The Rich Immigrant

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We're almost at the end of Season 2 of the Rich Immigrant Podcast! In this episode, I'm answering 6 questions that you asked me. Nothing was off the table. I'll do another episode like this perhaps later in the year where we just sit and chat and I answer your questions. In this episode, I answer your questions about:

1. My  journey from student visa to my current status in the USA
2. Starting a side hustle/business as an immigrant
3. How to build long term professional relationships
4. Where to start as an investor
4. How I juggle my career and passions
5. Would I relocate to another country? If you would, where to next?

I also share about a bonus episode that's coming next week! Listen to the podcast to know what the bonus episode is all about!

Thank you for listening to this episode of the Rich Immigrant podcast, please rate, review, subscribe, and share this episode on Itunes. Here are the best ways to stay connected: 

1. Join our community of Rich Immigrants and friends here
2. Visit the blog at www.therichimmigrant.com or
3. Get all the snippets and daily banter on  Instagram at 'Therichimmigrant.'

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs  to hear these conversations.  Please join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

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Moving abroad is a big deal! Many times we do it for better opportunities, for education, for our careers, for love, for our children, or for a different life experience. Sometimes being financially prepared is an afterthought in the migration journey, but it shouldn't be. In this episode, I share 7 things to do to prepare your finances as you move abroad. These include:

1. Having a timeline
2. Saving for the move (how much should you save)
3. Taking care of your finances/investments in your home country
4. Looking into your taxes
5. Knowing your work options once you move, and so much more.

Moving abroad has been a life-changing experience for me, and I'm a better person for it. The truth is,  I have also had some tough seasons. Now, I'm committed to sharing my lessons and our collective stories to make your experience so much better.

Thank you for listening to this episode of the Rich Immigrant podcast, please rate, review, subscribe, and share this episode on Itunes  To read my blog post on what to expect when you move abroad, read it here. Stay connected with the podcast and join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs  to hear these conversations.  Please join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

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Too many of us start off on the wrong foot when it comes to building our credit. Whatever your credit is today, know that you can take steps towards a better credit score. In this episode, I share 5 ways to improve your credit score today:

1. Payment history
2. Credit utilization
3. Keeping your oldest credit cards
4. Using a secured credit card
5. Having a mix of credit types (mortgage, loans, car loans, mortgage types)
6. Being added as an authorized user on another card (Bonus)

My ultimate goal is to be in a position where I don't need credit. But until then, here's to improving but not obsessing over credit scores.

Thank you for listening to this episode of the Rich Immigrant podcast, please rate, review, subscribe, and share this episode on Itunes Stay connected with the podcast and join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs  to hear these conversations.  Please join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

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Better late than never, this episode is my most personal one to date. I sit and ponder on 2020 from a few different angles and I wanted to share it with you. I hope you'll grab a cup of coffee/tea or a glass of wine and let's chat. In this episode, I cover:

• How I went into 2020  
• One goal I had at the beginning of 2020 that I shared with two people
• How things changed quickly and how The Rich Immigrant was born
• Responding to social justice issues and using my seat at every table
• How my finances did in a year with no raises
• My hopes for you, for this platform in 2021 and some of my 2021 financial goals

Thank you for listening to this episode of the Rich Immigrant podcast, please rate, review, subscribe, and share this episode on Itunes.  Stay connected with the podcast and join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.' For business or other inquiries, please reach out at helloATtherichimmigrant.com

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs  to hear these conversations.  Please join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

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It's the first episode of 2021 and it is the day after the US just gained its first female, first black, first asian, Vice President. Madam VP Kamala Harris. I did not plan to record the episode on this historic day but I'm so glad it worked out this way. A Rich Immigrant is in THE White House!!!

 Asides from that, I am coming clean on this episode. In keeping with the theme of Money & Relationships, this episode delves into my relationship with money specifically focusing on some of the mistakes I've made. In this episode I talk about:
 

• Celebrating the milestone from 1/20 and welcoming new listeners
• My first memory of a money mistake as young Dee
• My first credit card
• Getting out of debt and thinking I knew it all, WRONG
• 3 Things to guide money conversations with friends
• My failed attempt at investing
• Overspending on travel 

Have you made some of these money mistakes? Can you relate?

PS: Happy New Year!

Thank you for listening to this episode of the Rich Immigrant podcast, please rate, review, subscribe, and share this episode on Itunes.  Stay connected with the podcast and join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.' For business or other inquiries, please reach out at helloATtherichimmigrant.com

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs  to hear these conversations.  Please join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

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We form different friendships in different phases of our lives. From childhood to high school, to college, through our kids, careers and so much more.  A great friendship is a beautiful thing to create, build, and nurture over time. Friendships are some of the most profound relationships of our lives by choice. When it comes to finances, our friendships should also propel us forward. 

In keeping with the theme of Money & Relationships, this episode delves into Money and Friendships. In this episode I talk about:
 

• How life, time, and chance happens with  friendship
• Navigating having different financial values from friends
• The friendship wealth gap - what it is  and how to handle it
• Lending money to friends
• 3 Things to guide money conversations with friends

Who is in your closest circle? Are they also a part of your money tribe?

Thank you for listening to this episode of the Rich Immigrant podcast, please rate, review, subscribe, and share this episode on Itunes.  Stay connected with the podcast and join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs  to hear these conversations.  Please join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

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In continuing with this season's theme around money and relationships, we're tackling the discussion around lending to family. Many experts say not to mix money and family, but is this practical for most? Especially for immigrant families? Probably not. I share examples for times where I've borrowed from family and I also shared an experience where I had to turn down a family members' request for a loan

In this episode, I cover  5 Things To Consider In Making Your Decision:
1. Know your family and the specific family member in question
2. Save Yourself first
3. Don't lend more than you can lose
4. Ask questions, but when you say yes, don't attempt to control
5. Have the conversation.

Knowing that some situations may go awry, I wrap up this episode with tips on what to do if a family member does not pay a loan back, and what to do if you've never been asked for a loan.

Thank you for listening to this episode of the Rich Immigrant podcast, please rate, review, subscribe, and share this episode on Itunes Stay connected with the podcast and join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs  to hear these conversations.  Please join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

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We are continuing with part 2 of the conversation with Korma & Jonny, picking up on the day they made the last payment on a total of $75k in debt. We talk about:

1. How they celebrated paying off their debt
2. Losing their job 3 months later due to the COVID-19 Pandemic
3. The comparison trap that we fall into all too often
4. Celebrating Milestones on the journey
5. Communication as a couple and the impact of their different backgrounds on their money mindset
6. Secret accounts, do they have those?
7.  What's next now that they've paid off their debt

To wrap it up, I ask Korma to define a Rich Immigrant in her own words, you'll want to listen to what she has to say.

Massive thanks to Korma and Jonny for this rich and real conversation! KEEP UP WITH Korma on Instagram at 'afrocontigbo'

Thank you for listening to this episode of the Rich Immigrant podcast, please rate, review, subscribe, and share this episode. Stay connected with the podcast and join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs  to hear these conversations.  Please join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

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Today on the podcasts my very first guests are Korma and Jonny Stuckmayer. They paid off $75k in debt while paying for a wedding and dealing with Korma being unemployed for about half of that journey. They paid off the debt in just under two years!

In this first half of the conversation with them, we talk about:
1. The Aha moment of when they decided to attack their debt
2. How both partners came on board (one person came onboard first)
3. How they navigated being in one income for a while
4. Who they shared the journey with
5. How they stayed motivated to pay off the debt.

KEEP UP WITH Korma:
- On Instagram at 'afrocontigbo'

Thank you for listening to this episode of the Rich Immigrant podcast, please rate, review, subscribe, and share this episode. Stay connected with the podcast and join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs  to hear these conversations.  Please join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

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There's a good chance you've heard of a vision board but what about financial vision boards? There's no better time than now to create the financial vision for your life and then identify goals to help you attain that vision.

This episode will walk you through:
1. What a financial vision board is
2. Why you need a financial vision board
3. How to create a vision board
4. How to track your progress

I hope you dream big and I hope your visions blow you away.  

Thank you for listening to this first episode of season 2 of the Rich Immigrant podcast, please rate, review, subscribe, and share this episode. Stay connected with the podcast and join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs  to hear these conversations.  Please join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'