With so many property services out there, it can be tough to know which ones are worth your hard-earned cash. Join Rob & Rob for a lively debate (and a fair bit of disagreement) as they break down the must-haves, the ones to avoid, and those that could go either way based on your situation.

• (0:40) News story of the week 
• (6:06) Let’s talk property services… 
• (6:40) Which should you pay for? 
• (15:14) Those NOT worth paying for 
• (18:40) The ones that depend on you… 
• (27:46) Hub Extra 

Links mentioned: 

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It’s time for your latest episode of Ask Rob & Rob! 

• (0:45) Charlie’s gearing up to diversify his portfolio by purchasing his first off-plan property. While he’s mindful of the potential pitfalls, he’s hit a roadblock when researching the developers. Seeking guidance, he turns to Rob & Rob for their expert advice and insights. 
• (7:14) James wants to know why higher-rate taxpayers undergo a 145% stress test compared to the 125% for basic-rate taxpayers. He’s also curious about the typical rate applied for limited companies and asks the guys for more information to gain a better understanding. 

Enjoy the show? 

• Leave us a review on Apple Podcasts - it really helps others find us! 
• Sign up for our free weekly newsletter, Property Pulse 
• Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. 
• Find out more about Property Hub Invest 

See omnystudio.com/listener for privacy information.

It’s the powerful tool that’s swept the globe and if you’re not using it yet, you’re missing out – we’re talking about artificial intelligence! Tune in as Rob & Rob share the tools and techniques they use daily to save time and money with their property investments and in business.

• (0:45) News story of the week 
• (3:48) Are you using AI? 
• (5:10) General tips to unleash AI’s full potential 
• (12:00) Real-life examples of AI in action 
• (20:20) Try it for yourself 
• (22:12) Hub Extra 

Links mentioned: 

Enjoy the show? 

• Leave us a review on Apple Podcasts - it really helps others find us!    
• Subscribe to the Podcast         
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• Sign up for our free weekly newsletter, Property Pulse    
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Rob & Rob are back with more listener questions!  

• (0:45) Ross is curious about the best way to pay his arrangement fees. Should he use his own cash to cover the fees upfront or add them to his mortgage? Aware that the latter option will incur interest charges over time but may potentially benefit from inflation, he turns to Rob & Rob for their advice. 
• (3:55) Hollie's original game plan involved flipping properties in her local area of Portsmouth, utilising her partner's building expertise for renovations. However, she's having second thoughts and wonders whether a hands-off strategy in a property hotspot could offer better capital growth. Seeking guidance, she turns to the guys for their thoughts on her potential shift in direction. 

Enjoy the show? 

• Leave us a review on Apple Podcasts - it really helps others find us! 
• Sign up for our free weekly newsletter, Property Pulse 
• Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. 
• Find out more about Property Hub Invest 

See omnystudio.com/listener for privacy information.

With inflation dropping to its lowest point in 2.5 years and talk of interest rate cuts, what does this mean for the property market? Tune in as Rob & Rob bring you up to speed on the month’s biggest news stories – including yet more shocking political developments... 

• (0:44) The unexpected surprise for our economy 
• (2:05) Are interest rate cuts on the way? 
• (3:25) What’s the latest on the housing market? 
• (6:50) How’s the rental market looking? 
• (9:35) Let’s talk politics – rental reform bill… 
• (10:26) “Do as the rich do, not what they say” 
• (12:55) Hub Extra 

Links mentioned: 

Economy: 

Interest Rates: 

Housing Market: 

Rental Market: 

Rental Reform Bill: 

Misc: 

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• Subscribe to the Podcast        
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Rob & Rob are back with two NEW questions from our listeners!  

• (0:45) Dan’s wondering if studio apartments are worth considering for investment if they tick the boxes financially and are located in desirable areas with good prospects for capital growth. Seeking advice, he turns to Rob & Rob for their thoughts and insights. 
• (3:27) Discussing the "silent crash" featured on The Property Podcast, Anth finds himself questioning if a crucial point may have been overlooked... 

Enjoy the show? 

• Leave us a review on Apple Podcasts - it really helps others find us! 
• Sign up for our free weekly newsletter, Property Pulse 
• Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. 
• Find out more about Property Hub Invest 

See omnystudio.com/listener for privacy information.

The age-old battle between Cashflow vs Capital Growth has been a passionate debate among investors for far too long. Is there a clear winner and should you prioritise one over the other, or can you have the best of both worlds? 

Join us as Rob & Rob draw from over a decade of industry experience offering their perspectives from both angles to help you decide which is best for you and your own strategy. Let the showdown begin… 

• (0:54) News story of the week 
• (2:18) Let the debate begin! 
• (3:20) A brief overview of each… 
• (6:10) Let’s look at the benefits for cashflow 
• (8:30) The advantages of capital growth 
• (11:00) Who wins the battle? 
• (15:42) Hub Extra 

Links mentioned: 

Enjoy the show? 

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• Subscribe to the Podcast       
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Welcome back to another episode of Ask Rob & Rob! 

• (0:45) Luke’s gearing up to buy his first home, which he intends to live in while subletting the extra rooms for rental income. He's keen on investing in East Anglia and turns to Rob & Rob for their advice on the best places to explore, along with key fundamentals to look for in the area. 
• (4:22) Jo’s attractive mortgage rates on her buy-to-let properties are ending soon, and her broker suggest remortgaging with the current lender due to low rental income. She plans to increase her rents, and wonders whether to invest more money into the properties to potentially get a better mortgage or follow her broker's advice. 

Enjoy the show? 

• Leave us a review on Apple Podcasts - it really helps others find us! 
• Sign up for our free weekly newsletter, Property Pulse 
• Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. 
• Find out more about Property Hub Invest 

See omnystudio.com/listener for privacy information.

In this month’s AOB episode, Rob & Rob discuss the importance of focus in business, as they give the latest updates from behind the scenes of their £100m property business.  

They delve into the impact of focusing on fewer goals and not getting distracted by ‘shiny objects’ to make progress towards your main mission. Sharing their recent experiences and life lessons, they aim to improve your business focus and provide practical strategies for staying on track. 

Also, they give their insights into the current market, noting an improved sentiment as confidence appears to be returning across all levels and shown in new investment opportunities. 

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• Leave us a review on Apple Podcasts - it really helps others find us! 
• Give us your feedback on Instagram – Rob Bence & Rob Dix 
• Find out more about Property Hub Invest 

See omnystudio.com/listener for privacy information.

The mortgage market has been tough recently, with rates forever changing and mortgages being pulled unexpectedly. The markets are anticipating rate cuts later in the year – but will that translate into cheaper mortgages, and what should investors be doing now? 

Today, we've got our expert Nick Shepherd on board to help untangle the craziness of it all, giving you the scoop on what's happening now, what the future holds and what you should do if you're thinking about getting a mortgage in the near future - tune in! 

• (1:07) News story of the week 
• (2:47) Would you like to work at Property Hub 
• (3:24) Q&A with our mortgage expert Nick 
• (4:20) What’s been happening in the mortgage market? 
• (5:14) What impact does the recent BOE base rate announcement have on the market? 
• (5:51) Is now the time to lock in a new fixed product or is it worth waiting a little longer? 
• (6:25) If mortgage rates become more favourable for borrowers, do lender fees also improve? 
• (6:55) What rates and fees should investors be seeking out? 
• (7:16) What kind of rates should people be stress testing at?  
• (7:45) What’s your thoughts on investors having difficulties refinancing due to rental cover requirements? 
• (8:23) Should we anticipate higher deposits or increased equity in refinancing will affect loan-to-value ratios? 
• (9:22) What’s the latest getting new mortgages, both new purchases and refinances? 
• (9:52) Are valuations improving? 
• (10:21) What advice would you offer investors currently seeking a new mortgage or refinancing? 
• (10:50) How do you foresee the mortgage market shaping up over the next 6-12 months? 
• (13:55) Hub Extra

Links mentioned: 

Enjoy the show? 

• Leave us a review on Apple Podcasts - it really helps others find us! 
• Subscribe to the Podcast      
• Subscribe to our YouTube channel    
• Sign up for our free weekly newsletter, Property Pulse 
• Find out more about Property Hub Invest 

See omnystudio.com/listener for privacy information.