Tonight, on The Panel, Wallace Chapman is joined by panellists Deborah Hart and Allan Blackman. First up, the government's added another sheet of gib to its reforms of the building sector. John Grey is the president of the Home Owners and Buyers Association Inc, he says there's not a lot of detail and he's not sure it will change things for the better. Then, in another policy announcement, National has pledged to gradually push up KiwiSaver contribution rates up to 12 percent. Is it a good move? The panel talks to economics professor Michael Cameron.