The Prosperity Podcast

Lou Pineda comes from the banking industry where he worked with high net worth individuals. In his previous banking experience he was able to see that the most successful individuals understood finance by focusing on the principles.

In this interview you'll hear how Lou has developed a love for reading and learning and is focused on finding ways to continually grow.

Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode.

Links and Resources from this Episode

• For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast
• Connect with Lou Pineda
• • http://partners4prosperity.com/lou-pineda
  • https://www.linkedin.com/in/louis-pineda-7078847

Special Listener Gift

• Free eBook: Financial Planning Has Failed

Show Notes

• 1:20 - Developing a love for reading and learning
• 3:22 - Lou's background
• 5:30 - Working with high net worth individuals in the banking industry
• 8:10 - What the highest net worth customers focused on
• 10:06 - How Lou is able to help clients by simplifying balance sheets through principles
• 11:39 - The to have a healthy body and a healthy mind
• 14:14 - How Lou is able to help people understand the language of finance

Review and Subscribe

If you like what you hear please leave a review by clicking here

Subscribe on your favorite podcast player to get the latest episodes.

• Click here to subscribe with iTunes
• Click here to subscribe with Stitcher
• Click here to subscribe with RSS

Lou Pineda comes from the banking industry where he worked with high net worth individuals. In his previous banking experience he was able to see that the most successful individuals understood finance by focusing on the principles. In this interview you’ll hear how Lou has developed a love for reading and learning and is focused on finding ways to continually grow.

Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode.

Links and Resources from this Episode

For resources and additional information of this episode go to https://partners4prosperity.com/category/podcast

Connect with Lou Pineda

https://partners4prosperity.com/lou-pineda

https://www.linkedin.com/in/louis-pineda-7078847

Special Listener Gift

Free eBook: Financial Planning Has Failed

Show Notes

1:20 – Developing a love for reading and learning

3:22 – Lou’s background

5:30 – Working with high net worth individuals in the banking industry

8:10 – What the highest net worth customers focused on

10:06 – How Lou is able to help clients by simplifying balance sheets through principles

11:39 – The to have a healthy body and a healthy mind

14:14 – How Lou is able to help people understand the language of finance

Review and Subscribe

If you like what you hear please leave a review by clicking here

Subscribe on your favorite podcast player to get the latest episodes.

Click here to subscribe with iTunes

Click here to subscribe with Stitcher

Click here to subscribe with RSS

Tweetables:

Get Your Prosperity Accelerator Pack Today! Sign up to receive our ebook, Financial Planning Has FAILED as part of your free Prosperity Accelerator Pack now.

There's a much easier way to prepare for retirement than saving millions of dollars or hoping for recession proof double digit returns. In this episode Kim Butler demystifies what retirement really is helps us see a much favorable path towards financial success.

Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode.

Links and Resources from this Episode

• For show notes and additional information of this episode go to http://partners4prosperity.com/category/podcast

Special Listener Gift

• Free eBook: Financial Planning Has Failed

Show Notes

• 1:09 - Retirement has only existed for about 75 years
• 2:00 - Why people are starting to wake up and not want to retire
• 3:11 - How to find a good measuring stick for risk and growth
• 4:30 - Why human beings are made to serve
• 5:22 - Your money can grow and not be at risk
• 5:43 - Why your focus should be on cash flow
• 6:28 - Growth vs Income
• 7:50 - How it's easier to focus on cash flow vs wealth
• 9:22 - The tax implications and what to expect

Review and Subscribe

If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes.

• Click here to subscribe with iTunes
• Click here to subscribe with Stitcher
• Click here to subscribe with RSS

 

There’s a much easier way to prepare for retirement than saving millions of dollars or hoping for recession proof double digit returns. In this episode Kim Butler demystifies what retirement really is helps us see a much favorable path towards financial success.

Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode.

 

Links and Resources from this Episode

For show notes and additional information of this episode go to https://partners4prosperity.com/category/podcast

Special Listener Gift

Free eBook: Financial Planning Has Failed

Show Notes

1:09 – Retirement has only existed for about 75 years

2:00 – Why people are starting to wake up and not want to retire

3:11 – How to find a good measuring stick for risk and growth

4:30 – Why human beings are made to serve

5:22 – Your money can grow and not be at risk

5:43 – Why your focus should be on cash flow

6:28 – Growth vs Income

7:50 – How it’s easier to focus on cash flow vs wealth

9:22 – The tax implications and what to expect

Review and Subscribe

If you like what you hear please leave a review by clicking here

Subscribe on your favorite podcast player to get the latest episodes.

Click here to subscribe with iTunes

Click here to subscribe with Stitcher

Click here to subscribe with RSS

Tweetables:

 

Get Your Prosperity Accelerator Pack Today! Sign up to receive our ebook, Financial Planning Has FAILED as part of your free Prosperity Accelerator Pack now.

Setting goals and a clear vision is one sure way to make 2018 your best year ever. In this episode Kim and Spencer talk about how to change your mindset to adopt better habits and how to setup your day for success. We also get to hear what a typical day-in-the-life of Kim is and how we can apply those routines in our lives.

Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode.

Links and Resources from this Episode

• For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast
• https://www.csmonitor.com

Special Listener Gift

• Free eBook: Financial Planning Has Failed

Show Notes

• 0:51 - How to change your mindset to adopt better habits
• 2:03 - Creating a "not to-do" list
• 3:07 - What are you doing with the first and last 2 hours of your day?
• 4:28 - A day in the life with Kim
• 8:55 - How to 10X your mindset
• 11:54 - Why a vision is better than goals
• 13:01 - Once you get your mindset correct you need to verbalize what you're going after

Review and Subscribe

If you like what you hear please leave a review by clicking here

Subscribe on your favorite podcast player to get the latest episodes.

• Click here to subscribe with iTunes
• Click here to subscribe with Stitcher
• Click here to subscribe with RSS

If you want to avoid another stock market crash or market correction then this episode is for you. Kim Butler shares a strategy (not a product you buy) to redirect funds to something that won't rollercoaster ride, keeping your money safe and giving you more peace of mind.

Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode.

Links and Resources from this Episode

• For transcriptions and additional information of this episode go to http://partners4prosperity.com/category/podcast
• Get the ebook and audiobook www.partners4prosperity.com/ebook

Special Listener Gift

• Free eBook: Financial Planning Has Failed

Show Notes

• 0:38 - How we can avoid a 201k
• 1:26 - If you have an employee 401k and Roth IRA plan you can still protect your asset
• 2:32 - Kim's strategy to protect your assets
• 4:15 - Shifting your money to something that's ultra conservative
• 5:03 - How you can make this change without a penalty
• 6:57 - The penalty for not making the switch
• 8:01 - Why now is time to stand up and take action
• 10:15 - Get the ebook and audiobook www.partners4prosperity.com/ebook

Review and Subscribe

If you like what you hear please leave a review by clicking here

Subscribe on your favorite podcast player to get the latest episodes.

• Click here to subscribe with iTunes
• Click here to subscribe with Stitcher
• Click here to subscribe with RSS

 

If you want to avoid another stock market crash or market correction then this episode is for you. Kim Butler shares a strategy (not a product you buy) to redirect funds to something that won’t rollercoaster ride, keeping your money safe and giving you more peace of mind.

Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode.

 

Links and Resources from this Episode

For transcriptions and additional information of this episode go to https://partners4prosperity.com/category/podcast

Get the ebook and audiobook www.partners4prosperity.com/ebook

Special Listener Gift

Free eBook: Financial Planning Has Failed

Show Notes

0:38 – How we can avoid a 201k

1:26 – If you have an employee 401k and Roth IRA plan you can still protect your asset

2:32 – Kim’s strategy to protect your assets

4:15 – Shifting your money to something that’s ultra conservative

5:03 – How you can make this change without a penalty

6:57 – The penalty for not making the switch

8:01 – Why now is time to stand up and take action

10:15 – Get the ebook and audiobook www.partners4prosperity.com/ebook

Review and Subscribe

If you like what you hear please leave a review by clicking here

Subscribe on your favorite podcast player to get the latest episodes.

Click here to subscribe with iTunes

Click here to subscribe with Stitcher

Click here to subscribe with RSS

Tweetables:

 

Get Your Prosperity Accelerator Pack Today! Sign up to receive our ebook, Financial Planning Has FAILED as part of your free Prosperity Accelerator Pack now.

Understanding the difference between match and max on a 401k can be confusing. In this episode Kim Butler lays down the foundation and supplies strategies if you have existing 401k and Roth IRA plans. She even explains why we should shift assets into a more safe category.

Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode.

Links and Resources from this Episode

• For transcriptions and additional information of this episode go to http://partners4prosperity.com/category/podcast

Special Listener Gift

• Free eBook: Financial Planning Has Failed

Show Notes

• 0:29 - What's next after a Roth IRA and 401k
• 1:24 - The first step is to create a foundation
• 2:38 - Why you should only fund your 401k to the match level
• 4:24 - How come you don't control the Roth IRA and 401k
• 5:18 - Really good investments need lump sums of money
• 6:16 - Should you cancel your 401k plan?
• 7:34 - Shift existing assets in a 401k to not stock market related choices
• 8:44 - Making a major change isn't usually necessary and often not beneficial
• 10:07 - Borrowing against the difference of the match and max
• 12:45 - You always want your dollars to be moving
• 13:41 - While borrowing against cash value life insurance the growth of cash value is unaffected

Review and Subscribe

If you like what you hear please leave a review by clicking here

Subscribe on your favorite podcast player to get the latest episodes.

• Click here to subscribe with iTunes
• Click here to subscribe with Stitcher
• Click here to subscribe with RSS

 

Understanding the difference between match and max on a 401k can be confusing. In this episode Kim Butler lays down the foundation and supplies strategies if you have existing 401k and Roth IRA plans. She even explains why we should shift assets into a more safe category.

Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode.

 

Links and Resources from this Episode

For transcriptions and additional information of this episode go to https://partners4prosperity.com/category/podcast

Special Listener Gift

Free eBook: Financial Planning Has Failed

Show Notes

0:29 – What’s next after a Roth IRA and 401k

1:24 – The first step is to create a foundation

2:38 – Why you should only fund your 401k to the match level

4:24 – How come you don’t control the Roth IRA and 401k

5:18 – Really good investments need lump sums of money

6:16 – Should you cancel your 401k plan?

7:34 – Shift existing assets in a 401k to not stock market related choices

8:44 – Making a major change isn’t usually necessary and often not beneficial

10:07 – Borrowing against the difference of the match and max

12:45 – You always want your dollars to be moving

13:41 – While borrowing against cash value life insurance the growth of cash value is unaffected

Review and Subscribe

If you like what you hear please leave a review by clicking here

Subscribe on your favorite podcast player to get the latest episodes.

Click here to subscribe with iTunes

Click here to subscribe with Stitcher

Click here to subscribe with RSS

Tweetables:

 

Get Your Prosperity Accelerator Pack Today! Sign up to receive our ebook, Financial Planning Has FAILED as part of your free Prosperity Accelerator Pack now.

Getting financing for your business can be a difficult challenge if you follow the typical approach of working with a bank. In this episode Kim Butler shares examples from entrepreneurs and corporations that followed the traditional route of getting capital to grow their businesses.

Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode.

Links and Resources from this Episode

• For transcriptions and additional information of this episode go to: http://partners4prosperity.com/category/podcast
• https://partners4prosperity.com/business-financing-secret
• https://www.amazon.com/Live-Your-Life-Insurance-Butler/dp/1441486895

Special Listener Gift

• Free eBook: Financial Planning Has Failed

Show Notes

• 1:48 - We are grateful for No B.S. Money Guy Todd Strobel
• 2:09 - Traditional vs Typical strategies for financing your business
• 3:10 - J.C. Penny used whole life to support growth and cashflow challenges
• 3:33 - Walt Disney and Foster Farms borrowed against cash value to enable growth
• 4:23 - How Kim Butler uses cash value life insurance to support her business
• 5:58 - Why we view this as an emergency / opportunity fund
• 7:00 - You can own life insurance personally or have your business own it
• 8:02 - How long do you have to wait to access emergency / opportunity funds?
• 9:54 - There are no limits on the minimum or maximum
• 11:30 - Why most business owners aren't following the traditional methods
• 13:27 - How listeners can take the next step

Review and Subscribe

If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes.

• Click here to subscribe with iTunes
• Click here to subscribe with Stitcher
• Click here to subscribe with RSS