DO YOU BELONG TO A HOMEOWNERS ASSOCIATION? HERE IS EVERYTHING YOU NEED TO KNOW ABOUT YOUR RIGHTS  

You now have bought into a lovely estate and part of your duties is to also go through a lengthy document presented by the HOA about all the rules and regulations you must adhere to as a resident. Great, but do you know your end of the stick when it comes to your rights as a homeowner? This episode will elaborate on some very important facts to know and consider as a homeowner in an HOA. 

Guest Name – Kathleen Dlepu Designation- Founder and Director  Guest Company Name: Molefe Dlepu Attorneys  Website link: https://www.molefedlepu.co.za/LinkedIn: https://www.linkedin.com/in/kathleen-dlepu-42160443 

Private Property aims to change the way South Africans find their next property, by making the search easier, simpler, and that much faster. From refreshed new website features to launching SA's smartest property app, the search for a home has never been more simple with Private Property.  

00:00 Show starts 00:59 Introduction by Zama 03:54 Question 1 – What is a homeowners association? 04:38 Answer – Kathleen Dlepu 06:48 Question 2 – Explain how HOA’s potentially erodes some of your rights 07:59 Answer - Kathleen Dlepu 12:42 Question 3 – How would you go about informing people about the gravity living in HOA’s?  15:02 Answer - Kathleen Dlepu 18:41 Break 19:48 After the break with Zama 21:07 Comment 1 – Instagram 23:24 Question 4 – Legal issues we should be aware of 24:00 Answer - Kathleen Dlepu 26:47 Question 5 – Tips for people about to buy into HOA’s 27:31 Answer - Kathleen Dlepu 28:41 Question 6 – Best practice to raise issues in HOA’s 29:15 Answer - Kathleen Dlepu 31:35 Closing remarks – Zama

PROPERTY DEVELOPMENT MANAGEMENT: 4 CRITICAL CONSIDERATIONS  

It’s one thing to construct and successfully complete a property development. Now comes the critical part of managing your property. On this episode our guest will take you through four critical considerations when implementing your property management. Make sure you schedule this episode on your diary and be part of the great discussion that will help you carve a victorious property portfolio. 

 Private Property aims to change the way South Africans find their next property, by making the search easier, simpler, and that much faster. From refreshed new website features to launching SA's smartest property app, the search for a home has never been more simple with Private Property.  

00:00 Show starts 01:15 Introduction by Zama 03:40 Question 1 – What is a Residential Property Fund? 04:50 Answer – Solly Mboweni 10:29 Question 2 – What is the first consideration? 11:55 Answer - Solly Mboweni 20:33 Break 21:41 After the break with Zama 23:50 Question 3 – How do you deal with developers who do not take zoning considerations seriously? 24:47 Answer - Solly Mboweni 32:07 Final Tips - Solly Mboweni 35:02 Closing remarks – Zama

THE INS AND OUTS OF THE PROPERTY TRANSFER PROCESS  

So you have finally been approved for your home loan, you have found the house of your dreams and you are now ready to move in. But first, the transfer process, what exactly are the ins and outs of the property transfer process? Tune in on this episode and get a lowdown on property transfer!  

Guest Name – Nompumelelo Xulu Designation – Managing Director (Winner of SA Women In Property: Young Achiever Award) Guest Company –NS XULU INC Website link: www.xuluattorneys.co.za  LinkedIn: Nompumelelo Xulu 

Private Property aims to change the way South Africans find their next property, by making the search easier, simpler, and that much faster. From refreshed new website features to launching SA's smartest property app, the search for a home has never been more simple with Private Property.  

00:00 Show starts 01:01 Introduction by Zama 04:53 Question 1 – Overview of how the property transfer process works 06:05 Answer – Nompumelelo Xulu 14:53 Question 2 – Some of the mistakes in sale agreements 16:20 Answer - Nompumelelo Xulu 20:06 Break 22:33 After the break with Zama 25:38 Question 3 – YouTube 25:25 Answer - Nompumelelo Xulu 26:08 Comment 1 - YouTube 26:52 Question 4 – Mistakes in offer to purchase 27:18 Answer - Nompumelelo Xulu 33:07 Question 5 – One crucial thing one should always bear in mind during property transfer process 33:34 Answer - Nompumelelo Xulu 39:30 Closing remarks – Zama  

Remember to follow Private Property on: Facebook: https://www.facebook.com/propertysa/Twitter: https://twitter.com/propertysa/Instagram: https://www.instagram.com/privatepropertysa/Pinterest: https://za.pinterest.com/privproperty/Linkedin: https://www.linkedin.com/company/privatepropertysa/

CREDIT REHABILITATION AND BUYING A HOME – IS THERE ANY HOPE?  

Good credit increases your chances of getting a home loan, but what happens if you have suffered a bad credit record in the past? We have the help of a professional to give you tips on how you can rebuild your credit score. But how do you do this? Tune in on this episode to find out some crucial information on how you can regain a healthy credit score and hopefully buy that dream home! Set your alarm and don’t be late!   

Guest Name – Natasha Champion Designation- Regional Sales Manager Guest Company Name: ooba homeloans Website link: https://www.ooba.co.za/LinkedIn:https://www.linkedin.com/in/natasha-champion-29864426 

Private Property aims to change the way South Africans find their next property, by making the search easier, simpler, and that much faster. From refreshed new website features to launching SA's smartest property app, the search for a home has never been more simple with Private Property.  

00:00 Show starts 00:21 Introduction by Zama 03:17 Question 1 – Different ways how our credit can be negative 04:06 Answer – Natasha Champion 05:57 Question 2 – Are all accounts created equal? 07:24 Answer - Natasha Champion 09:25 Question 3 – What should we start doing now to prepare accessing home loans? 10:11 Answer - Natasha Champion 15:42 Break 16:50 After the break with Zama 17:43 Comment 1 – Facebook 19:17 Question 4 – Tips on rehabilitating their finance 19:44 Answer - Natasha Champion 22:04 Question 5 – What is debt review? 23:09 Answer - Natasha Champion 25:35 Comment 2 – Instagram 25:51 Comment 3 – Facebook 26:58 Comment 4 –Facebook 27:08 Question 6 – Facebook 27:20 Answer - Natasha Champion 28:50 Question 7 - Facebook 29:09 Answer – Natasha Champion 30:37 Question 8 - Facebook 30:47 Answer - Natasha Champion 32:04 Question 9 – Facebook 32:24 Answer - Natasha Champion 33:28 Question 10 - Instagram 33:43 Answer - Natasha Champion 36:23 Question 11 – Facebook 37:14 Answer - Natasha Champion 33:53 Question 12 – YouTube 39:17 Answer - Natasha Champion 41:23 Closing remarks – Zama  

Remember to follow Private Property on: Facebook: https://www.facebook.com/propertysa/Twitter: https://twitter.com/propertysa/Instagram: https://www.instagram.com/privatepropertysa/Pinterest: https://za.pinterest.com/privproperty/Linkedin: https://www.linkedin.com/company/privatepropertysa/

HERE'S WHAT FIRST TIME INVESTORS SHOULD LOOK FOR IN A PROPERTY     

Calling all first-time property investors and those wanting to kick start their journey. This episode is for you! Absa portfolio manager Miguel Martins will be outlining what kind of property should tick all your boxes to ensure investment success. See you at 7pm!   

Guest Name – Miguel Martins Designation -Portfolio Manager: Investors, Absa Home Loans Guest Company - Absa  Guest Contact Details Website link: https://www.absa.co.za/personal/loans/for-a-home/understanding-home-loans/LinkedIn: https://www.linkedin.com/in/miguel-martins-70a62011 Private Property aims to change the way South Africans find their next property, by making the search easier, simpler, and that much faster. From refreshed new website features to launching SA's smartest property app, the search for a home has never been more simple with Private Property.  

00:00 Show starts 01:11 Introduction by Zama 03:56 Question 1 – Some key aspects one should consider when investing in property  05:19 Answer – Miguel Martins 08:18 Question 2 – Importance of understanding “what’s your strategy early” 09:38 Answer - Miguel Martins 11:40 Question 3 – How should you be thinking about strategy for free-home vs. sectional title communities? 12:41 Answer - Miguel Martins 18:16 Break 19:16 After the break with Zama 20:09 Comment 1 - Facebook 20:15 Comment 2 - Facebook 20:29 Comment 3 - Facebook 20:44 Question 4 – Facebook 21:24 Answer - Miguel Martins 25:37 Question 5 – Facebook 26:10 Answer - Miguel Martins 31:37 Comment 4 – YouTube 31:46 Question 6 – Instagram 32:08 Answer - Miguel Martins 36:03 Question 7 - Facebook 36:27 Answer - Miguel Martins 39:42 Question 8 - Facebook 39:54 Answer - Miguel Martins 42:16 Closing remarks – Zama  Remember to follow Private Property on: Facebook: https://www.facebook.com/propertysa/Twitter: https://twitter.com/propertysa/Instagram: https://www.instagram.com/privatepropertysa/Pinterest: https://za.pinterest.com/privproperty/Linkedin: https://www.linkedin.com/company/privatepropertysa/

PROPERTY DEVELOPMENT DO'S AND DON'TS FROM A SEASONED DEVELOPER    

Smart property investing can make a difference in your income and even provide you and your family with a  comfortable lifestyle. But it is important to know which pitfalls you must avoid when building your investment portfolio. In this episode, we find out some of the dos and dont's of investing in property development. Tune in and find out what our guest expert has to say. See you there!  Private Property aims to change the way South Africans find their next property, by making the search easier, simpler, and that much faster. From refreshed new website features to launching SA's smartest property app, the search for a home has never been more simple with Private Property.  

00:00 Show starts 00:31 Introduction by Zama 04:00 Question 1 – What should be the first thing you should do if you want to become a developer? 05:07 Answer – Frank Ngwenya 08:41 Question 2 – Second thing you should do 08:51 Answer - Frank Ngwenya 11:56 Question 3 – At which point would you advice first timers to bring in professionals to inspect? 13:29 Answer - Frank Ngwenya 18:53 Break 20:01 After the break with Zama 21:58 Question 4 – Some of the things you should avoid doing 22:31 Answer - Frank Ngwenya 22:55 Question 5 – Explain what you mean by over-leverage 23:28 Answer - Frank Ngwenya 28:00 Comment 1 – Facebook 28:24 Question 6 – What else should you not be doing? 28:39 Answer - Frank Ngwenya 30:52 Comment 2 – Facebook 32:37 Final Tips - Frank Ngwenya 35:00 Final Tips – Zama 36:33 Comment 3 – Facebook 37:17 Question 7 - Facebook 37:29 Answer - Frank Ngwenya 37:46 Closing remarks – Zama  

Remember to follow Private Property on: Facebook: https://www.facebook.com/propertysa/Twitter: https://twitter.com/propertysa/Instagram: https://www.instagram.com/privatepropertysa/Pinterest: https://za.pinterest.com/privproperty/Linkedin: https://www.linkedin.com/company/privatepropertysa/

SECTIONAL TITLE OWNERSHIP: TOP TIPS ON HOW TO GET IT RIGHT THE FIRST TIME   

Guest Name – Michael Schaefer  Designation- Founder  Guest Company Name: ZDFin Guest Contact Details Website link: https://zdfin.co.za/about-us/LinkedIn: https://www.linkedin.com/in/michael-schaefer-084b8455n Private Property aims to change the way South Africans find their next property, by making the search easier, simpler, and that much faster. From refreshed new website features to launching SA's smartest property app, the search for a home has never been more simple with Private Property.  

00:00 Show starts 01:17 Introduction by Zama 04:22 Question 1 – Biggest implication in living in sectional title 05:12 Answer – Michael Schaefer 06:54 Question 2 – First tip for people buying into sectional titles 07:23 Answer - Michael Schaefer 10:35 Comment 1 – YouTube 10:54 Comment 2 - Facebook 11:07 Question 3 – How can issues/unfavourable situations with the body corporate/trustees be mitigated? 12:23 Answer - Michael Schaefer 17:45 Break 18:53 After the break with Zama 19:36 Question 4 – Instagram 19:49 Answer - Michael Schaefer 22:00 Comment 3 – Facebook 22:51 Comment 4 – Facebook  23:15 Question 5 – YouTube 23:45 Answer - Michael Schaefer 24:37 Comment 5 - YouTube 25:01 Question 6 – Any other tips viewers should be aware of? 26:03 Answer - Michael Schaefer 29:33 Comment 6 – YouTube 30:50 Comment 7 – Facebook 32:00 Final Tips - Michael Schaefer 32:26 Closing remarks – Zama

Starting The Home Building Process? Here Are 4 Practical Ways You Can Build Greener  

Private Property aims to change the way South Africans find their next property, by making the search easier, simpler, and that much faster. From refreshed new website features to launching SA's smartest property app, the search for a home has never been more simple with Private Property.  

00:00 Show starts 00:49 Introduction by Zama 03:07 Question 1 – What does it mean when we say “we’re going green”? 03:31 Answer – Alison Groves 04:50 Question 2 – Why go green? 06:15 Answer - Alison Groves 08:50 Question 3 – Where can people start making these changes? 09:33 Answer - Alison Groves 11:04 Comment – Zama – LED lights experience 12:19 Answer - Alison Groves 15:18 Break 16:26 After the break with Zama 17:07 Comment 1 – Facebook 17:29 Comment 2 – Facebook 18:00 Comment 3 – Facebook  18:24 Question 4 – Where else in our homes would be a good start to make some changes? 18:32 Answer - Alison Groves 20:48 Comment 4 - Facebook 22:21 Question 5 – Some changes you could do in different rooms in your home? 23:08 Answer - Alison Groves 27:36 Question 6 – Why are changes like these significant? 28:26 Answer - Alison Groves 31:49 Comment 5 - Facebook 32:10 Final Tips - Alison Groves 33:37 Closing remarks – Zama  

Remember to follow Private Property on: Facebook: https://www.facebook.com/propertysa/Twitter: https://twitter.com/propertysa/Instagram: https://www.instagram.com/privatepropertysa/Pinterest: https://za.pinterest.com/privproperty/Linkedin: https://www.linkedin.com/company/privatepropertysa/

THIS IS WHAT FIRST TIME HOME BUYERS LOOK FOR IN AN AREA WHEN LOOKING TO PURCHASE  

Private Property aims to change the way South Africans find their next property, by making the search easier, simpler, and that much faster. From refreshed new website features to launching SA's smartest property app, the search for a home has never been more simple with Private Property.  

00:00 Show starts 01:28 Introduction by Zama 04:08 Question 1 – Explain the trend that young South Africans opt to rent than buy? 04:59 Answer – Zydah Manuel 06:01 Question 2 – What typically do under 45 year olds buy? 06:12 Answer - Zydah Manuel 08:14 Question 3 – What do first time home buyers and millennials look for within that price point? 08:38 Answer - Zydah Manuel 10:17 Comment 1 – Facebook 10:39 Question 4 – Facebook 10:51 Answer - Zydah Manuel 13:04 Comment 2 – Instagram 13:35 Question 5 – Some things that millennial home buyers overlook 14:04 Answer - Zydah Manuel 15:44 Comment 6 - Facebook 16:12 Break 17:19 After the break with Zama 18:37 Comment 7 – Facebook 18:59 Comment 8 – Instagram 19:24 Comment 9 – Instagram 20:01 Question 6 – Tools that ABSA has that will help first time home buyers when it comes to home ownership 20:29 Answer - Zydah Manuel 21:50 Question 7 – What kind of mistakes have you picked up that first time home buyers would make that would disadvantage their application? 22:24 Answer - Zydah Manuel 24:18 Comment 10 – Facebook 25:15 Question 8 – Criteria for young professional home loan proposition at ABSA 25:32 Answer - Zydah Manuel 26:30 Question 9 – Instagram 27:24 Answer - Zydah Manuel 28:23 Comment 11 – Instagram 29:02 Question 10 - Instagram 29:22 Answer - Zydah Manuel 30:18 Comment 12 – Facebook 32:03 Question 11 – What does ABSA look for when it comes to first time home buyers and what can potential buyers do to be better equipped at home ownership? 32:19 Answer - Zydah Manuel 33:03 Closing remarks – Zama  

Remember to follow Private Property on: Facebook: https://www.facebook.com/propertysa/Twitter: https://twitter.com/propertysa/Instagram: https://www.instagram.com/privatepropertysa/Pinterest: https://za.pinterest.com/privproperty/Linkedin: https://www.linkedin.com/company/privatepropertysa/

PREPARE YOUR FINANCES! ENSURE A SUCCESSFUL HOME LOAN APPLICATION WITH THESE EXPERT TIPS  

You often hear experts talking about a budget, a great credit score, and finding a qualified agent to help you make the best property purchase. What exactly are the key elements to consider when securing a successful home loan application? In this episode, our expert will shed some light on some of the crucial steps and the necessary considerations for every first-time homebuyer. Are you ready for this informative episode, make sure you set your alarm and tune in at exactly 7pm!   #YSYR #YourSpaceYourRules #PrivateProperty 

Guest Name – Barbara Mundell  Designation- Accountant & Tax Practitioner, Financial Planner, and Director  Guest Company Name: Barbara Mundell Consult  Website link: https://www.barbaramundell.co.za/about/barbara-mundell/Linkedin: https://www.linkedin.com/in/barbara-mundell-cfp®   

Chapters/Bookmarks  00:00 Show starts 00:41 Introduction by Zama 03:24 Question 1 - Take us through the first few things of finance when applying for your first home. 03:33 Answer 1 - Barbara Mundell 05:40 Question 2 - Debt vs Assets - What is the sweet spot? 06:10 Answer 2 - Barbara Mundell 08:33 Comment 1 - YouTube - Siphokazi Fikeni 09:25 Question 3 - How do we safeguard against bad credit scores? 10:16 Answer 3 - Barbara Mundell 12:57 Questions 4 - What to do with or avoid unplanned expenses when purchasing a new home/property? 13:04 Answer 4 - Barbara Mundell 17:18 Break 18:25 After the break with Zama 19:10 Question 5 - Some of the mistakes you've seen in the home loan application seen? 20:16 Answer 5 - Barbara Mundell 22:44 Comment 2 - Facebook  26:46 Comment 3 - Instagram 27:25 Question 6 - YT - Interest rate to be fixed 27:36 Answer 6  - Barbara Mundell 28:28 Comment 4 - Facebook - Credit score bad even after debt settled. What to do? 28:36 Answer Comment 6 - Barbara Mundell 30:46 Comment 5 - IG - How do I improve my finance and credit score as a teenager? 31:25 Answer Comment 5 - Barbara Mundell 32:13 Comment 6 - Facebook - What is the importance of keeping the installment as is? 32:28 Answer Comment 6 - Barbara Mundell 33:27 Comment 7 - Finance looks at 3 areas 36:16 Comment 8 - Can one get a tax number from outside the country? 36:20 Comment Answer - Barbara Mundell 36:45 Question 5 - How long does it take to get feedback from the seller once you get the OTP [Offer To Purchase] 36:55 Answer - Barbara Mundell 37:32 Comment 9 - YouTube - Credit card payments 37:45 Comment Answer 9 - Barbara Mundell 38:16 Comment 10 - Advice on a cash property purchase? 38:26 Answer Comment 10 - Barbara Mundell 39:51 Comment 11 - IG - Bond reject after settled debt? What to do? 40:12 Answer Comment 11 - Barbara Mundell 41:36 Final Tips - Barbara Mundell 42:00 Closing Remarks - Zama