Jim and Chris sit down to discuss listeners questions relating to Social Security, Medicare, IRMAA, annuities, and MDF.

(6:00) A listener wonders about his sister’s unique income situation and asks a handful of Social Security related questions.

(22:15) George from Pennsylvania looks for clarification on Medicare and IRMAA.

(38:45) A listener from Pennsylvania asks about taking some of the annuity payments within his TIAA account and the potential tax ramifications.

(1:00:45) A listener asks how he can calculate the actual lifetime value of this annuity once invoked for my minimum dignity floor.

The post Social Security, Medicare, IRMAA, Annuities, and MDF: Q&A #2350 appeared first on The Retirement and IRA Show.

Jim and Chris continue their quarterly dialogue series discussing a couple listener questions on how they address inflation.

The post Quarterly Dialogue: Inflation: EDU #2350 appeared first on The Retirement and IRA Show.

Jim and Chris sit down to discuss listener questions relating to IRMAA, Social Security, mutual funds and ETFs.

(3:45) George from California asks for clarification on filing the form SSA-44 and the associated IRMAA costs.

(13:30) A listener wonders if she should claim her Social Security benefit earlier than expected to cover some long-term care costs.

(41:45) A listener from Kentucky asks about his wives Social Security survivor benefit should he pass away before her.

(49:30) Georgette from California questions if there is a way to convert mutual funds into exchange traded funds (ETFs) easily within an IRA.

The post IRMAA, Social Security, Mutual Funds and ETFs: Q&A #2349 appeared first on The Retirement and IRA Show.

Jim and Chris sit down to discuss an email from a listener seeking guidance on some decisions they have to make given their situation.

The post Guidance On A Listeners Situation: EDU #2349 appeared first on The Retirement and IRA Show.

Jim and Chris sit down to discuss listeners questions relating to Social Security, IRMAA, QLACs, MYGAs, and taxes.

(13:30) A Mississippi listener asks if his wife will have to pay back her Social Security benefit after going back to work.

(26:00) A Virginian listener asks about the latest possible dates he can use when filing form SSA-44 to avoid any IRMAA impacts.

(36:00) A listener in Arizona asks about QLACs and any early withdrawal penalties on multi-year guaranteed annuities (MYGAs).

(1:10:30) George from Kansas City looks for clarification on how a client can avoid quarterly tax penalties while not recognizing a massive amount of income for the year.

The post Social Security, IRMAA, QLACs, MYGAs, and Taxes: Q&A #2348 appeared first on The Retirement and IRA Show.

Jim and Chris sit down to discuss a couple of items to consider when choosing a financial advisor/planner.

The post Things To Consider When Choosing A Financial Advisor/Planner: EDU #2348 appeared first on The Retirement and IRA Show.

From all of us at Jim Saulnier & Associates, have a happy Thanksgiving with family and friends!

The post Thanksgiving Break: Q&A #2347 appeared first on The Retirement and IRA Show.

Jim and Chris continue their discussion from last week on funding the Minimum Dignity Floor (MDF) and addressing inflation using bond ladders.

The post Inflation, MDF, and Bond Ladders: EDU #2347 appeared first on The Retirement and IRA Show.

Jim and Chris sit down to discuss listeners questions relating to Social Security, IRMAA, IRA to HSA conversions, and 403(b)’s.

(7:30) George from Texas asks about the effects of when his wife decides to file for her Social Security benefits in relation to his own filing.

(26:30) George in Ohio provides his own unique scenario and looks for clarification on how his IRMAA-related premiums will work.

(38:15) A listener from Maryland asks about the rules for the one-time conversion from an IRA to an HSA.

(1:03:00) A listener in Florida wonders how he should handle his high-fee 403(b) account in retirement.

The post Social Security, IRMAA, IRA To HSA Conversions, and 403(b)’s: Q&A #2346 appeared first on The Retirement and IRA Show.

Jim and Chris continue their discussion from last week on funding the Minimum Dignity Floor (MDF) and addressing inflation using their approach.

The post Funding MDF and Addressing Inflation: EDU #2346 appeared first on The Retirement and IRA Show.