Your Money Guide on the Side

The Only Asset Allocation Guide You’ll Ever Need


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Your portfolio’s performance isn’t about finding the next hot stock; it’s about how you slice the pie. In this episode, I break down the real math behind compounding, why losses hurt more than wins help, and three simple allocation models you can actually follow without losing sleep.

We’ll cover:

  • Why “average returns” are misleading and compounding is what matters.
  • How diversification really works (hint: it’s not about guessing winners).
  • Three practical allocation strategies for different levels of risk tolerance.
  • The surprising case for the “reverse glide path” in retirement.
  • Whether you’re cautious, balanced, or adventurous, you’ll leave with a framework to match your investments to both your spreadsheet and your stomach.

    And if you’ve ever wondered whether you should own more stocks, more bonds, or just more Advil to deal with it all once you retire — this episode’s for you.



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    Your Money Guide on the SideBy Tyler Gardner

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