mortgage Mum on all social media platforms. Facebook - https://www.facebook.com/themortgagemum1 Instagram - https://www.instagram.com/the_mortgage_mum/ LinkedIn - https://www.linkedin.com/.../sarah-tucker-the-mortgage.../ YouTube - https://www.youtube.com/channel/UCG899KReJ9NHLZfyK3CXrUw

Thank you for listening.

Our beautiful intro and outro piano music was created and recorded by the incredible Zoe Alexandria - www.zoealexandria.co.uk. Please check her out on social media. She is so talented.

Do you want to sort your spending in 2022?

Do you want to change the relationship you have with "budgeting" or managing your money?

Do you want to know how you can check if you can REALLY afford the move you're considering?

Are you thinking of becoming a mortgage broker and wondering what it's REALLY like?

Are you interested in hearing more about Sally Mitchell?

If any of the above apply, then this episode is for you.....

Today I am joined by special guest Sally Mitchell, Mortgage Broker at The Mortgage Mum. 

Based in Dunmow in Essex in her beautiful Country home, Sally brings so much energy to this podcast! Sally is the Founder of "Sally's View" and is the most fantastic storyteller. 

Sally has an incredibly diverse background, and brings so much warmth and experience - both to her mortgage advice and to today's episode.

In this episode we talk about:

- Sally journey's to The Mortgage Mum, and to mortgage broking

- Making a budget plan ready to move

- Make a spending plan for 2022! 

- Behind the scenes of being a mortgage broker - the truth!

- The reality of what you need to think about when it comes to considering whether you can afford that move..... and we're not just talking about the mortgage!

This episode is for first time buyers, AND home movers. And ANYONE who wants to improve their relationship with money in 2022!

Please email Sally at The Mortgage Mum if you'd like a copy of our budget / spending planner on [email protected].

And if you'd love Sally to help you with your mortgage, please get in touch directly via Sally's website links on our website:

www.sallythemortgagemum.co.uk

www.sallysview.co.uk

We also mention the wonderful Paul Archer in this episode, who we work very closely with, who offers training for your CeMAP qualification and beyond:

https://www.archertraining.co.uk/

The Mortgage Mum is a team of over 25 female brokers based all across the UK. They are passionate, driven, enthusiastic women who thrive from helping customers achieve their property dreams. They educate, empower and they give an excellent service from start to finish.

Follow The Mortgage Mum on all social media platforms.

Facebook - https://www.facebook.com/themortgagemum1 Instagram - https://www.instagram.com/the_mortgage_mum/ LinkedIn - https://www.linkedin.com/in/sarah-tucker-the-mortgage-mum-%E2%9C%A8-669898185/ YouTube - https://www.youtube.com/channel/UCG899KReJ9NHLZfyK3CXrUw

Thank you for listening.

Our beautiful intro and outro piano music was created and recorded by the incredible Zoe Alexandria - www.zoealexandria.co.uk. Please check her out on social media. She is so talented.

If you would like to appear as a guest on The Mortgage Mum podcast please email [email protected].

I was interviewed by AMI (Association of Mortgage Intermediaries) this week on the importance of protection, and I came away feeling so passionate, I just had to record this episode for you.

PROTECTION

INSURANCE

INCOME PROTECTION

LIFE INSURANCE

CRITICAL ILLNESS COVER

Am I losing you already?

This topic is SO important, and we need to be talking about it all the time, to raise awareness.

Lots of you want to get a mortgage, but not everyone wants to talk about protecting it if something unexpectedly happens.

Let me educate you in the comfort of your own home.

Let me show you that this isn't us trying to sell you something.

Let me guide you to peace of mind.

We have the most incredible specialist team in The Mortgage Mum for protection. They are experts in their field, and they ONLY do protection which I explain in this episode.

hey are passionate, driven, enthusiastic women who thrive from helping customers protect their property dreams. They educate, empower and they give an excellent service from start to finish.

Follow The Mortgage Mum on all social media platforms.

Facebook - 

Instagram - https://www.instagram.com/the_mortgage_mum/ LinkedIn - https://www.linkedin.com/in/sarah-tucker-the-mortgage-mum-%E2%9C%A8-669898185/ YouTube - 

Thank you for listening.

Our beautiful intro and outro piano music was created and recorded by the incredible Zoe Alexandria - www.zoealexandria.co.uk. Please check her out on social media. She is so talented.

If you would like to appear as a guest on The Mortgage Mum podcast please email [email protected].

The 3rd episode in our 10-part First Time Buyer Series, I’m delighted to welcome back Sonya Matharu, Senior Mortgage Mum and Mentor here at The Mortgage Mum to co-host this episode with me.

In this episode we will be discussing the differences between going to your bank for a mortgage vs. going to a broker.

Now, we realise we are brokers and therefore biased but this isn't a 20 minute sales pitch, we promise!

We remain impartial as we explain the TRUE differences between the two. As always, removing any jargon and making it super easy to understand. 

Our goal is to educate YOU, and give you back the power.

We also answer your questions you sent in, including:

- What is the difference between a bank vs. broker when it comes to getting my mortgage?

- Why do I need a broker?

- Do all banks lend the same amounts?

- Is it easier to use my bank as they have my paperwork?

- What does a mortgage broker do?

- How does a mortgage broker get paid?

And many more....

On top of this, you'll find our EXCLUSIVE reveal at the end of the episode.

Please email [email protected] to get your name on the waiting list!

The Mortgage Mum is a team of over 25 female brokers based all across the UK. They are passionate, driven, enthusiastic women who thrive from helping customers achieve their property dreams. They educate, empower and they give an excellent service from start to finish.

Follow The Mortgage Mum on all social media platforms.

Facebook - https://www.facebook.com/themortgagemum1 Instagram - https://www.instagram.com/the_mortgage_mum/ LinkedIn - https://www.linkedin.com/in/sarah-tucker-the-mortgage-mum-%E2%9C%A8-669898185/ YouTube - https://www.youtube.com/channel/UCG899KReJ9NHLZfyK3CXrUw

Thank you for listening.

Our beautiful intro and outro piano music was created and recorded by the incredible Zoe Alexandria - www.zoealexandria.co.uk. Please check her out on social media. She is so talented.

If you would like to appear as a guest on The Mortgage Mum podcast please email [email protected].

Kerry Ellis.

Broadway and West End Star, Singer, Actress, Mother of two and a loving wife.

But who is behind the brand of Kerry Ellis, and what is life really like as a West End star, and a Mother, especially during lockdown?

Kerry has fast become recognised as the leading lady of West End musicals from her starring roles in London and on Broadway. She was the first British Elphaba in the West End smash, Wicked, for which Kerry won the 2008 Whatsonstage.com Award for ‘Best Takeover in a Role’. She then immediately transferred to Broadway and played Elphaba at the Gershwin Theater for 6 months, where she won the Broadway.com Audience Award for Favourite Female Breakthrough Performance, before returning to London for 6 months in 2009.

Her many other leading role credits include Nancy in Oliver! at Drury lane, Eliza Doolittle My Fair Lady, Ellen in Miss Saigon and Fantine in Les Miserables.

I absolutely LOVED this interview. Kerry had an incredible energy, it was utterly contagious, and I so appreciated her taking the time to speak to us.

We talked in depth about:

- Kerry's journey to now

- The reality of lockdown for a performer

- The life of a performing Mum

- Nerves and anxiety

- Behind the scenes of show business 

- How she met her husband

I could have talked to her for HOURS!

You can find Kerry at:

www.kerryellis.com.

@kerryellis79 instagram

@kerryjaneeellis1 twitter

Kerry also has her own podcast "Keep Calm and Kerry On" which has some fantastic interviews - you definitely need to give it a listen!

Please let me know how this podcast landed for you, and your key takeaways.

It created a real joy, and a series of lightbulb moments for me, and I think it's so rare to get a true window into the life of an extremely talented woman in show business. 

Thank you Kerry, I can't wait to chat again soon.

Sarah x

In this episode of The Mortgage Mum Podcast we talk about holiday lets, and why they have become an increasingly popular investment. With the rise of UK staycations, and people rediscovering the beauty of Britain, it is no surprise that more people want to invest in holiday lets.

For one, the ROI (Return on Investment) is interesting! When you compare to a buy to let property, you can potentially earn the same rent in one week with a short term let as you can in one month with a buy to let property.

In this episode, we talk about:

- What is a holiday let? - How does affordability work in a holiday let mortgage? - How much deposit do I need? - What are the pros and cons? - How does the ROI compare to a buy to let property? - How easy is it to get a mortgage for a holiday let?

And we share some details about one of our Mortgage Mum team - Colleen Sykes - who owns her own STUNNING cottage in Corfe Castle as a holiday let investment. I share her insight to why she chose this form of investment, and the pros and cons.

PLEASE check out Colleen's stunning house here - Acorns - https://www.classic.co.uk/holiday-cottage/desc-4828.html.

I know I'll be booking to stay there as soon as I can!!!!

I am super impressed with Colleen's investment here, as well as her stance on it, and I can't wait to see it unfold. I'm sure it will be a huge success.

As always, we aim to break difficult topics into easy conversations, so we hope you got a lot from this episode.

We love to hear from you as to how episodes landed for you so please contact us via our social media channels to let us know!

Head over to www.themortgagemum.co.uk to fill in our contact form!

The Mortgage Mum is a team of 30 women based all across the UK. We are passionate, driven, enthusiastic women who thrive from helping customers achieve their property dreams. We educate, empower and we give an excellent service from start to finish.

Follow The Mortgage Mum on all social media platforms. Facebook -

The Mortgage Mum

Instagram - https://www.instagram.com/the_mortgage_mum/ LinkedIn - https://www.linkedin.com/.../sarah-tucker-the-mortgage.../ YouTube -

The Mortgage Mum

Thank you for listening.

Our beautiful intro and outro piano music was created and recorded by the incredible Zoe Alexandria - www.zoealexandria.co.uk. Please check her out on social media. She is so talented.

In this episode, I interview Claire Earwaker dos Reis, a will writer and Estate Planner from Expression Wills.

Claire and I had a really open chat about her journey to will writing, and her story was brave and beautiful. 

We also talked about those all important questions that all our listeners need to know:

• What is a will? 
• Who needs a will, when do you need to think about getting one? 
• What happens to my estate if I don't have a will?
• What are the reasons for having a will?
• Wills aren’t regulated, what does this mean?
• Where should I store my will? 
• What’s the cost of having a will written?
• What are the dangers of writing my own will? 
• How do I go about arranging a will?

Claire says - "End of life planning is not the most sexy or glamorous of subjects, but it is such an important, but often neglected task. My passion is to create a safe space for people to explore their options and voice their concerns without being pushed into making decisions. Education comes first in providing people with the right knowledge so that hold the power to make their own decisions about what is right for them and their family without the pressure of a “quick sale”. I am also passionate about challenging the stereotypes typically associated with the industry and to bring will writing back in to the 21st century."

You can find Claire at:

https://expressionwills.co.uk/ https://www.facebook.com/ExpressionWills linkedin.com/in/claireedreis

As always, we aim to break difficult topics into easy conversations, so we hope you got a lot from this episode. 

We love to hear from you as to how episodes landed for you so please contact us via our social media channels to let us know!

If you are thinking about getting a will, or revising your existing will, we would love to hear from you. Claire is part of our exclusive panel of will writers who have been hand picked by us.

Head over to www.themortgagemum.co.uk to fill in our contact form!

The Mortgage Mum is a team of over 20 female brokers based all across the UK. We are passionate, driven, enthusiastic women who thrive from helping customers achieve their property dreams. They educate, empower and they give an excellent service from start to finish.

Follow The Mortgage Mum on all social media platforms. Facebook - 

Instagram - https://www.instagram.com/the_mortgage_mum/ LinkedIn - https://www.linkedin.com/.../sarah-tucker-the-mortgage.../ YouTube - 

Thank you for listening.

Our beautiful intro and outro piano music was created and recorded by the incredible Zoe Alexandria - www.zoealexandria.co.uk. Please check her out on social media. She is so talented.