In this episode of College!, Peg Keough sits down again with Melissa M. Stephens, Associate Dean of Enrollment Management & Financial Aid and a CAP expert, to break down the new federal legislation signed July 4, 2025—nicknamed the One Big Beautiful Bill.

Melissa explains:

• How loan limits for Parent PLUS and graduate students will change.

• What the timeline and negotiated rulemaking process mean for families.

• How part-time enrollment will affect undergraduate borrowing.

• Why new accountability rules are being placed on colleges and universities.

• The impact on institutional resources, FAFSA completion trends, and student financial literacy.

Whether you’re a parent, student, or counselor, this conversation provides clarity on how the bill could affect college affordability starting in 2026–2027. Peg and Melissa also share practical tips on FAFSA, financial aid deadlines, appeals, and asking the right questions during the admissions process.

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