The Retirement Wisdom Podcast

Retirement offers a great opportunity to reset. It opens up new possibilities with resources to do what you’ve always wanted to do. But how do you approach it?  Christina Wallace, author of The Portfolio Life, knows how business frameworks can be used to design the life you want. For example, you likely have a diversified financial portfolio. It’s time to build a diversified life.

Christina Wallace joins us from Cambridge, Massachusetts.

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Bio

A self-described “human Venn diagram” Christina Wallace has crafted a career at the intersection of business, technology, and the arts. She is a Senior Lecturer in the Entrepreneurial Management Unit at Harvard Business School where she is co-course head for The Entrepreneurial Manager, teaches Launching Tech Ventures, and leads the MBA Startup Bootcamp immersion program. Her latest book, The Portfolio Life, was published by Hachette in 2023.

Previously, Christina was vice president of growth at Bionic, an innovation consulting firm that builds startups inside large enterprises. Prior to joining Bionic, Christina founded BridgeUp: STEM, an edtech startup inside the American Museum of Natural History, was the founding director of Startup Institute New York, and the co-founder and CEO of venture-backed fashion company Quincy Apparel. She was also, very briefly, a management consultant with the Boston Consulting Group and began her career at the Metropolitan Opera.

Christina holds undergraduate degrees in mathematics and theater studies from Emory University and an MBA from Harvard Business School. She is an active angel investor in early-stage tech startups as well as commercial theater productions on Broadway. She regularly speaks, writes, and consults on a wide range of topics, ranging from failure and resilience to corporate innovation, from K12 computer science education to her viral TED talk detailing her successful approach to hacking online dating. Mashable called her one of “44 Female Founders to Know” and Refinery29 named her one of the “Most Powerful Women in NYC Tech.” She has been featured in the Wall Street Journal, the Financial Times, Forbes, Inc, Fast Company, Quartz, Elle, and Marie Claire among others.

Christina is the co-author of New To Big: How Companies Can Create Like Entrepreneurs, Invest Like VCs, and Install a Permanent Operating System for Growth (April 2019, Penguin Random House). She also hosted The Limit Does Not Exist, an iHeartRadio podcast about portfolio careers that published 125 episodes over three seasons, garnering over 2 million downloads. 

Podcast Episodes You May Like

The Power of Reinvention – Joanne Lipman

The Future You – Brian David Johnson

A Tapas Life – Andy Robin

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Wise Quotes

Christina Wallace on a Portfolio Life in Retirement

“I think retirement, certainly as I’ve seen it with my mother-in-law, my friends’ parents, as they’re all going through this transition, they’re not like leaving the world. They’re just leaving that one thing that has been their big focus and has been their identity crucially for a really long time. And so it can be hard in that transition because not only have you lost the routine of what do I do with my day, you’ve also lost the community of here’s who I talk to on a regular basis – and then you’ve lost this identity. How do I describe myself? Who am I when I get out of bed? And as terrifying as it is to go through that transition and losing all three things at the same time, it’s a huge opportunity because for so many people at that cusp of retirement, they’re thinking, I’m not dead yet. I’ve got a whole life ahead of me. I still have something to offer. And very likely, I saw a lot of things I’m really curious about that I haven’t had space for. So rather than replacing one thing for another, the opportunity here is to really think about your portfolio, literally like your financial portfolio, and you map out what do I need for this chapter?”

On Identity

“So part of this work is before that decision to retire, right? It’s learning to separate your identity from your work and pulling up a level to say, Okay, who am I in any given room? What do I bring to the table? Am I a connector? Am I a storyteller? Am I someone who challenges the status quo? Am I someone who can read the room and can instantly notice when someone is feeling left out? And that shows up in how I am a leader, how I am a grandparent, how I volunteer in organizations. All of those things can be relevant to an identity. So doing that work before you quit, and then in that moment of that transition, that retirement experience, really thinking through what are all of the other translations of who I am in other spaces? What are other worlds, other rooms that want what I have to offer?”

On Building a Personal Board of Directors

“This is so crucial at each of these transition points, right? Your personal board of directors, as I described in the book, is having to stop thinking of that one mentor who’s going to give you all the answers, and instead, cultivate a portfolio of advisors, if you will, who each bring a specific thing, You go to one maybe for help on negotiating, you go to another who might be a super connector, they know everybody. They can help introduce you to different people. But you think through who’s that brain trust that I go to for advice? And as you go through transitions, one of my favorite things to advise is, is there someone new you need to bring into your brain trust to add a perspective that you might not be thinking through?”

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About Retirement Wisdom

I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of The Multipurpose Retirement.™ A meaningful retirement doesn’t just happen by accident.

Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms.

About Your Podcast Host 

Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.

Retiring? Check our recommendations on the Best Books About Retirement

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Feedback or suggestions?  Leave a voicemail here

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                                                                          Today’s Building Block: Wellness

Minding your investments for your retirement?  There’s one especially smart investment you can make that will pay dividends in your retirement.

Elizabeth Sherman explains how investing in your health and wellness now can enhance the quality of your life now and in your retirement years.

Elizabeth joins us from Mexico.

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Elizabeth is a Master Certified Life and Health Coach specializing in women’s wellness in midlife. Drawing from over 17 years in the field and a personal journey that began with a desire to reduce her own health risks, Elizabeth offers a deeply empathetic and knowledgeable approach. Her certifications from The Life Coach School, American Council on Exercise, Precision Nutrition, Metabolic Effect, and Redesign Your Mind reflect her comprehensive expertise. Elizabeth’s passion is helping women navigate the complexities of midlife health, from hormonal changes to mental clarity, with a focus on sustainable, joyful living.

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For More on Elizabeth Sherman

Website

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Retire Smarter. Don’t Miss An Episode

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Mentioned in This Podcast Episode

8 Basic Habits that Healthy People Do

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Podcast Episodes You May Like

The Joy Choice – Dr. Michelle Segar

How to Begin – Michael Bungay Stanier

Tiny Habits Can Lead to Big Changes – BJ Fogg

Best of The Retirement Wisdom Podcast – On Wellness

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Wise Quotes

On Investing in Your Health Now

“Since we’re talking about health, I think that when we think about investing in our health, we see it actually as an expense. We don’t see it as an investment because typically when we’re looking at diets or workout programs or things like that, they’re really short-term solutions. And what I want to do is I want to reframe that. I want to change the narrative around our health so that we’re thinking about how do I invest in my health? Because when we really think about it, when we’re thinking about retirement, when we’re thinking about financial freedom in our retirement, we don’t want to be spending money on medication. We don’t want to be spending time going to the doctor. We don’t want to be spending money on insurance premiums. …Taking care of your health doesn’t help you live longer. It helps you to live more independently and to live better as you age. And so if you can live and not need medications and live independently in your home right now, versus going into some sort of assisted living facility, that’s all going to save you money. And so taking care of your health today is one of the best investments that you can make in your future, especially in retirement.”

On Starting Small

“Especially at the new year that if we need to or if we want to exercise five days a week, and our normal rule is to exercise for an hour a day, you do not need to exercise five days a week, or if your normal rule is to exercise for an hour a day, you do not have to exercise for an hour a day. You can start exercising, go for a walk for 15 minutes, go for a walk for five minutes, and do that for a while. Now, here’s why this works. It works because it creates the habit of, or the skill rather of self-trust. Many of us, when we start a commitment to our health, there’s something in the back of our heads that’s like, yeah, but are you going to keep doing this? You’ve never been able to do it before. That little mean girl or inner critic inside of our heads, it’s like full of self-doubt….So what I like to do is I like to start with five minutes, 15 minutes, whatever is like a no-brainer for you. And so the reason that we do this is so that we start with creating this skill of self-trust, which is making a commitment to yourself and then following through. And then as you are able to do that longer and longer and longer, you can start adding to it.”

On Displacement

“I like to work on the idea of what’s called displacement, which means the idea of adding things to your diet, adding things to your day so that you crowd out the things that you don’t want. So instead of saying, I’m not going to eat sugar anymore, say I want to eat three servings of vegetables a day, or four servings of vegetables a day. What happens then is then we’re not as hungry for the sweetss and the breads and the things like that that we know that we shouldn’t be having as much of.”

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About The Retirement Wisdom Podcast

I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of The Multipurpose Retirement.™A meaningful retirement doesn’t just happen by accident.  It takes more than a vision.

Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms.

About Your Podcast Host 

Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy

The views and opinions expressed by guests on The Retirement Wisdom Podcast are solely those of the guests and do not reflect the opinion of the host or Retirement Wisdom, LLC. The Retirement Wisdom Podcast primarily covers the non-financial aspects of retirement. From time to time we may invite guests who discuss other aspects of retirement planning, solely for educational purposes. Listeners are advised to consult qualified financial and/or medical professionals on those matters.

Feedback or suggestions on this retirement podcast? We’d love to hear from you. Leave a voicemail here

Welcome to a new season of The Retirement Wisdom Podcast! We’ll be delving into eight building blocks of a satisfying life in retirement this year with new conversations to help you retire smarter.

In my work as a coach, I see many people get stuck trying to find a new purpose in retirement. Some transition with a new driving force in their life post-full time work. But I’m seeing many others finding a different path forward. Rather than searching for a singular new purpose, they’re crafting what I call a Multipurpose Retirement focusing on multiple dimensions of life, not just one.

And they’re discovering something interesting. They’ve always been multidimensional. As our previous guest Helen Dennis, co-author of Project Renewment, highlighted you’ve always been much more than your business card. But some things were deferred or deprioritized given the real demands of careers. But this next phase offers a golden opportunity to reset, recharge and redesign how you invest your time now that you’ll more freedom and flexibility.

But how do you manage the transition? What works is learning more, choosing areas of focus and experimenting. Previous guest Dave Evans, co-author of Designing Your Life, pointed out that you don’t need to figure everything out in advance. There are advantages to “iterating your way forward.”

Dr. Barbara O’Neill, author of Flipping a Switch, introduced us to the idea that retirement is actually a graduation – from the world of full-time work. But just as you graduated earlier in life, your learning did stop at graduation. And it’s the same with retirement.

We’ll be learning more about four “Core Course” topics that can lay a strong foundation for your next phase:

If you get these four areas going well, you’ll be well-positioned for the life you’ve been working toward.

And we’ll also be exploring “Elective Course” topics that can further enhance and invigorate your next chapters:

For many people, investing in one, and more, of these areas can bolster the years ahead.

Join us as we learn more about this areas in 2020.

Please share comments, feedback and suggestions  this via voicemail or email at [email protected]

Thanks for listening.

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Podcast Episodes You May Like

Best of 2023 – Part 3

Helen Dennis

Dr. Barbara O’Neill

Dave Evans

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About The Retirement Wisdom Podcast

I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of The Multipurpose Retirement.™A meaningful retirement doesn’t just happen by accident.  It takes more than a vision.

Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms.

About Your Podcast Host 

Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy

Retiring in 2024? Don’t wait until you’re wondering Now What Do I Do? Be intentional. Design your retirement.

From previous Designing Your Life coaching clients:

   “The process that you led me through resulted in me creating exactly the life I’ve envisioned. I am acutely aware of how I got to this point, and it is        because of the Designing Your Life process. Thank you from the bottom of my heart.” 

   “I loved hearing Joe’s and my classmates’ perspectives. A very worthwhile program.”

   “A good investment – it provides a good framework to think about the future. Pertinent content that I could implement immediately.”

   “DYL is a very helpful process and a terrific retirement concept. I wish I would have had this process at other times in my life.“

   “A good investment in time and money. Excellent material and engaged participants.”

   “It has truly been a transformative experience in my life.”

Design Your New Life in Retirement – 6 sessions over 12 weeks – starts January 25th with a group of up to 10 people. Join us.

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If you’re retiring in 2024, get ready for the ultimate balancing act. Time management is a skill you honed during your full-time working days, but managing your choices wisely can make the difference in your retirement years.  Professor Glenn Frank returns to the podcast to share insights and tools you can use if you’re retiring in 2024,  his thoughts on a financial review checklist for the year ahead, and what to look for in a financial advisor.

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Bio

Glenn Frank is the author of Your Encore: Retirement Planning Guide – How to Balance Time, Money and Joy. He was named 2019 Financial Planner of the Year in Massachusetts and one of the top financial advisors in the country for 10 straight years by Worth.

The Professor’s 2023 articles include: The Street “How To Build a Portfolio to Last A Lifetime”  (general portfolio construction guide);  Advisor Perspectives ” The Professor’s Portfolio” (outlines specific portfolio suggestions). Glenn is currently the Director of Education and a senior member of the investment committee at fee-only Lexington Wealth Management.

Glenn’s college teaching experience is extensive. He has taught a large variety of courses in investments, taxes and financial planning. Glenn was the Founding Director of the Master of Personal Financial Planning program at Bentley University. He taught capstone portfolio construction courses for 20 years. Glenn still teaches investment workshops for advisors as well as the general public.

You can register for his upcoming workshop “How To Build A Portfolio To Last A Lifetime” at his website below.

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For More on Glenn Frank

Your Encore: Retirement Planning Guide – How to Balance Time, Money and Joy 

Website: Time, Money and Joy.com

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Podcast Episodes You May Like

Live Life in Crescendo – Cynthia Covey Haller

Happier Hour – Cassie Holmes, PhD

Thinking Better to Live Better – Dr. Woo-kyoung Ahn

The Power of Fun – Catherine Price

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Wise Quotes

On Managing Time vs. Managing Choices

“Choice management is a far more personally impactful term than time management, especially for retirees. The term itself reminds us that so many things really are our choice. Choice management is all about strategically and intentionally being happier by making better day-to-day decisions. When I think of time management, I think about being more efficient with the limited minutes and hours we have each day…Choice management is much more personal. It’s not profit oriented, it’s happiness-oriented…What is the best way to combat being time rich for true deep down, purposeful happiness? I think the answer is helping others somehow, some way. This, of course, is your choice. There are so many, many ways to help others and that can very easily fill up the day and say when your head hits the pillow at night, Gee, I accomplished something important today.”

On Happiness

“Life is a constant balancing act between finite resources, time and money – and an infinite desire to be happy. Many do this juggling act without a lot of thought. When you’re at the cusp of retirement it is absolutely crucial. To be thoughtful and intentional at this major fork in the road, you really need to narrow down the endless options to what may actually work for you. Financial advisors solve for financial goals when the true goal is always to maximize family happiness. So, you probably need to go a little more deeper and understand time management and what actually makes you happy. There are tons of books, articles, Ted talks on daily happiness, many, many resources on finding purpose for life satisfaction. The books, and a lot of these resources, are mostly other people’s stories and the real question is what about the unique you?”

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About Retirement Wisdom

I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of The Multipurpose Retirement.™

A meaningful retirement doesn’t just happen by accident.  Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.

__________________________

About Your Podcast Host

Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.

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The views and opinions expressed by guests on The Retirement Wisdom Podcast are solely those of the guests and do not reflect the opinion of the host or Retirement Wisdom, LLC. The Retirement Wisdom Podcast primarily covers the non-financial aspects of retirement. From time to time we may invite guests who discuss other aspects of retirement planning, solely for educational purposes. Listeners are advised to consult qualified financial and/or medical professionals on those matters.

Retiring? Check our recommendations on the Best Books About Retirement.

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How can you prepare well for the transition to retirement? A retired couple chronicle their first year of retirement together in an excellent monthly column in The Wall Street Journal titled Retirement Rookies. They share the stories from Year One, with lessons learned and their observations on challenging issues we can all relate to.

Stephen Kreider Yoder is an editor on The Wall Street Journal’s enterprise desk. Karen Kreider Yoder is a retired professor and K-5 teacher. They join us from San Francisco to talk with us about their rookie year in retirement together.

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For More on Steven & Karen Kreider Yoder

For Subscribers of The Wall Street Journal, you can read the collection of all of their pieces here:

Retirement Rookies

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If your not a WSJ subscriber, check The Retirement Wisdom LinkedIn Company Page (and follow us…) for free gift access to their 10 pieces here:

Retirement Wisdom

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On Their Cross Country Tandem Bike Adventure

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 Be Intentional  About Your Retirement

Don’t wait until you’re asking What Now?

Get ahead of the game. Take the first step today:

Design Your New Life in Retirement – 6 sessions over 12 weeks – starts January 25th

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Podcast Episodes You May Like

An Artful Life – John P. Weiss

Where to Retire – Silvia Ascarelli

Independence Day – Steve Lopez

The Vintage Years – Dr. Francine Toder

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Wise Quotes

On Slowing Down & Savoring Time

“Savoring time and budgeting time, we both are definitely ones who budget our time. Much of that is because of the kind of work that we were doing, full-time work, managing full-time office work, as well as family and volunteering. You just have to really budget your time to make sure you can get everything done in the day or in the week. But now we have all this time on our hands, and so we’re actually practicing how to savor our time. And so we often remind each other, ‘No, no, no, we need to slow down.’ So we take Amtrak to travel across this country instead of flying. Or we remind each other. ‘Let’s arrive early at an event so we can have a chance to chat with people ahead of time. Or let’s spend a couple extra days with family instead of flying home quickly. Or let’s drive the slow route from Kansas to Iowa, taking the back roads and not going through any major cities and going on no major highways. Let’s try going the slow route.‘ So we’re kind of practicing how to slow down and savor life. So those are some things that we’re trying to do. It’s hard. It’s hard work.”

On Identity in Retirement

Steve:

“Since kindergarten, we’ve had some sort of identity tied to this external determining force. But beyond that, I worked at The Wall Street Journal for 38 years and in journalism all that time, and it was such a determining force that stepping away from that left this vacuum. And in my own identity, I think we wrote in the article about how I have this notification that comes up on my phone right before 9:00 AM every Monday that reminds me to join the conference call for my group’s meeting at The Wall Street Journal, and I haven’t worked there for more than a year, and I somehow can’t turn that off. It reminds me there’s one little vestigial connection to my old identity as a journalist and the people that I worked with and the work that we did. It’s hard for me to separate from that. And I look around and I’m a little envious of other retirees who seem to have switched over into a new identity, whether that be grandparents or whether that be whatever their identity is.”

Karen:

“So I find that I still need a professional identity. And for 40 some years I was a teacher kindergarten through fifth grade, as well as being a teacher educator, teaching teachers at the university level. So I need to have that identity, but there are parts of it that I’m so glad I have let go. Just yesterday at church, two different people approached me and asked my opinion of some professional kinds of things, curriculum for children. One of them was asking about and for another, how to encourage more young people to come to San Francisco to work. So they both asked me to help them brainstorm how to sort of a plan of action. So I appreciated being asked my expertise, but I also was so thankful that they did not ask me to be on a committee because that is what I really do not miss at all the committee work. But the difference now is that I am, I’m choosing my own identity rather than having it be given to me in my job description. So one thing I’m doing now, I’m expanding my creative kind of an identity. I’m doing a lot of textile arts, and so in doing that, I’m expanding my identity to include that. So one cool thing about retirement is that we can develop our own job description and our own identity, and I think that everybody needs an identity and something that defines them, and in retirement it can be fluid, it can change, which is really wonderful.”

On Retirement & Freedom

“I always thought retirement was like freedom. Freedom from work. I always loved my work, but there are things that I was irritated about. So I saw retirement as freedom from work life. But what I’ve found is that retired life, we still have every single part of life. You still have to consider your safety, finances, food, all of your relationships. What kind of a person are you ? Kind and charitable? Am I still being curious and learning new skills and information? All the travel that we do, it still fills our days and am I getting enough sleep and rest? So all these different aspects of life, we still have to consider it all. And it’s all part of retirement. And so retirement can be rich and varied. And at this point, I would never want to go back to the frenetic work life that I once had. This retired life is a good life, and that’s full and varied.”

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About Retirement Wisdom

I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of The Multipurpose Retirement.™

A meaningful retirement doesn’t just happen by accident.  Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms.

Be intentional about your next phase. Design it.

__________________________

About Your Podcast Host

Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.

What’s on your reading list?  Check out our interesting Books About Retirement.

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Can four questions unlock the pathway to a great year for you in 2024?

I’ve found these four simple questions to be powerful guides in planning clearly for the year ahead.

Grab a pen, a blank sheet of paper, your favorite beverage ( but maybe not more than one…) and take 30 minutes in a place where you won’t be distracted, Capture your bullet point thoughts and see what emerges for you.

Now review your thoughts and create a one page Action Plan for 2024.

Using Schedule Send, create and email to yourself quarterly or monthly to help keep you on track – and/or share your plan with someone who can be an acccountability partner for you.

Want to share your list? Email me your list to be covered in a future podcast episode.

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Podcast Episodes You May Like

Tiny Habits Can Lead to Big Changes – BJ Fogg

The Joy of Movement – Kelly McGonigal

Design Your Life and Get Unstuck – Dave Evans

The Mindful Body – Ellen Langer

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Want to Start the New Year Right?

Build the Right Habits – Fast Start program – Starts January 5th – 3 One Hour sessions

Design Your New Life in Retirement – 6 sessions over 12 weeks – starts January 25th

Take the first step. Sign up today!

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About The Retirement Wisdom Podcast

I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of The Multipurpose Retirement.™

A meaningful retirement doesn’t just happen by accident.  Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms.

Be intentional about your next phase. Design it.

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About Your Podcast Host 

Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.

Planning to retire? Check Out Our Best Books About Retirement

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Retirement is one of life’s most challenging transitions. But can it be made easy? Gary Poier thinks so. He’s the author of Make Retiring Easy: How to Create the Best Retirement Life for Your Clients. He joins us to explain how.

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Make 2024 a Great Year!

Build the Right Habits – Fast Start program – Starts January 5th – 3 One Hour sessions

Design Your New Life in Retirement – 6 sessions over 12 weeks – starts January 25th

Take the first step. Sign up today!

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Podcast Episodes You May Like

Retire Happy – Dr. Catherine Sanderson

Why Retirement is About Much More Than Money – Ted Kaufman & Bruce Hiland

When Will You Flip the Switch? – Dr. Barbara O’Neill

What Are The Keys To A Successful Retirement? Fritz Gilbert

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Gary Poier is the author of Make Retiring Easy: How to Create the Best Retirement Life for Your Clients. As a financial planner, Gary approached retirement planning from the financial perspective.  However, he often found that many of his clients were unable to tell him what they wanted to do with their lives in retirement.  He believes that, as a trusted advisor, your financial advisor should want to help you figure out how to make your retirement all you want it to be and be the best time of your life. To do so requires thinking about retirement from as many different perspectives as you can so that you are able to uncover the potential retirement is offering. Make Retiring Easy lays out a system for looking at retirement from 30 different perspectives. Gary was an Investment and Retirement Planner with RBC Wealth Management. In April 2013, Gary left the financial services industry to create his second act – Aspire Personal Achievement Inc.

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For More on Gary Poier

Make Retiring Easy: How to Create the Best Retirement Life for Your Clients

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Retire Smarter. Don’t Miss An Episode

Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.

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About Your Host

Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.

Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy

Connect on LinkedIn

Follow Retirement Wisdom on LinkedIn

Retirement, like many things in life, is a balancing act. There are some daunting challenges to solve and practical realities to face – and you’ll ignore them at your peril. But you don’t want them to limit your aspirations or put a damper on imagining what’s possible in this next phase of life. So, how are people thinking about retirement these days? And what can pre-retirees learn from the experience of those who’ve already retired? The Transamerica Institute and Transamerica Center for Retirement Studies recently surveyed over 4,650 people in the US, with a sample comprised of 58% pre-retirees 50+ and 42% retirees, on their views on retirement. We’re glad to have Catherine Collinson return to The Retirement Wisdom Podcast to share the findings and her insights.

Catherine Collinson joins us from Los Angeles.

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Catherine Collinson is CEO and president of nonprofit Transamerica Institute and Transamerica Center for Retirement Studies. Catherine is a retirement and market trends expert and champion for Americans who are at risk of not achieving a financially secure retirement. She oversees all research and outreach initiatives, including the Annual Transamerica Retirement Survey.

With more than two decades of experience, Catherine is a nationally recognized voice on retirement trends. Catherine is regularly cited by top media outlets on aging and retirement-related topics, speaks at industry conferences, and authors articles in leading industry journals. She has testified before Congress on matters related to employer-sponsored retirement plans among small business, which have featured the need to raise awareness of the Saver’s Credit among those who would benefit most from the important tax credit. She co-hosts ClearPath: Your Roadmap to Health and WealthSM podcast on WYPR, Baltimore’s NPR news station.

In 2018, Catherine was recognized an Influencer in Aging by PBS Next Avenue for her work in continuing to push beyond traditional boundaries and change our society’s understanding of what it means to grow older. In 2016, she was honored with a Hero Award from the Women’s Institute for a Secure Retirement (WISER) for her tireless efforts in helping improve retirement security among women. In 2015, Catherine joined the Advisory Board of the Milken Institute’s Center for the Future of Aging.

Catherine is employed by Transamerica Corporation. Since joining the organization in 1995, she has held a number of positions and has identified and implemented short- and long-term strategic initiatives, including the founding of the nonprofit Transamerica Institute and its Transamerica Center for Retirement Studies. Prior to her employment at Transamerica, Catherine spent nearly a decade at The Walt Disney Company, serving in information services and business planning posts.

Catherine earned her bachelor’s degree in British and American literature at Scripps College, Claremont, California, and her master’s of business administration at the University of California, Irvine.

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For More on Catherine Collinson

Life in Retirement: Pre-Retiree Expectations and Retiree Realities

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Is 2024 your year?

Resources for a strong start:

Build the Right Habits – 3 Week Fast Start program – Starts January 5th

Design Your New Life in Retirement – 6 sessions over 12 weeks – starts January 25th

Take the first step. Sign up today!

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Podcast Episodes You May Like

The New Age of Aging – Maddy Dychtwald

What’s Your Plan B? – Jennifer Schoonmaker-Dasch

Independence Day – Steve Lopez

The Unretirement Life – Richard Eisenberg

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Wise Quotes

On How People Are Viewing Retirement

“The good news is people love retirement, and when we ask about word associations, they’re twice as likely to cite positive words than negative words. And the top three word associations are the top three word associations are freedom, enjoyment, and stress-free people are dreaming of a very active retirement, full of travel, has consistently been the top sided retirement dream as long as we’ve been doing the survey, spending more time with family and friends, pursuing hobby, also doing volunteer work. And some people even dream of doing paid work in retirement. They love what they do. It could be continuing to work in the same field, starting an encore career or even starting a business. So people have dreams of keeping very busy when they retire.”

On Preparing for the Transition to Retirement

“We recently published a report called Life and Retirement:Pre-Retiree Expectations and Retiree Realities and I hope everybody reads it because we find some really good similarities, but we also see some disconnects. The number one disconnect that I see relates to retirement transitions. If we look at the experience of retirees, almost six in 10 – 56% – say they retired sooner than they planned. And often it was either due to personal health issues or employment related issues. So when one is considering their retirement planning, it’s really important to have contingency plans if retirement comes sooner than expected. And then also, and this is my interpretation of the data in looking at it, it seems that some of the transitions may have been abrupt, not something that happened peacefully and serenely and seamlessly, but it could have been a jolt. So I think it’s important that everybody prepare themselves. There could be a bumpy road ahead getting to the other side of that transition and to be kind to yourself and expect it to kind roll with it. And the encouraging news is once people are retired, the retirees are living their best lives in retirement. That’s a finding across the survey, we see that they’re enjoying life. They say their happiness is improved, maybe not their finances, but at least their everyday experiences are quite positive. Many workers today and pre-retirees are looking to work longer and fully retire at an older age with a flexible transition to retirement. It could be switching from full-time to part-time, maybe working in a different capacity. And many employers are not yet offering flexible transition options. So if that’s your vision, it’s really important to stealthily do your homework to see if that’s something that you can accomplish with your current employer. And if not, then stealthily do your homework to find out ways that you might be able to do that.”

On Why People Choose to Work Longer 

“And when we look at people and workers and pre-retirees who have expectations of some sort of work beyond traditional retirement age or in retirement, they’re almost as likely to reference healthy aging-related reasons as financial reasons. Of course, the money and the benefits are important, but people are also seeing it as an opportunity to stay active, be involved, keep our brains alert, social connections, sense of purpose, so there’s good from that, and that can actually even help promote healthy aging. So that I think is a really encouraging trend.”

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About Retirement Wisdom

I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of The Multipurpose Retirement.™

A meaningful retirement doesn’t just happen.  It takes more than a vision. It takes creative an practical ideas you can test and refine.

Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.

___________________________

About Your Podcast Host 

Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.

Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy

Connect on LinkedIn

Follow Retirement Wisdom on LinkedIn

Make Next Year a Great Year!

Build the Right Habits – 3 Week Fast Start programStarts January 5th

Design Your New Life in Retirement – 6 sessions over 12 weeks – starts January 25th

Take the first step.

Sign up today!

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What’s missing from your plans for retirement? What if two simple words could expand your thinking and bring new possibilities and a sense of adventure to your retirement? Roberta Sawatzky’s book What If…? Finding New Adventures Through Life’s Obstacles, tells the story of how those two words transformed how she was thinking about a research project, turning it into an opportunity to live in two other countries and experience different cultures. Later, those same two words were the catalyst for innovative solutions and resilience when unexpected adversity arrived.

Roberta joins us from British Columbia.

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Bio

Roberta Sawatzky is a business owner, professor, blogger, and avid traveler with a special interest in leadership in remote and hybrid teams. Originally from Bangor, Northern Ireland, travel has always been a major part of her life, with her family taking many sojourns throughout Europe during her youth. Her experience of childhood immigration to Canada would solidify her interest in cross-cultural contact, international travel, and processes of immersion and assimilation. She continued to nurture this interest in both her personal and professional lives, taking many trips for pleasure with family and friends as well as pursuing international research into the characteristics of remote workers, blogging all the while.

When her husband was diagnosed with end-stage renal failure and they were forced to adjust their plans for an extended European trip accordingly, Sawatzky knew she wanted to share their story honestly and openly, providing a vulnerable and inspiring account of their trip. With tenacity and resilience— and perhaps a bit of old-fashioned Irish stubbornness—any challenge, she insists, can be met.

Sawatzky lives with her husband in Kelowna, BC, where together, they enjoy reading, biking, walking, and winery and café-going.

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Check out our Best Books on Retirement

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Podcast Episodes You May Like

Inward Traveler – Francine Toder PhD

Design the Long Life You Love – Ayse Birsel

An Artful Life – John P. Weiss

Learning is a Lifetime Sport – Tom Vanderbilt

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Retire Smarter. Don’t Miss An Episode

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For More on Roberta Sawatzky

What If…? Finding New Adventures Through Life’s Obstacles

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Wise Quotes

On Just Doing It

“Nike did it well with their slogan. Just do it. Don’t ever get to the point where you figure you’re too old, you’re too poor, you’re too tired, you’re too anything. We’ve got a lot of living to do. Once you hit your sixties, it’s not like, okay, I’ve got five more years left and that’s time to go. We’ve got a lot of living to do, a lot to contribute and to live life through the eyes off. Life is an adventure and there’s still so much for me to do. I may have to do it differently. I may need to do it a little bit slower, but there’s so much to do, whether it’s in your own community where you live or traveling abroad, but just don’t get to the point where you figure that’s it. That’s all there is to life.”

On Curiosity

“Ask questions, be curious. Never stop being curious. Never stop asking questions and just be open to embrace whatever comes along. And instead of saying no, it won’t work, consider thinking, okay, well what if we change this? Or what if we change that and just live life?”

On Gap Years

“I kind of joke around a little bit about young people between high school and university. They take a gap year. I figure why not take a gap year? So it’s not a year, a gap month just to transition and just to have that freedom to work wherever I want to work, when I want to work how I want to work. And I’m pretty excited about it.”

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Mentioned in This Podcast Episode

Are You Ready for a Gap Year?

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About Retirement Wisdom

I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of The Multipurpose Retirement.™

A meaningful retirement doesn’t just happen.  It takes more than a vision. It takes creative an practical ideas you can test and refine.

Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.

___________________________

About Your Podcast Host 

Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.

Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy

Connect on LinkedIn

Is your 401(k) better prepared for retirement than you are? The Retirement Wisdom Podcast helps retire smarter by preparing well for life in retirement.  Catch up on the best of our recent retirement podcast conversations on how to edit your life; mindfulness and health; what we can learn from super-agers; elder justice; the new age of aging – and what the first two years of retirement are really like.

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Listen to the full conversations:

Edit Your Life – Elisabeth Sharp McKetta

The Mindful Body – Ellen Langer

The Big 100 – William J. Kole

The Measure of Our Age – MT Connolly

The New Age of Aging – Maddy Dychtwald

Life After Work – Brian Feutz

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Podcast Episodes You May Like

Best of 2023 – Part Two

Best of 2023 – Part One

The Very Best of 2022

The Best of 2021 – Retirement Wisdom

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About Retirement Wisdom

I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of The Multipurpose Retirement.™

A meaningful retirement doesn’t just happen by accident.  It takes more than a vision. Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms.

About Your Podcast Host 

Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy