The Retirement Wisdom Podcast

Retire Smarter. Don’t miss an episode in this free Retirement School:

Follow on Apple Podcasts or Subscribe: Google Podcasts | Spotify | iHeartRadio | TuneIn | RSS

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When will you retire? Many people set a specific target date and diligently plan for that. But despite your best efforts to plan, circumstances beyond your control can change. A surprisingly high percentage of people are forced to retire earlier, and often much earlier, than they planned. Jennifer Schoonmaker-Dasch, a Financial Advisor with Edward Jones, suggests an alternative approach. Instead of a specific date, plan instead for a range of dates to retire. This helps you keep your options open and retain some flexibility-  and prepare your Plan B if life throws you curveballs.

Jennifer Schoonmaker-Dasch joins us from North Carolina.

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Helping clients build and manage their entire financial picture is a true privilege that Jennifer Schoonmaker-Dasch takes very seriously. She listens closely to their stories, learns about their lives and gains an understanding of their definition of financial success. She helps clients make informed, financially sound decisions so they can live their lives with confidence. Together, she can help clients protect their financial future and the futures of those they care for the most. She focuses on supporting clients during life transitions, such as changing jobs, selling a business, entering retirement, receiving an inheritance or losing a spouse/partner.  She can also help clients plan for the unexpected, like the need for long-term care.

Jennifer is registered and licensed in multiple states and serves clients throughout the country.  She joined Edward Jones in 2005 and earned the AAMS™ designation and CFP® certification to better serve her clients. She has been named among the top financial advisors with Forbes Best-in-State Wealth Advisors ranking 2022-2023 and Forbes Top Women Wealth Advisors Best-in-State 2022-2023.

Jennifer graduated from Roanoke College. Outside of the office, she enjoys spending family time with her husband, Keith, and their two children, Caroline and James. They love traveling, board games, Netflix and cuddling on the couch with their four rescue dogs.

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For More on Jennifer Schoonmaker-Dasch

Website and Contacr Details

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Podcast Episodes You May Like

Independence Day – Steve Lopez

The Emotional Side of Retiring – Kate Schroeder

The Vintage Years – Dr. Francine Toder

An Economist’s Take on Retirement Planning – Larry Kotlikoff

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Wise Quotes

On An Alternative to a Retirement Date 

“More and more I’m having a discussion about a range of retirement, so ideally I’d like to retire between 58 and 62 or 60 and 65. And so that range I think becomes important because maybe we get to 60, but we want to keep going. Things look good, let’s go a couple more years. Great. That gives us more options in retirement that makes the dreams and the wishes become bigger. Or I’ll have people where it’s like we’re inch away from going over that finish line because the stress and anxiety of the job is just about all we can bear. And knowing that for each client, that’s really the job of the Financial Advisor. It’s so important to remain flexible in environment. There’s lots of different levers you can pull. When to take Social Security, which account to withdraw from, how much risk we’re willing to take in the investment portfolio, working one more year –  these types of things. But when you’re fully retired, some of those you can’t go back and undo at 70. We can’t save more in our thirties. Right? So it’s got to prepare for those things beforehand.”

On Working Longer

“I think more and more I’d love to see clients – and I’d love to see more Financial Advisors – having the discussion of easing into retirement. So why do we have to wait and take that dream trip when we’re perfectly retired? Why don’t we take a 10-day trip while we’re working so that we’re able to combine those things and enjoy them. It also might make my work more enjoyable longer. You come back from a 10-day trip refreshed and ready to go. It’s not a bad thing. When this works most successfully is when it’s not a have to. When it’s a have to, then it becomes a little bit more stressful. Keep your options open and set your expectations appropriately. I’ve had some clients that have done a fantastic job of retiring from successful executive careers and doing a consulting type thing that has worked fabulously for them. They’re able to work from home or work from Florida or work from wherever they are on a consulting basis, which is fantastic. Not everyone gets that opportunity.”

On Planning

“I think the most important thing is preparation and flexibility. So preparation in terms of reducing and paying down debt and maximizing those savings when working. I know that’s basic, but I don’t think America can hear it enough. I really don’t think we can hear it enough when you don’t have big debt payments, that is going to provide a lot of flexibility on when and how you retire. So I think those two things are incredibly key. I would also say the adaptability, so understanding that what you have planned is not necessarily how it’s fully going to go and being willing to pull those levers, whether it’s changing that trip to Europe, to a domestic trip, whether travel for incredible meals in France is now in Charleston, and so looking at things more frugally, but maybe still having those experiences.”

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About Retirement Wisdom

I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of The Multipurpose Retirement.™

A meaningful retirement doesn’t just happen by accident.  Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms.

Our next Design Your New Life in Retirement small group coaching program begins on January 25, 2024. Learn more and register here.

Be intentional about your next phase. Design it.

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About Your Podcast Host 

Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.

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The views and opinions expressed by guests on The Retirement Wisdom Podcast are those of the guests and do not necessarily reflect the opinions of the host, or of Retirement Wisdom, LLC. The Retirement Wisdom Podcast covers the non-financial aspects of retirement. From time to time we may invite guests who discuss other aspects of retirement planning, solely for educational purposes, not advice. Listeners are advised to consult qualified financial and/or medical professionals on those matters.

Health challenges can lead to a negative mindset and pessimistic outlook. In her new book, The Mindful Body: Thinking Our Way to Chronic Health, award-winning social psychologist Ellen J. Langer challenges that mindset and lays out a compelling and practical alternative perspective based on her decades of research. Her theory of mind-body unity and her work on mindfulness, the practice of active noticing in day-to-day life, illuminate how to embrace a different approach that can have a significant impact on well-being.

Ellen Langer joins us from Cambridge, Massachusetts.

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Bio

Ellen J. Langer is the author of eleven books, including the international bestseller Mindfulness, which has been translated into fifteen languages, and more than two hundred research articles. She is the recipient of, among other numerous awards and honors, a Guggenheim Fellowship, the Award for Distinguished Contributions to Psychology in the Public Interest from the American Psychological Association, the Award for Distinguished Contributions of Basic Science to the Application of Psychology from the American Association of Applied and Preventive Psychology, and the Adult Development and Aging Distinguished Research Achievement Award from the American Psychological Association.

Langer’s trailblazing experiments in social psychology have earned her inclusion in The New York Times Magazine’s “Year in Ideas” issue and will soon be the subject of a major motion picture. A member of the psychology department at Harvard University and a painter, she lives in Cambridge, Massachusetts.

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For More on Ellen Langer

Buy: The Mindful Body: Thinking Our Way to Chronic Health

Website

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Mentioned in This Podcast Episode

The Simpsons clip (2:45)

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Podcast Episodes You May Like

Breaking the Age Code – Dr. Becca Levy

Thinking Better to Live Better – Dr. Woo-kyoung Ahn

The Expectation Effect – David Robson

The Second Curve of Life – Arthur C. Brooks

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Wise Quotes

On Taking Up Painting, and Rules & Playfulness

“It’s been great fun for me. I wasn’t limited by rules because I didn’t know what the rules were. I didn’t even know there were rules. I just did it. And so it was a mindful adventure. Anything can be engaged that way. If you’re going to cook and stick religiously to the recipe, it’s not nearly as much fun as, Oh my gosh, I don’t have any sugar. That means I can’t make it. Or what could I substitute it with? I don’t have any cream. Should I use yogurt?  You don’t have to be a genius in the kitchen. And part of it is just to go back to the way you and I claim to be, that you have to be lighthearted. You should take what you do seriously, but not take yourselves too seriously. So if I’m painting, why should I expect it to be a masterpiece? And so if I put aside the mindless evaluation, it’s much easier to do it. And if you’re cooking, if you don’t believe this is the last meal you’re ever going to eat or that everybody is going to evaluate you based on how good the meal is, then it’s easy to play around. I actually believe that we should bring that playfulness to everything that we do.”

On Stress and Mind-Body Unity

“I actually think stress is the major killer over and above genetics, diet – over and above everything. And stress is a psychological concept. Now, way back when, the medical world thought that Psychology was important maybe on how to be happy, who knows? But it had nothing to do with health. People don’t believe that anymore. Now they know that there’s a relationship between stress and health. I don’t think anybody goes quite as far as I do. People talk about the Mind-Body connection. They’re not connected. It’s one thing. And that gives us far more control over our health.”

On Mindful Contagion

“Now there’s a simple understanding of mindful contagion. If I’m mindful, you’re going to be mindful because you’re going to feel that I’m paying attention to you. I’m being nurturing. I’m being nonjudgmental. You then can take what initially might’ve seen as a risk for yourself, and the relationship is better. But it also seems that there’s a way that my mindfulness, your mindfulness, a group’s mindfulness, somehow stays in the air and, in some fashion, affects the mindfulness of other people.”

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About Retirement Wisdom

I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of The Multipurpose Retirement.™

A meaningful retirement doesn’t just happen by accident.  Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms.

Be intentional about your next phase. Design it.

________________________________

About Your Podcast Host 

Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.

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The views and opinions expressed by guests on The Retirement Wisdom Podcast are those of the guests and do not necessarily reflect the opinions of the host, or of Retirement Wisdom, LLC. The Retirement Wisdom Podcast covers the non-financial aspects of retirement. From time to time we may invite guests who discuss other aspects of retirement planning, solely for educational purposes, not advice. Listeners are advised to consult qualified financial and/or medical professionals on those matters.

Retire Smarter. Don’t miss an episode in this free Retirement School:

Follow on Apple Podcasts or  Subscribe: Google Podcasts | Spotify | iHeartRadio | TuneIn | RSS

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We’re living in a new era of longevity with the potential of longer lifespans, healthspans and wealthspans. Maddy Dychtwald, co-founder of Age Wave, joins us to discuss their new report The New Age of Aging and the implications for all of us.

Maddy Dychtwald joins us from California.

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Recognized by Forbes as one of the Top 50 female futurists globally, Maddy Dychtwald has been deeply involved for nearly 40 years in exploring all aspects of the age wave and how it’s transforming the marketplace, the workplace, our world, and our lives. She is an internationally acclaimed author, public speaker, Wall Street Journal blogger, and thought leader on longevity, aging, the new retirement, and the ascent of women.

A successful entrepreneur, in 1986 Maddy co-founded Age Wave, the world’s leading think tank and corporate adviser on the far-reaching and profound impacts of our global aging population. The Age Wave team has worked with more than half of the Fortune 500 in industries ranging from healthcare and medical technology to financial services and consumer products.

With women at the forefront of the longevity revolution, Maddy has deeply explored their specific longevity-related wants, needs, and challenges. She has led numerous acclaimed studies on women and money, including the landmark Women, Money and Power sponsored by Allianz and Women and Financial Wellness: Beyond the Bottom Line for Bank of America Merrill Lynch. Maddy also served as the national co-spokesperson for an in-depth investigation titled The Four Pillars of the New Retirement: What a Difference a Year Makes, sponsored by Edward Jones. In addition, she has been involved in more than 25 thought leadership research studies worldwide on aging, longevity, retirement, health, family, caregiving, housing, and leisure, which have been featured in prominent media outlets, including Bloomberg Businessweek, Forbes, Newsweek, Time, CNBC, and NPR—cumulatively garnering more than 12 billion media impressions.

As a member of The Wall Street Journal’s Expert Panel on Retirement, Maddy’s posts on leadership, wealth management, and financial planning topped the most-read lists for their categories in 2017 and 2018.

She is the author of three books, Cycles: How We Will Live, Work, and Buy (voted Book of the Year by the National Community Colleges Association), Influence: How Women’s Soaring Economic Power Will Transform Our World for the Better, and the children’s/young readers’ book Gideon’s Dream: A Tale of New Beginnings. Currently she is working on a new book, Ageless Aging: Women’s Longevity Bonus and the Art and Science of Living Longer, Better, to be published with Mayo Clinic Press which merges her professional and personal passions.

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For More on Maddy Dychtwald

Age Wave website

The New Age of Aging report

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Podcast Episodes You May Like

Breaking the Age Code – Dr. Becca Levy

Are You Ready for The New Long Life? – Andrew Scott

The Power of Reinvention – Joanne Lipman

Advice for Successful Career Women Transitioning to Retirement – Helen Dennis

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Wise Quotes

On Eradicating Ageism

“This is really timely. [The report] just came out and we’re calling it the New Age of Aging. For that very reason, I’ve been on this beat for more than 37 years. We’ve been studying the issues related to longevity and the maturing of the population for an equal amount of time. So we began to see some real shifts taking place, real paradigm shifts. What we’re beginning to see is that for one thing, the older population is growing by leaps and bounds. In fact, for the first time ever, older adults will soon outnumber those under the age of 18. So today’s older adults, they are seeing the future really differently. They’re eager to pursue new dreams, new adventures, new goals. And what we’re really seeing is this old paradigm of defining old in a particular way. It’s beginning to fall apart, which is good news for all of us because we’re all aging. And we’re beginning to see older women and men beginning to believe that the cultural beliefs and the ageism that’s so prevalent and so embedded in our society needs to go away.”

On Purpose

“Purpose is a big one. In one of our studies, not this most recent one, but one that we did about six or eight months ago, we tried to delve into this whole concept of purpose. And what we discovered is that most people, both retirees and pre-retirees, believe that purpose is a key to success in retirement. So it used to be that we’re seeking youth. But what we discovered is that most people really believe that being useful is far more important than being youthful. And just to add to that, which is really kind of interesting, is that those people who say that they feel useful, they also seem to feel more youthful. So they go hand in hand, but the leader is purpose, and purpose is a key. By the way. It doesn’t have to be something big. For some people it will be coming up with a new career or volunteering in a way that they never expected to, but for other people it may be just taking care of their grandkids or walking the dog. So there’s all different kinds of purpose and there’s no one answer to the word purpose except that you need to have it in your life.”

On Legacy 

“Legacy is a big word. We did a study that was exclusively on legacy a long time ago, about five or six years ago. And we did include questions on legacy in this particular study. And what we learned is that 65% of people agree that leaving a legacy is important and that it’s about values and life lessons. Let me repeat that. Values and life lessons are far more important to pass on than financial assets or real estate. Now, let me just say, we know that financial assets and real estate are important to pass on. Everybody agrees on that. But this idea of passing on what really matters in life and what you stand for and having your family understand that is huge. I think Erik Erikson said it really well. He said, I am what survives me. And frankly, I think we agree that what we stand for in life, our values, our morals, our ethics, these matter more than just our money.”

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About Retirement Wisdom

I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of The Multipurpose Retirement.™

A meaningful retirement doesn’t just happen by accident.  Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms.

Be intentional about your next phase. Design it.

________________________________

About Your Podcast Host 

Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.

Retire Smarter. Don’t miss an episode in this free Retirement School:

Follow on Apple Podcasts or  Subscribe: Google Podcasts | Spotify | iHeartRadio | TuneIn | RSS

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Self-care pays off. The right habits on diet and exercise are essential. But what are you doing to bolster your mental health? Gregory Scott Brown, M.D., author of The Self-Healing Mind, finds there’s a lot we can do. He’s identified five pillars of self-care, practices that are powerful, evidence-based medicine for the mind.

Gregory Scott Brown, M.D. joins us from Houston, Texas.

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Gregory Scott Brown, M.D., is a psychiatrist, a mental health writer, and the author of The Self-Healing Mind: An Essential Five-Step Practice for Overcoming Anxiety and Depression, and Revitalizing Your Life. A regular contributor for Men’s Health and The Washington Post, Dr. Brown also co-hosts Friday Sessions, a popular Instagram Live series about mental health.

Dr. Brown is a diplomate of the American Board of Psychiatry and Neurology. He completed a fellowship in integrative medicine at the Academy of Integrative Health and Medicine, specialty training in general psychiatry at the University of Texas Dell Medical School, and he received an M.D. from the McGovern Medical School in Houston. Dr. Brown is an alumnus of Rice University, where he earned a bachelor’s degree in anthropology and Johns Hopkins University, where he completed a post-baccalaureate premedical program. Prior to his transition to medicine, Dr. Brown studied music at The Juilliard School in New York.

Dr. Brown is a member of the American Psychiatric Association where he serves on the Council on Communications. His commentary has been featured in The New York Times, Men’s Health, and The Washington Post, as well as on The Today Show, Live with Kelly and Mark, and the PBS News Hour.

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For More on Gregory Scott Brown, MD

The Self-Healing Mind: An Essential Five-Step Practice for Overcoming Anxiety and Depression, and Revitalizing Your Life

Website – gregoryscottbrown.com

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Mentioned in This Podcast Episode

The Washington Post: 4 ways to find and build meaningful connections for mental health

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Wise Quotes

On Mental Health

“…Mental health on the other hand, is the driving force that really dictates how we live our lives. It’s how we interact with each other, how we love the quality of our relationships. It relates to our emotional intelligence. And so I think it’s important that as people think about how they can stay mentally healthy, that they’re also thinking about these other factors that play such a very important role in how we live and act.”

On Movement

“As a psychiatrist, I prescribe psychiatric medications in my practice every single week, but we can’t ignore the power of self-care. And what I mean by that is, as I outline in the book, things like Sleep, Spirituality, Nutrition, Breath Work, and Moving Our Body, Joe. These are things that all of us have access to. We all breathe 20 to 30,000 breaths every single day on average. We all move our bodies. We can all learn how to tap into the power of meditation, focusing on nutrient dense foods. And so if we’re learning how to live our life in a way that supports not only our physical health but our mental health as well, then I believe we’ll all be a little bit better off. A lot of people are intimidated by this idea of exercise. So Dr. Brown is telling me, I need to get a gym membership, or I need to sign up to run a marathon?  That’s great, but that’s not what I’m advocating here when it comes specifically to what we can do to improve mental health. Several  years ago, there was a huge study, a meta-analysis in the American Journal of Psychiatry, that actually found that people who move their bodies more had a lower risk for developing depression regardless of geographic region, regardless of age. And so, by movement, I mean even if it’s just walking to the mailbox every day, dancing with your partner in your house, doing some simple stretches in your chair. The more that we move our body, it’s enhancing a protein in the brain called B D N F – brain derived neurotropic factor – which kind of acts, Joe, like fertilizer in the brain and allows our neurotransmitters, those chemicals in our brain that are so important for mental health, to be released and to communicate with each other more efficiently.”

On Spirituality

“This is one of the most profound conversations that I have every week with my patients. And I’ll tell you, I love having this conversation because usually when I ask a patient, what do you think about spirituality? The very first thing that naturally comes to mind is religion, right? Some people are religious, some people aren’t religious. But the thing about spirituality as I write in  one of the Washington Post articles is that spirituality is all about connection. And for some that might mean connecting with a higher power through prayer, connecting with God. For others, it may be connecting with the people around them, altruism, selfless service, volunteering your time. I think of my grandmother when I was a kid. Every Monday, I would go with her to the soup kitchen and we would serve soup to the homeless community. That can be a form of connection. And even something like meditation, connecting with your inner self. So many people are struggling with this idea of feeling disconnected, that finding connection through spirituality can also be beneficial for mental health as well. I think one of the ways that we can do it is through meditation. And again, Joe, it is one of those things that a lot of people, if they’ve never tried it, are intimidated by it. It’s like, I made it this far. I’ve never meditated. Why should I start now? And I’ll tell you, the first time I tried it, it was a daunting task for me as well. Sitting alone with your thoughts, sometimes that allows you to hear what’s going on in your head even louder, but in time it gets easier. And I would say if you’re just starting off with a meditation practice, start off with 10 minutes. Set a timer on your phone, close the door to pick a room in your house or your apartment, close the door, and just find that space where you’re focusing on your breath, allowing your thoughts to go where they may, and you may find this sense of peace and tranquility that you wouldn’t have found otherwise. So I think that’s a good place to start.”

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About Retirement Wisdom

I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of The Multipurpose Retirement.™

A meaningful retirement doesn’t just happen by accident.  Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms.

Be intentional about your next phase. Design it.

__________________________________

About Your Podcast Host 

Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.

The views and opinions expressed by guests on The Retirement Wisdom Podcast are those of the guests and do not necessarily reflect the opinions of the host, or of Retirement Wisdom, LLC. The Retirement Wisdom Podcast covers the non-financial aspects of retirement. From time to time we may invite guests who discuss other aspects of retirement planning, solely for educational purposes, not advice. Listeners are advised to consult qualified financial and/or medical professionals on those matters.

Retire Smarter. Don’t miss a conversation in this free Retirement School:

Follow on Apple Podcasts or  Subscribe: Google Podcasts | Spotify | iHeartRadio | TuneIn | RSS

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Becoming a family caregiver is an enormous responsibility. Caregiving can take its toll and self-care can be neglected. Danielle Miura, CFP shares her experience and insights on what you should be prepared for and planning for.

Danielle Miura joins us from California.

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Bio

Danielle is a Certified Financial Planner (CFP®), a financial educator, and a true fiduciary advisor. She is frequently featured in the press and interviews. Spark Financials is a registered fee-only RIA firm headquartered in Ripon, CA. Danielle Miura founded Spark Financials to help family caregivers organize, simplify, and empower them through every life turn.

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For More on Danielle Miura, CFP

Website

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Mentioned in This Podcast Episode

Alzheimer’s Association 24 Hour Helpline

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Podcast Episodes You May Like

Ride or Die – Jarie Bolander

Self-Compassion – Dr. Kristin Neff

The Best Day of My Life So Far – Benita Cooper

Well-Being & Longevity – Dr. Jennifer Boylan

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Wise Quotes

On Planning for Caregiving

“First we have to lay the foundation for ourselves in our own financial situation. So about 65% of family caregivers have some type of health decline during their caregiving period. And so it’s ensuring that you have a long-term care plan in place, because as much as we would want to admit it, we have to take care of ourselves too. And it may happen that not only you’re taking care of a loved one, but you’re also needing your own long-term care. So having that plan in place for yourself, having your finances in order so you understand what those financial boundaries look like. So exactly when you need to pull from savings, how much can you pull from savings? That may be the decision of whether do I pull money from my 401(k )or do I pull it from a taxable brokerage account, because those can be two different tax implications. And then it’s looking at your loved one’s financial situation. If you’re going to be their power of attorney, you’re going to have to understand what that role looks like, and you probably should know where their accounts are, how much money they have so they can afford long-term care themselves. Do they have enough money to either pay for a care worker or pay for you to take care of them? So those are the questions that I start, I’m kind of like the devil’s advocate where I am [asking ] if this scenario happens, are you prepared for this situation? Because it may happen to you if just like me, I needed to take care of myself and I needed a couple weeks to do that and to get myself recuperated

On Boundaries 

“Take care of yourself and know those boundaries. It’s okay to have boundaries. It’s okay to have limits. Maybe you have a relationship with your loved one that’s not a healthy relationship. It’s okay to ask for help and find other ways so that you are not paying, you’re not doing the primary role of family caregiving. It’s okay to set up a support system where you’re not doing all the activities when it comes to caregiving. So for example, for my loved one, we have a neighbor that comes over and walks the dog. We have another neighbor that comes over and sees my grandmother an hour a day and they chitchat. So trying to spread out the wealth of caregiving is what’s going to help you in the long run. That could be an hour that you can go on a walk or an hour that you can relax. Sometimes you have to get a little bit creative. As I talked about previously. A lot of people don’t know they’re actually family caregivers. And the trouble with that is that there are so many great resources, but if you don’t feel like that’s part of your identity or that’s something you need help with because you’re not fitting into that role, you may not be a person that actually gets help. And there’s caregiver support groups.”

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About Retirement Wisdom

I help people who are retiring, but aren’t quite done yet, discover what’s next. Build your custom version of The Multipurpose Retirement.™

A meaningful retirement doesn’t just happen by accident.  Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms.

Be intentional about your next phase. Design it.

__________________________________

About Your Podcast Host 

Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.

The views and opinions expressed by guests on The Retirement Wisdom Podcast are those of the guests and do not necessarily reflect the opinions of the host, or of Retirement Wisdom, LLC. The Retirement Wisdom Podcast covers the non-financial aspects of retirement. From time to time we may invite guests who discuss other aspects of retirement planning, solely for educational purposes, not advice. Listeners are advised to consult qualified financial and/or medical professionals on those matters.

Retire Smarter. Don’t miss a conversation in this free Retirement School:

Follow on Apple Podcasts or  Subscribe: Google Podcasts | Spotify | iHeartRadio | TuneIn | RSS

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Fall is my favorite season. But it’s also an adjustment as the days get shorter and darkness come earlier and earlier. The rhythm of daily life shifts. One of those adjustments can be sleep. Why not use the change of seasons as a catalyst to upgrade your sleep?

Dr. Raj Dasgupta knows how to tune up our sleep hygiene – and why it’s wise to invest in better sleep.

Dr. Raj joins us from Los Angeles.

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Born and raised in Los Angeles, California, Dr. Raj is Southern California’s Official Hometown MD practicing medicine at the University of Southern California (USC).  Dr. Raj’s life mission is to educate patients, students and aspiring doctors to better patient care.  Other than that, he’s just a regular dude.

Dr. Raj completed his Internal Medicine residency at Michigan State University, Pulmonary/Critical Care fellowship at Columbia University, Saint Luke’s & Roosevelt Hospital and Sleep Medicine fellowship at Henry Ford Hospital. During his training, Dr. Raj received numerous awards including: resident of the year, fellow of the year and the Director’s Award for research. After his training, Dr. Raj worked at Abington Hospital which is affiliated with Jefferson University where he received the faculty teacher of the year.

Dr. Raj is Currently a Professor at the University of Southern California (USC) and received the faculty teaching award for the last 3 consecutive years. He is quadruple board certified in Internal Medicine, Pulmonary, Critical Care, and Sleep Medicine and is an active clinical researcher and currently teaches USMLE Step 1, 2, 3, and Internal Medicine Board Review around the world for the past 15 years. His 1st book in a series titled “Medicine Morning Report: Beyond the Pearls” is published by Elsevier.

Dr. Raj currently appear on various media platforms and television shows such as the “The Doctors”, “Bill Nye Saves the World”, “ESPN”, “Larry King Now” and “You Can Do Better” for more information check out his websites:rajdasgupta.com and beyondthepearls.net

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For More on Dr. Raj Dasgupta

DoctorRaj.com

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Podcast Episodes You May Like

Wellness to Wonderful – Dr. Alona Pulde & Dr. Matthew Lederman

Better Sleep, Better You – Dr. Frank Lipman

Thinking Better to Live Better – Dr. Woo-kyoung Ahn

Breaking the Age Code – Dr. Becca Levy

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Wise Quotes

On the Benefits of Good Sleep

“My opening line is always: Sleep affects every single organ in the body. So I always kind of throw the question right back at the host and say, you tell me what organ you want and I’ll tell you what it happens. Where are the big ones? I mean, we always think about the brain. We think the brain about in a medical sense, in a psychological sense. When we talk about having being sleep deprived or not getting good quality and quantity sleep, it adds things to depression. It adds to things like anxiety. It’s going to be a risk factor for things like stroke. So it’s horrible when we talk about the heart needless to say that when we talk about that poor quality and quantity sleep, yes, you’re going to be at a higher risk for things like coronary artery disease, things like heart failure, things like arrhythmias. And the way I kind of summarize it is that at nighttime, what happens to our blood pressure and our heart rate? Well, they tend to take a break. They tend to dip down a little bit so they could take the stress off the heart. It’s beating so hard during the day, but when you have poor sleep at night, you’re never giving your body a chance to rest, especially if you have undiagnosed sleep disorders such as obstructive sleep apnea that affects 30 million people in the United States of America. Everyone has some kind of insomnia, but of course chronic insomnia with sleep deprivation is going to be horrendous.”

On Sleep & Our Immune Systems 

“When we talk about the body right now, I think what is important to bring it up is vaccines. With the winter coming up, we’re going to be pushing influenza. RSV has now become a vaccine that we’re getting more and more. If you’re immunocompromised and older in age…there were studies that show that when you get vaccine and you are sleep deprived, well maybe that vaccine may not work as much or as good as you want it to, which is kind of scary. And there were studies about that in the past. I know last winter all we talked about was the triple-demic, but now it’s not looking good for Covid this year. It’s going up there again. But getting good sleep affects your immune system. Whether we’re talking down at the cellular level and what happens when we talk about inflammatory proteins or just in general, how many times have you not had good sleep? Then you wake up with that little tickle in your throat, that little runny nose. So you want to do everything to keep you healthy. So to summarize what we just talked about, yes, sleep definitely affects what happens during the day.”

On Getting Good Quality Sleep

“My take home message is always going to be that sleep is so essential. Are you getting good quantity and good quality? You have to bring it up [with your doctor]. And sometimes I wish when I’m not wearing my Sleep hat, when I’m wearing my Pulmonary hat or General Internal Medicine hat, I wish I always remembered to bring up sleep, and sometimes I don’t. And that’s where you as a patient need to embrace that and mention it to your doctor so they could talk about your concerns and your questions. And then at least they can guide you in the right direction for some Cognitive Behavioral Therapy instead of just going right to Walmart or Walgreens…and picking up melatonin on the way out.”

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About Retirement Wisdom

I help people who are retiring, but aren’t quite done yet, discover what’s next.

A meaningful retirement doesn’t just happen by accident.  Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms.

Be intentional about your next phase. Design it.

__________________________________

About Your Podcast Host 

Joe Casey is an executive coach who also helps people design their next life after their primary career and create The Multipurpose Retirement™. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.

The views and opinions expressed by guests on The Retirement Wisdom Podcast are those of the guests and do not necessarily reflect the opinions of the host, or of Retirement Wisdom, LLC. The Retirement Wisdom Podcast covers the non-financial aspects of retirement. From time to time we may invite guests who discuss other aspects of retirement planning, solely for educational purposes, not advice. Listeners are advised to consult qualified financial and/or medical professionals on those matters.

The Retirement Wisdom Podcast has surpassed 1 Million downloads, thanks to you.

Retire Smarter. Don’t miss a conversation in this free Retirement School:

Follow on Apple Podcasts or

Subscribe: Google Podcasts | Spotify | iHeartRadio | TuneIn | RSS

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How does it feel when you read a book that’s been well edited? What if you brought an editor’s mindset to your life? Elizabeth Sharp McKetta knows the benefits of smart editing and shares what she’s learned about applying those principles to how we live. Listen in – and learn how to edit your life.

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Elizabeth Sharp McKetta is a storyteller and the author of thirteen books across genres, including Edit Your Life and She Never Told Me About the Ocean. She has published many poems and delivered the TEDx talk “Edit your life like a poem.”

She has literature degrees from Harvard (B.A.), Georgetown (M.A.), and the University of Texas at Austin (Ph.D). She wrote a Ph.D. dissertation on the intersections between memoir and myth, a concept that informs her teaching and writing (and her entire way of looking at the world!) She teaches for the Harvard Extension School Writing Program, Oxford University’s Diploma in Creative Writing, and the Book Year Writer’s Circle.

Elisabeth grew up in Austin, Texas and lives with her family in Boise, Idaho; they travel widely. In her free time, she loves to make up stories her with young children  hike, read, make vegan soups, make new friends, and drink tea with old friends.

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For More on Elizabeth Sharp McKetta

Edit Your Life: A Handbook for Living with Intention in a Messy World

Ark

Website

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Podcast Episode You May Like

The Power of Saying No – Vanessa Patrick, PhD

The Well-Lived Life – Dr. Gladys McGarey

Self-Compassion – Dr. Kristin Neff

Happier Hour – Cassie Holmes, PhD

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Wise Quotes

On How to Edit Your Life

“So this idea of editing a book ends when the book is done, whereas of course, with a life, our lives are open books and it’s never done until the life is over. So that principle of identifying in a life, what is this trying to be? And often with a life, I think it’s an easy way to break it down is what gives me energy, what innately feels good. And then another side of that in both books and life that we’ll probably circle back to is the question of what do I want to leave behind?…Where’s the energy on a day-to-day basis? How do we lean toward that and away from things that take it away? And what are the things that we really want to look back on and feel like we’ve given so that they can outlast us? Those questions I think are really good editing questions. So when I think about editing a life, I think about the same editing questions we’ll ask about a book, which are ultimately, what is this now? What is this trying to be? What works in its quest to try to be that and what is still needed to get it there? And I think those questions apply really nicely to lives.”

On First Choices

“…When I think of first choices, my Mom has a term that I love called painless long shots. She always encouraged all of her children to, rather than thinking about all of the backup colleges apply to the first choice, the worst they will say is no, or whatever it is. Whether it’s initiating a conversation with someone that we really want to be friends with, why not the worst that can happen as opposed to sort of scuffling around and thinking like, well, probably they don’t want to be friends with me anyway. Probably that Harvard won’t take me may be true. And so I feel that I was given a lot of encouragement early on to sort of try for the thing that feels the best. And throughout my life I found, and I’ve heard a lot of other people say different forms of this, which I find so interesting that often are first choices, whatever they are…This is the part that I think feels sort of Pollyanna-ish to say, but I feel that often the first choices are easier to obtain because they’re natural to us.”

On the Wisdom of the Seasons

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About Retirement Wisdom

I help people who are retiring, but aren’t quite done yet, discover what’s next.

A meaningful retirement doesn’t just happen by accident.  Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms.

Be intentional about your next phase. Design it.

__________________________________

About Your Podcast Host 

Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.

The Retirement Wisdom Podcast has surpassed 1 Million downloads thanks to you.

Retire Smarter. Don’t miss a conversation in this free Retirement School:

Follow on Apple Podcasts or

Subscribe: Google Podcasts | Spotify | iHeartRadio | TuneIn | RSS

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Planning for retirement? Dreaming of your retirement? Wise things to do, indeed. But what’s it really like? And what about when the honeymoon phase fades away? Brian Feutz shares his reflections on the first two years of his retirement. He began writing about retirement years before as he was researching it and planning his retirement  – and writing has become a big part of his new life after work.

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Brian Feutz lives on an island off the coast of Washington State with his wife of 32 years and the friendliest cat you’ll ever meet. He has an MBA, a Mensa certification, a wide variety of technical skills, and a decent collection of writing awards and recognitions. His left brain took the lead for most of his career, but in retirement he’s giving it a rest and focusing on creative passions. One of those passions is writing, specifically to help demystify retirement so average everyday people can understand, anticipate, and embrace the joys of retirement.

You’ll find Brian’s spoken and written words (fiction, non-fiction, essays, poetry, humor) scattered across the Internet on sites like Retirement Wisdom, Medium, BrianFeutz.com, DiscoverWalks, SmartNews, MakingOfAMillionaire, TowardsDataScience, EntrepreneursHandbook, BetterHumans, and many more.

Brian Feutz joins us from Washington State.

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For More On Brian Feutz 

Website 

Medium

Follow on X (formerly Twitter…)

Two Years Retired: An Honest and Thoughtful Reflection

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Podcast Episodes You May Like

Independence Day – Steve Lopez

When Will You Flip the Switch? – Dr. Barbara O’Neill

Why Retirement is About Much More Than Money – Ted Kaufman & Bruce Hiland

Lessons Learned in Early Retirement – Chris Mamula

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Wise Quotes

On Planning for Retirement – and the Reality

“You can read books about it, you can talk to people, you can do all that, but until you’re there, you don’t know what it’s like. And so I had that fear and I had to fight my way through it. I liken that to parachute jumping. You can read about parachute jumping all day long, but until you step out of that airplane, you have no idea how exciting and thrilling it is to be on the other side of the retirement line. So fear was a big one there. And then how do I fill my day? Looking back on it, I talk to people all day long these days about retirement, and one of their biggest concerns is Will I be bored? or How do I fill my day?  The third, probably the number one most important one, is do I have enough money to live the lifestyle that I want to live and make it all the way through until I die and not run out of money? So I struggled with those. And my way of getting around it was to learn as much as I possibly could. And I wrote it down. I started making notes and sharing it with my friends, talking with my wife and all that sort of stuff. And I ended up writing about these things and that’s how I got into writing.”

On Finding Your Rhythm

“I felt sort of a pang of regret briefly. And then I woke up the next morning and I felt so free. Oh, this is great! I don’t have to go to work. I don’t have to worry about it. And I realized I had a good night’s sleep, and the first few weeks or months was a little bit like that. Intoxication is probably the best word for it. I was so excited and I was running around talking to people and hiking and doing things with my wife, and I just enjoyed every single instant. I had a hard time going to sleep. I was having so much fun, not working. And then over the course of the first year, it was deer in the headlights. It was I have to get everything done that I possibly could. This is my personal experience, Joe, not everyone else’s. And I know it’s different for everyone, but this first year was chaotic. I went hiking, I went kayaking, I went bicycle riding. I rebuilt bathrooms. I went and visited friends and family, played with the kids. I wasn’t playing with little kids, they have professional jobs, but we’d go downtown, we’d have dinners, we’d do all kinds of fun stuff. And then I think slowly, probably at some point during the second year, that level of intoxication sort of just blended into a rhythm. And I settled into a rhythm where I am right now, and each morning I get up. My hobby is writing. I like to write. So in the mornings I’ll get up and write, and that involves interacting with people. It involves conference calls, it involves comments, research, not just hands on the keyboard, but a lot of additional activities.”

On Bringing Your Whole Brain to Retirement

“So I am a lot different of a person than I was when I was working. And it really surprised me that I was as creative as I am.   My entire career practically was in technology, and that’s the left brain logical side, very analytical. And then I started before I retired, I started exploring, jotting down notes. And I actually started writing a little bit before I retired in 2019. I started publishing articles and whatnot, and then I kind of got the bug and I started writing. And that’s a creative thing, and I’ve been writing a lot of fiction since then too. And my left side of the brain has not been quite as active as my right side of the brain. I read somewhere that when you hit the late fifties, sixties, seventies, and on up, even into the nineties, your brain doesn’t get any slower. It doesn’t get any worse. It changes rather than being one side or the other. Older people begin to use both sides of their brains simultaneously. And so I think maybe that’s where this piece cropped up in my creativity. And I actually took some classes in pottery – so much fun! I do woodworking, which is a very creative activity. I spent a lot of time doing creativity, so that’s me. But I think from what I’ve heard with other people that I talked to, there’s a pretty profound change that takes place in one’s behavior when they move from a work environment into a retirement environment because of the freedom that it allows you. You’ve got these pent up desires and passions that have been held back, and now all of a sudden you can release them and chase after whatever passions you want to. And the beauty of retirement is you can chase after whatever you want to and just drop it if you don’t want to do it longer because you’re not making money at it. So who cares, right? So I found that to be probably the most significant change.”

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About Retirement Wisdom

I help people who are retiring, but aren’t quite done yet, discover what’s next.

A meaningful retirement doesn’t just happen by accident.  Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms.

Be intentional about your next phase. Design it.

__________________________________

About Your Podcast Host 

Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.

Retire Smarter. Don’t Miss an Episode – Follow on Apple Podcasts or

Subscribe: Google Podcasts | Spotify | iHeartRadio | TuneIn | RSS

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It’s a great time to catch up. Listen in our best conversations on our retirement podcast over the past four months. Learn about how envisioning Future You, reframing quitting, smart techniques to say no, the science of peak performance aging, life lessons from a 102-year old physician and how making a difference can help others – and you.

If the snippets catches your attention, you can listen to the full conversations here:

Your Future Self – Hal Hershfield

Strategic Quitting – Julia Keller

The Power of Saying No – Vanessa Patrick, PhD

Growing Old, Staying Rad – Steven Kotler

The Well-Lived Life – Dr. Gladys McGarey

The Best Day of My Life So Far – Benita Cooper

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Check Out Other Best Of Compilations:

Best of The Retirement Wisdom Podcast 2023 – Part 1

The Very Best of 2022

The Best of 2021 – Retirement Wisdom

Best of The Retirement Wisdom Podcast – On Fitness

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About Retirement Wisdom

I help people who are retiring, but aren’t quite done yet, discover what’s next.

A meaningful retirement doesn’t just happen by accident. Retire smarter.

Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms.

Be intentional about your next phase. Design it.

About Your Podcast Host 

Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.

Thanks to you The Retirement Wisdom Podcast has surpassed 1 million downloads.

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Retire Smarter. Don’t Miss an Episode – Follow on Apple Podcasts or

Subscribe: Google Podcasts | Spotify | iHeartRadio | TuneIn | RSS

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What if you think differently about your retirement? Andrew Robin rejoins us to update us on his Tapas Life since we first spoke with him two years ago. His idea of a Tapas Life is a practical way to transition to retirement in a gradual fashion.

Andrew Robin joins us from San Francisco.

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Andrew Robin was born in Chicago and raised in Mexico City.  He holds a BA in Computer Science from the University of Texas at Austin and an MBA from Harvard University. Andy was an entrepreneur with his dad in the computer industry in the early ‘70s in Mexico City (his dad moved the family there from Chicago to pursue an opportunity).  He was in the semiconductor industry for 22 years (at Mostek, Monolithic Memories, AMD, and Lattice), mostly in marketing, but also as a general manager, and most recently as VP of New Business Ventures.  He was a house dad from 2002 to 2007 until his wife Carole and Andy’s youngest went off to college.Today he retains the duties of shopping/cooking, household maintenance, travel planning, and finances.  He also plays a lot of classical piano, some golf, enjoyed 6 years on the Board and Executive Committee of his large synagogue (Congregation Beth Am of Los Altos Hills), where he was also co-chair of raising an endowment, was part-time CEO of a promising tech start-up for 6 years (and remains on the Board), is an Executive Coach and Life Coach, serves on the Board of a foundation in Palo Alto and a NYC hedge fund and enjoys day-trips, lectures, and concerts around the San Francisco Bay Area and Silicon Valley.

He wrote Tapas Life to do some good for others.

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Podcast Episodes You May Like

The Second Curve of Life – Arthur C. Brooks

Breaking the Age Code – Dr. Becca Levy

Independence Day – Steve Lopez

A Round of Golf with My Father – William Damon

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About Retirement Wisdom

I help people who are retiring, but aren’t quite done yet, discover what’s next.

A meaningful retirement doesn’t just happen by accident. Retire smarter. Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms.

Be intentional about your next phase. Design it.

You’ll need more than a vision for a great life in retirement.

The next Design Your New Life in Retirement Small Group Coaching Program starts on September 21st. We have a great group forming. There’s room for just 2 more. Join us. Learn more here

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For More on Andrew Robin

Tapas Life: A Rich and Rewarding Life After Your Long Career

Mentioned in This Podcast Episode

Connect: Building Exceptional Relationships with Family, Friends, and Colleagues by David Bradford and Carole Robin

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Wise Quotes

On Building a Tapas Life

“So the basics and then like I did with piano, start doing something you love. What’s something you always wanted to do? Maybe it’s something you did as a teen and loved it, or in college and loved it. What if you went back to that? Or what if you have some friends who have some hobbies or things they do and you’ve always admired or maybe even been a little jelly of ’em and  maybe it’s a chance to try some of those things yourself. It doesn’t matter if you try it and you’re crappy at it. There’s no downside here. It’s not like because you tried it and it didn’t work out you can’t pay your mortgage and feed your family. There’s no cost. It’s a great time of life.”

On Failing Fast

“You can do the big fail. It doesn’t matter. In that case, you just mine it for learning. Okay, Well I learned it. I didn’t like that here. Well, here’s the parts of it I did like. Here’s the parts I didn’t like. And that’ll inform the next thing you do. But when you take on something new at this age, don’t expect to be a world champion at it in 10 minutes. Be prepared to have to invest some time in it and work at it. My first four years of piano lessons were pretty tough and now I’m 19 years in and I’m pretty good at it. And it’s just sheer joy. After those four years, it got progressively easier and more enjoyable. And so it was a big investment upfront. But man, I love it. It need not just be one. You can try one thing, You can try two things. If you like it, do more of it. If you don’t like it, let it go. Try something else. It is a new phase and and you have the time for it too, right? Unlike your busy years and your salad days ,as Shakespeare put it, what else are you gonna do? You’ve got some time to invest in it.”

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About Your Podcast Host 

Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.