This episode is different. It’s part of a conversation I had with three smart and experienced entrepreneurs and thinkers, who all happen to work in fintech. Maybe I’ll released the extended version of the discussion at some point, but today I wanted to focus on a part of it.    Artificial intelligence and automation are becoming powerful forces of change in the world today, and the impacts of these technologies will shape the next few decades at least.    Charlie Delingpole is the Founder and CEO of ComplyAdvantage, a data company leveraging machine learning to identify bad actors and feed that information to bank anti money laundering and compliance teams to prevent crime. Ricky Knox is the Founder and CEO of Tandem, a UK bank using data to provide personalized financial guidance to customers, and Lex Sokolin, the former Founder and CEO of NestEgg Wealth, a roboadvisor that was acquired by AdvisorEngine in 2014. Currently, Lex runs the emerging tech business for Autonomous Research, a buy-side research firm.    Lex and his team recently published an excellent deep dive on artificial intelligence, which is available at: https://next.autonomous.com/augmented-finance-machine-intelligence.   Lex also publishes one of the best fintech newsletters, which you can subscribe to at: http://bit.ly/autonomousnext.   We pick the conversation up in full swing. Buckle your seatbelts, it gets serious fast.    I’m going to publish an accompanying article with a number of the talking points that inspired this discussion at www.bankingthefuture.com/artificialintelligence.   I’d love to share more of these types of conversations, from meet ups and private events and the like, if people find them interesting. Let me know what you think on Twitter @rebankpodcast or by email at [email protected].    The first voice you hear after mine is Lex’s, followed by Charlie's and then Ricky’s.    Thanks very much for joining us today. Please welcome, Lex Sokolin, Charlie Delingpole and Ricky Knox.