In this podcast, Paul makes the case for a multimillion dollar payoff if you decide to be a good Do-It-Yourself investor and do the necessary work. He considers this podcast one of his most important.  Using our Fine Tuning Tables and The Merriman Lifetime Investment Calculator, he shows 3 simple ways a conservative well-diversified portfolio, with a retirement portfolio worth only $500,000, would have produced an additional $2,000,000 over 30 years of retirement.

- The 90-year study (Table 1) that evidences that investor patience leads to better returns.

This podcast was recorded Dec. 12, 2021 by Paul in Mexico, as he and his wife, Zan, having sold their home in San Miguel de Allende, were in the last days of moving.

Watch Craig's short video "Understand the effect of 1% using our Lifetime Investment Calculator" that goes along with this podcast.