Jim and Chris sit down to discuss listeners questions relating to Social Security, WEP, IRMAA, and retirement planning.

(6:45) A listener looks for clarification regarding his parents Social Security survivor benefits and the impact of WEP.

(22:00) A listener in New Mexico asks about the impacts of IRMAA in years with large gains resulting from the sale of a home.

(34:15) Georgette looks for help when determining her maximum Roth conversion amounts while considering the IRMAA ramifications.

(41:15) PSA from Jim and Chris.

(42:00) George from New Hampshire brings up a previous show about finding a financial advisor and his questions.

The post Social Security, WEP, IRMAA, and Retirement Planning: Q&A #2351 appeared first on The Retirement and IRA Show.

Jim and Chris continue their quarterly dialogue discussing a couple of listener emails relating to the safe withdrawal approach to retirement and spending the fun number.

The post Quarterly Dialogue: Spending The Fun Number: EDU #2351 appeared first on The Retirement and IRA Show.

Jim and Chris sit down to discuss listeners questions relating to Social Security, Medicare, IRMAA, annuities, and MDF.

(6:00) A listener wonders about his sister’s unique income situation and asks a handful of Social Security related questions.

(22:15) George from Pennsylvania looks for clarification on Medicare and IRMAA.

(38:45) A listener from Pennsylvania asks about taking some of the annuity payments within his TIAA account and the potential tax ramifications.

(1:00:45) A listener asks how he can calculate the actual lifetime value of this annuity once invoked for my minimum dignity floor.

The post Social Security, Medicare, IRMAA, Annuities, and MDF: Q&A #2350 appeared first on The Retirement and IRA Show.

Jim and Chris continue their quarterly dialogue series discussing a couple listener questions on how they address inflation.

The post Quarterly Dialogue: Inflation: EDU #2350 appeared first on The Retirement and IRA Show.

Jim and Chris sit down to discuss listener questions relating to IRMAA, Social Security, mutual funds and ETFs.

(3:45) George from California asks for clarification on filing the form SSA-44 and the associated IRMAA costs.

(13:30) A listener wonders if she should claim her Social Security benefit earlier than expected to cover some long-term care costs.

(41:45) A listener from Kentucky asks about his wives Social Security survivor benefit should he pass away before her.

(49:30) Georgette from California questions if there is a way to convert mutual funds into exchange traded funds (ETFs) easily within an IRA.

The post IRMAA, Social Security, Mutual Funds and ETFs: Q&A #2349 appeared first on The Retirement and IRA Show.

Jim and Chris sit down to discuss an email from a listener seeking guidance on some decisions they have to make given their situation.

The post Guidance On A Listeners Situation: EDU #2349 appeared first on The Retirement and IRA Show.

Jim and Chris sit down to discuss listeners questions relating to Social Security, IRMAA, QLACs, MYGAs, and taxes.

(13:30) A Mississippi listener asks if his wife will have to pay back her Social Security benefit after going back to work.

(26:00) A Virginian listener asks about the latest possible dates he can use when filing form SSA-44 to avoid any IRMAA impacts.

(36:00) A listener in Arizona asks about QLACs and any early withdrawal penalties on multi-year guaranteed annuities (MYGAs).

(1:10:30) George from Kansas City looks for clarification on how a client can avoid quarterly tax penalties while not recognizing a massive amount of income for the year.

The post Social Security, IRMAA, QLACs, MYGAs, and Taxes: Q&A #2348 appeared first on The Retirement and IRA Show.

Jim and Chris sit down to discuss a couple of items to consider when choosing a financial advisor/planner.

The post Things To Consider When Choosing A Financial Advisor/Planner: EDU #2348 appeared first on The Retirement and IRA Show.

From all of us at Jim Saulnier & Associates, have a happy Thanksgiving with family and friends!

The post Thanksgiving Break: Q&A #2347 appeared first on The Retirement and IRA Show.

Jim and Chris continue their discussion from last week on funding the Minimum Dignity Floor (MDF) and addressing inflation using bond ladders.

The post Inflation, MDF, and Bond Ladders: EDU #2347 appeared first on The Retirement and IRA Show.