The Smart Real Estate Coach Podcast|Real Estate Investing

In this master's class episode of the Smart Real Estate Coach Podcast, I sit down with JP Fluellen for a real-world conversation on what it actually looks like to build a real estate business that works in today's market. JP brings more than two decades of experience as a real estate entrepreneur, investor, and managing broker, and we get into the stuff that matters right now: finding deals through everyday conversations, using AI to sharpen your scripts and solve problems faster, and staying focused on creative financing opportunities that still cash flow in a higher-rate environment.

JP shares how he got started buying rentals, why becoming a licensed agent was not the magic answer he thought it would be, and how a simple owner-finance fourplex deal changed his thinking around return on time. We also unpack why pre-foreclosure and creative deals are especially attractive right now, how AI can help investors structure offers and improve lead gen, and why the people who talk about real estate consistently are the ones who keep finding opportunities.

If you want to get better at spotting problems, solving them profitably, and using the tools available right now to create more momentum, this is a must-listen episode.

Key Talking Points of the Episode

00:00 Introduction

00:20 Who is JP Fluellen?

02:34 JP's background and journey into real estate

05:47 Discovering owner financing and solving problems

07:35 The easiest real estate conversation script

09:26 Using AI technology to simplify sales scripts

10:48 How AI can help change the flow of your conversations

13:57 Smart Real Estate Coach resources - The 3-Paydays System

16:45 Using Claude Code or Claude Co-Work for lead gen and outreach

18:02 Why guardrails matter so much when you're using AI

21:11 How AI can help structure creative real estate deals

23:42 The importance of human networking and AI limitations

25:30 The future in wholesaling and pre-foreclosures

27:54 How to get in touch with JP Fluellen

29:00 3 Paydays Live 2026

Quotables

"Money is like energy. You just have to figure out how to get it."

"You're not trying to put a deal together right there. All you're trying to do is figure out a problem."

"AI and AI agents are the future. And if you don't want to be replaced, then you need to get on board."

Links

JP Fluellen

https://jpfluellen.com/

https://www.facebook.com/jfluellen

https://www.instagram.com/jp_fluellen/

3 Paydays® Live

https://3paydayslive.com/podcast

Free Discovery Call

https://smartrealestatecoachpodcast.com/discovery

3 Paydays® System Mastery Course - Use coupon code for 50% off

https://smartrealestatecoach.com/qls

Coupon code: pod

Apprentice Program

http://3paydaysapprentice.com/Podcast

Masterclass

https://smartrealestatecoach.com/masterspodcast

3 Paydays Books

https://3paydaysbooks.com/podcast

Partners

https://smartrealestatecoach.com/podcastresources

In this master's class episode of the Smart Real Estate Coach Podcast, I sit down with Allen Lomax for a timely conversation on what high-income earners, retirees, and serious investors should be thinking about right now if they want to protect wealth, reduce tax drag, and build more recession-resistant income streams. Allen brings a unique lens to this because he has lived through the same kinds of market shocks many of us have, including the 2008 crash, and he now helps accredited investors reposition capital more intentionally through his Stream to Impact framework.

We talk about conditioning, why so many professionals cling to jobs and investment strategies that feel safe but are actually risky, and what it takes to move from compliance into alignment and eventually freedom. Allen breaks down why many high-income individuals are overexposed to public markets, how commercial real estate, oil and gas, and equipment-heavy businesses can create stronger tax advantages and lower correlation to Wall Street, and what kind of capital base can realistically help someone transition from working for money to having money work for them.

If you are building three paydays now and want to understand what the next level of wealth deployment can look like, this episode will open up a whole new conversation.

Key Talking Points of the Episode

00:00 Introduction

01:08 Who is Allen Lomax and why did we bring him back?

02:30 The story of Finn and recognizing life conditioning

04:13 The three stages: conditioning, alignment, and freedom

05:25 Lessons from the 2008 market crash\

06:40 The shift from doing everything yourself to joining the right team

08:20 Becoming a capital raiser and working inside family-office structures

10:12 Breaking free from the J.O.B. security blanket

11:05 The 3 Paydays System

13:33 Strategies for accredited and high-income investors

16:05 Unlocking high returns and passive income timelines

17:10 Tax liability reduction and asset depreciation strategies

18:55 Non-correlating assets and recession resistance

20:13 Analyzing sector stability: multifamily, storage, and car washes

22:01 Evaluating upstream and midstream operators

24:22 How to get in touch with Allen and his team

Quotables

"Many of us move through really three stages from conditioning… then we can find alignment… and then eventually we can find our freedom."

"Hold on to that security blanket and find out, like I did, that it's not so secure."

"The bulk of the high-income individuals we're working with have anywhere from 85 to 95% of their capital in public markets. If that were me, I'd be getting it out of there pretty quickly."

Links

Episode 497: Why the Wealthy Avoid Stocks – And What They Invest in Instead with Dr. Allen Lomax

https://podcasts.apple.com/us/podcast/episode-497-why-the-wealthy-avoid-stocks-and-what/id1266331428?i=1000697850727

3 Paydays® Live

https://3paydayslive.com/podcast

Free Discovery Call

https://smartrealestatecoachpodcast.com/discovery

3 Paydays® System Mastery Course - Use coupon code for 50% off

https://smartrealestatecoach.com/qls

Coupon code: pod

Apprentice Program

http://3paydaysapprentice.com/Podcast

Masterclass

https://smartrealestatecoach.com/masterspodcast

3 Paydays Books

https://3paydaysbooks.com/podcast

Partners

https://smartrealestatecoach.com/podcastresources

In this master's class episode of the Smart Real Estate Coach Podcast, I sit down with Lon Welsh for a timely, data-backed conversation on what is really happening in today's housing market and how smart investors should respond. Lon brings over 20 years of commercial real estate acquisition and development experience, and as the founder of Ironton Capital and CEO of Your Castle Real Estate, he has his finger on both the residential and investment side of the market in a serious way. 

We unpack consumer confidence, mortgage rates, recession fears, rental demand, student loan delinquencies, buyer psychology, and what those factors mean for both active and passive investors. Lon explains why the media is missing some of the biggest drivers in today's market, why renters may stay renters longer, why rent-to-own operators could be in a position of strength, and why 2025 and 2026 may look a lot more attractive in hindsight than they feel in the moment.

If you want a clearer read on market timing, negotiation leverage, and where opportunity is building right now, this is one of those episodes you'll want to listen to twice.

Key Talking Points of the Episode

00:00 Introduction

01:55 Real Estate Market Update: Current trends and consumer sentiment

02:40 Why buyers and sellers feel frozen

04:12 Understanding mortgage rates and buyer opportunities

05:15 Should we expect a recession this year?

06:34 Challenges and trends for renters and landlords in today's market

07:09 Student loan delinquencies are a major hidden headwind

08:48 Why older renters want houses, not apartments

11:44 The softest residential markets in the country right now

12:35 Regional market comparison: Midwest/Northeast vs. Southwest/Southeast

14:20 Analyzing historical real estate downturns

16:48 Comparing previous market corrections to the current market

18:24 Home equity stability vs. the 2008 financial crisis

20:43 Passive investing and Lon Welsh's Passive Investing Book

22:21 Long-term outlook and understanding the importance of timing

23:01 Free Smart Real Estate Coach Resources

24:24 The 3 Paydays Live Event

Quotables

"Consumer confidence is probably actually the bigger thing. And nobody in the media talks about that."

"The pool of people who will be stuck renting is going to grow, and the pool of people who are in the first-time buyer set is going to shrink."

"There will be a lot of people in 2028 and 29 who are going to look back and say, why didn't I buy more assets in 25 and 26?"

Links

Episode 530: How $100M in Private Funds is Navigating Today's Economy

https://podcasts.apple.com/lu/podcast/episode-530-how-%24100m-in-private-funds-is-navigating/id1266331428?i=1000732961261

Ironton Capital FREE Passive Investing Book

https://irontowncapital.com/smartrecoach

3 Paydays® Live

https://3paydayslive.com/podcast

Free Discovery Call

https://smartrealestatecoachpodcast.com/discovery

3 Paydays® System Mastery Course - Use coupon code for 50% off

https://smartrealestatecoach.com/qls

Coupon code: pod

Apprentice Program

http://3paydaysapprentice.com/Podcast

Masterclass

https://smartrealestatecoach.com/masterspodcast

3 Paydays Books

https://3paydaysbooks.com/podcast

Partners

https://smartrealestatecoach.com/podcastresources

In this master's class episode of the Smart Real Estate Coach Podcast, I sit down with Yvonne Trost, happiness coach, certified hypnotherapist, and co-founder of Limitless You, for a conversation that hits the hardest part of our genius model head-on: mindset. We can teach skill set. We can teach systems. But when life throws curveballs, mindset is what determines whether you stay stuck or move forward.

Yvonne shares her journey from a small-town upbringing in central Illinois, to a high-performing consulting career, to a life-changing personal transformation that led her into hypnotherapy, mindfulness, and transformational coaching. We unpack how limiting beliefs get formed, why so many high achievers are unknowingly running on subconscious autopilot, and how fear, judgment, doubt, and self-pity quietly cap your growth in business and life. We also talk about anxiety, nervous system triggers, identity, visibility, and why self-help is not selfish.

If you're an entrepreneur, investor, or leader who knows the next breakthrough is not just about tactics but about who you are becoming, this episode will give you a fresh lens on how to stop recreating the past and start building your future on purpose.

Key Talking Points of the Episode

00:00 Introduction

01:10 Who is Yvonne Trost?

02:13 Yvonne's backstory: small-town Illinois and a sheltered upbringing

03:46 How love can still create limiting beliefs

04:50 Divorce as the wake-up call

05:35 How hypnotherapy changed everything

06:51 The yacht and dock metaphor: why so many people stay stuck

08:05 The past and future do not exist the way we think they do

09:02 Creating your future present instead of your past present

10:21 Why hustle and grind may be the wrong operating system

11:16 Understanding that things are happening for you, not to you

13:20 Anxiety is often a side effect, not the root problem

14:30 The zebra and lion analogy for the nervous system

17:23 Why mindset work matters more than the next tactic

20:20 What Yvonne's programs actually look like

21:27 The 3-Step Process: realize, recode, rewrite

24:21 Why most self-help does not go deep enough

28:11 Program delivery: Zoom and in-person experiences in Washington DC

29:43 How to choose a coach to work with

33:08 Free resources and the Limitless You quiz

34:20 Why self-help is not selfish

Quotables

"We cause ourselves suffering based upon the past or the future, but those things don't exist."

"Your mind only will entertain things that are one, good to have done, and two, possible to do."

"Self-help is not selfish."

Links

Limitless You

https://unlocklimitlessyou.com/

The Limitless You Quiz

https://unlocklimitlessyou.com/self-love-quiz/

3 Paydays® Live

https://3paydayslive.com/podcast

Free Discovery Call

https://smartrealestatecoachpodcast.com/discovery

3 Paydays® System Mastery Course - Use coupon code for 50% off

https://smartrealestatecoach.com/qls

Coupon code: pod

Apprentice Program

http://3paydaysapprentice.com/Podcast

Masterclass

https://smartrealestatecoach.com/masterspodcast

3 Paydays Books

https://3paydaysbooks.com/podcast

Partners

https://smartrealestatecoach.com/podcastresources

In this master's class episode of the Smart Real Estate Coach Podcast, I sit down with Andre Stewart, founder and CEO of InvestFar Capital and host of Investing Uncensored, for a conversation that hits both mindset and market timing in a big way. Andre shares how growing up in poverty in the deep South, bouncing between family homes, and getting early exposure to a better life shaped his obsession with success, wealth creation, and real estate investing. He walks through the mentors, books, and moments that changed his trajectory, including how seeing a millionaire up close completely rewired what he believed was possible. 

We also go deep on Andre's framework around money beliefs, "adaptive sovereignty," and the four domains he says secretly suppress most people's income: emotional command, strategic time orientation, cognitive immunity, and identity. From there, we connect the dots between proximity, association, AI disruption, job insecurity, entrepreneurship, and why creative real estate may be one of the biggest opportunities of the next several years.

If you're trying to increase your income, break out of an old environment, build real wealth, or prepare for what AI is about to do to the economy, this episode is a serious wake-up call.

Key Talking Points of the Episode

00:00 Introduction

01:35 Andre's backstory: poverty, military family, and growing up hungry

02:52 The first moment of exposure that changed everything

04:09 Why exposure and association are everything

05:25 Social media, borrowed environments, and distorted thinking

06:12 Learning from his father: working 3 jobs, thinking that was the only path

07:47 Why people hesitate to invest in coaching but not college

08:24 Borrowing someone else's capacity and confidence

09:16 What Adaptive Sovereignty actually measures

10:56 Cognitive immunity and narrative defense

14:15 The costly 2020 lesson: selling too early because of fear

15:34 The importance of identity and visibility

17:15 Why most people feel underpaid, but the problem is structural

18:20 Free Resource: the Adaptive Sovereignty test

19:19 Real estate in a changing market

20:15 Why AI and layoffs are about to create massive real estate opportunities

22:21 Real stories from six-figure employees looking for an exit

24:00 Why $100,000 is no longer security in today's economy

Quotables

"Most people feel like they're underpaid, but it's more structural than anything."

"There's going to be a lot of opportunity for people to buy real estate without ever getting mortgages and just doing creative financing."

"Knowledge is power, but you have to use it."

Links

Adaptive Sovereignty

https://adaptivesovereignty.com

Investing Uncensored Podcast

https://podcasts.apple.com/us/podcast/investing-uncensored/id1488578229

3 Paydays® Live

https://3paydayslive.com/podcast

Free Discovery Call

https://smartrealestatecoachpodcast.com/discovery

3 Paydays® System Mastery Course - Use coupon code for 50% off

https://smartrealestatecoach.com/qls

Coupon code: pod

Apprentice Program

http://3paydaysapprentice.com/Podcast

Masterclass

https://smartrealestatecoach.com/masterspodcast

3 Paydays Books

https://3paydaysbooks.com/podcast

Partners

https://smartrealestatecoach.com/podcastresources

In this master's class episode of the Smart Real Estate Coach Podcast, I sit down with multifamily real estate legend Rod Khleif for a conversation that goes way beyond apartments and straight into the mindset required to build, lose, and rebuild real wealth. Rod is the host of the Lifetime Cash Flow Through Real Estate Investing podcast, a longtime multifamily investor, and a coach whose students collectively own hundreds of thousands of units. We use his story to unpack what really separates people who stay stuck from people who create momentum in real estate and business. 

Rod shares how he went from a poor Dutch immigrant kid in Denver, to making over $100,000 in real estate by his third year, to building a massive portfolio, losing roughly $50 million in the 2008 crash, and rebuilding again through mindset, focus, and action. We talk about goal setting, decisions, fear, limiting beliefs, job insecurity, focus, peer groups, gratitude, and why your business should be your vehicle, not your identity.

If you are stuck in a W-2, afraid to start, recovering from a setback, or trying to level up in multifamily investing, this episode will hit you right between the eyes in the best way.

Key Talking Points of the Episode

00:00 Introduction

01:10 Who is Rod Khleif?

02:38 Rod's background: poor immigrant to real estate investor

04:09 Early real estate success and the mindset turning point

05:08 Building massive wealth then losing $50 million

06:07 How your goals will shape your success

07:43 Why it's important for you to make a real decision, not a half-decision

08:16 The real risk: W-2 jobs vs real estate

10:30 How to get past your fear

12:55 The first step matters more than seeing the whole staircase

14:08 Fear regret more than failure

15:01 The truth about your limiting beliefs

16:47 Rebuilding after the 2008 crash

19:38 Why focus is your power in real estate

21:35 Play to your strengths and partner for your weaknesses

23:23 Multifamily and senior housing investments

26:06 How to connect with Rod and learn about multifamily

27:04 How your peer group can influence your success in business

28:43 Using gratitude as a wealth-building tool

30:40 Smart Real Estate Coach resources

Quotables

"It starts with goals. You've got to know what you want because you've got to have enough burning desire or hunger to push through fear or push through limiting beliefs."

"Don't let it be your identity. Let it be your vehicle."

"If you have one of these belief systems, recognize that the acronym for belief systems is BS, because there's no basis in fact."

Links

3 Paydays® Live

https://3paydayslive.com/podcast

Free Discovery Call

https://smartrealestatecoachpodcast.com/discovery

3 Paydays® System Mastery Course - Use coupon code for 50% off

https://smartrealestatecoach.com/qls

Coupon code: pod

Apprentice Program

http://3paydaysapprentice.com/Podcast

Masterclass

https://smartrealestatecoach.com/masterspodcast

3 Paydays Books

https://3paydaysbooks.com/podcast

Partners

https://smartrealestatecoach.com/podcastresources

In this solo episode of the Smart Real Estate Coach Podcast, I go straight into the trenches on a topic that frustrates most investors but fires me up: overpriced homes. Most investors run from them, argue with sellers, or waste time trying to prove them wrong. I want to show you why I love them, how to think about them differently, and how to turn them into real creative finance opportunities. 

I break down why overpriced homes usually mean little competition, why motivation often reveals itself over time, and how to stop fighting with sellers over comps and instead move to their side of the table. I walk through the exact language we use to uncover motivation, how to position premium prices with premium terms, and why principal-only payments can make a "high" price completely workable. I also explain the one key question that tells you whether a seller is worth following up with or not.

If you want more subject-to deals, owner financing deals, and three-payday opportunities without chasing dead leads, this episode will help you see overpriced properties as one of the best niches in creative real estate.

Key Talking Points of the Episode

00:00 Introduction

01:26 A peek inside the In the Trenches Bootcamp

02:13 What most investors do wrong with overpriced homes

03:30 Why creative investors love overpriced homes

04:18 Stop sitting across the table from the seller

05:11 The key reframe: the market makes up the numbers

06:15 What happens in the conventional market

07:30 Why creative deals are the better path

09:10 Free discovery session with the Smart Real Estate Coach team

10:21 Sample scenarios: free and clear homes, sellers with mortgage and equity

11:03 Why longer terms can justify a premium price

12:11 The most important question in the whole script

13:20 How to decide your follow-up strategy

14:03 The Smart Real Estate Coach system in REI BlackBook

15:10 The one constant in real estate: market changes

16:20 Real 3 Payday potential and 6-figure deals

17:40 Subscribe, give feedback, and keep learning

Quotables

"The market makes up the numbers. You and I don't."'

"If we can't make the price work, maybe we can make the terms work."

"There's never been a better time to be creative."

Links

Free Discovery Call

https://smartrealestatecoachpodcast.com/discovery

3 Paydays® Live

https://3paydayslive.com/podcast

Free Discovery Call

https://smartrealestatecoachpodcast.com/discovery

3 Paydays® System Mastery Course - Use coupon code for 50% off

https://smartrealestatecoach.com/qls

Coupon code: pod

Apprentice Program

http://3paydaysapprentice.com/Podcast

Masterclass

https://smartrealestatecoach.com/masterspodcast

3 Paydays Books

https://3paydaysbooks.com/podcast

Partners

https://smartrealestatecoach.com/podcastresources

In this family-cast episode of the Smart Real Estate Coach Podcast, I sit down with our High 6 Associate Richard Whitman to walk through his 20-year journey from mechanic and accountant to creative real estate investor building three-payday deals. Rich bought his first flip back in 2005, was actively buying foreclosures through the 2008 crash, and today holds 13 properties, 20 units, and an Airbnb—plus he's now stacking terms deals on top of that portfolio. 

We break down how he turned an expired listing from a veteran on the brink of giving the house back to the bank into a subject-to, three-payday deal worth roughly $80,000 in total profit, with $30,000 down, strong monthly cash flow, and a solid back-end. You'll hear how the bootcamp "light bulbs" helped him stop over-rehabbing, how our buyer-side systems and Wednesday Q&A calls fast-tracked his confidence, and why his mission now is to help families avoid foreclosure while hitting his goal of two creative finance deals a month.

If you're a W-2 earner, a seasoned flipper, or a buy-and-hold investor who knows there's more leverage in terms, this conversation will show you how to plug into the three-payday system and move from baby steps to "jogging" toward financial freedom.

Key Talking Points of the Episode

00:00 Introduction

02:03 How Rich got the real estate itch

03:01 Buying foreclosures through the 2008 crash

04:10 Passion for foreclosures and helping people

05:26 From bootcamp light-bulb moments to joining the community

06:50 Why the three-payday structure clicked

07:25 Building a family business with his daughter

08:12 Deal breakdown: expired listing, veteran, and sub-to

09:10 Learning subject-to on the fly and educating the seller

10:02 Support from the Smart Real Estate Coach team

11:21 Why weekly buyer Q&A calls matter

15:02 The numbers: $30K down and ~80K total profit

16:04 Gratitude and impact: serving both sides of the table

17:55 Deal timelines: from lead to contract to funded buyer

18:37 Balancing helping family, flips, and three-payday goals

20:21 Leveraging coaches and a deep bench of experience

22:01 Mindset shift: from loss and fear to baby steps and jogging

Quotables

"I bought my first flip, cost me ten grand, put about twelve in it and sold it for fifty. So that gave me a good itch to start doing more."

"I'm just thankful for anything. I'm thankful I could help somebody out… I'm thankful I got somebody in a house that weren't able to get qualified through banks."

"Even if you just start out at the bottom level, get in there, put your foot in there and start taking the baby steps, and sooner or later you'll be jogging."

Links

Free Discovery Call

https://smartrealestatecoachpodcast.com/discovery

3 Paydays® System Mastery Course - Use coupon code for 50% off

https://smartrealestatecoach.com/qls

Coupon code: pod

Apprentice Program

https://3paydaysapprentice.com

Coupon code: Podcast

Masterclass

https://smartrealestatecoach.com/masterspodcast

3 Paydays Books

https://3paydaysbooks.com/podcast

Strategy Session

https://smartrealestatecoach.com/actionpodcast

Partners

https://smartrealestatecoach.com/podcastresources

In this master's class episode of the Smart Real Estate Coach Podcast, I sit down with Don Williams, entrepreneur, sales and leadership expert, and host of The Proven Entrepreneur Show, to talk about what it really takes to go from W-2 employee to wealthy business owner and long-term real estate investor. Don's founded a dozen companies since 1986, started his first one with just $6,000, and bought his first commercial building almost by accident—then held it for decades while tenants paid down the debt.

We dig into why your tax situation changes the minute you stop taking a paycheck, the only two things that actually matter in business, how to use side hustles and coaching to de-risk the jump from corporate, and why buying the right deals and keeping them forever can quietly build "sleep-well" wealth.

If you're sitting on the fence about entrepreneurship or wondering how to scale your income and your portfolio, this conversation gives you a real, no-fluff roadmap.

Key Talking Points of the Episode

00:00 Introduction

01:01 Who is Don Williams?

03:15 Learning from failure and slow lessons

04:46 Leaving your W-2 and becoming a first-time entrepreneur

06:11 Side hustles, fear, and crossing the street

07:01 Why every serious entrepreneur needs a coach

08:05 Don's first commercial property deal

09:07 10,000-sq-ft office building breakdown

10:10 Negotiating a 10-year fixed-rate loan

11:16 Cash flow, repairs, and never feeding the building

14:14 A near-miss with property taxes and foreclosure

15:17 "Buy, pay-off, keep forever" strategy

16:37 Paying for the right coaches (and why cheap is expensive)

18:18 The 1% rule deal bought sight unseen

19:09 Reputation as your most valuable asset

20:07 Winning on the buy side, not the sell side

21:10 Skillset vs mindset for entrepreneurs

22:20 Paying $15,000 for a half-day with a "genius"

23:49 Why getting the right coach is key in entrepreneurship

25:25 College ROI vs elite coaching ROI

26:25 The XTO Energy story and not needing to own it all

28:04 Hiring the best people on planet Earth

29:45 How to connect with Don

32:05 Christopher Robin's advice for investors and entrepreneurs

Quotables

"I made about a zillion mistakes in everything I ever did, but I won often enough and big enough to get ahead of the game."

"People overcomplicate business. There's like only two things to do in business: one is bring money in and the other is keep money from leaving."

"When you deal with the very best people on planet Earth, you can't pay too much. They'll demand that they deliver an ROI to you."

Links

Don Williams Global

https://donwilliamsglobal.com

Don Williams

[email protected]

The Proven Entrepreneur

https://provenentrepreneurshow.com/

Free Discovery Call

https://smartrealestatecoachpodcast.com/discovery

3 Paydays® System Mastery Course - Use coupon code for 50% off

https://smartrealestatecoach.com/qls

Coupon code: pod

Apprentice Program

https://3paydaysapprentice.com

Coupon code: Podcast

Masterclass

https://smartrealestatecoach.com/masterspodcast

3 Paydays Books

https://3paydaysbooks.com/podcast

Strategy Session

https://smartrealestatecoach.com/actionpodcast

Partners

https://smartrealestatecoach.com/podcastresources

In this master's class episode of the Smart Real Estate Coach Podcast, I sit down with Anthony Faso and Cameron Christiansen, founders of Infinite Wealth Consultants and hosts of The Infinite Wealth Podcast, to unpack how infinite banking fits hand-in-glove with creative real estate.

We talk about using specially designed high-cash-value whole life insurance as your own private bank, why those policies don't go to zero the way stocks can, and how to store your "three paydays" in a vehicle that is safe, liquid, and tax-advantaged.

Anthony and Cameron walk through how to tell if your current policy is built correctly, how much capital you really need to get started, and how to use leverage and policy loans to scale a portfolio faster without giving up control to Wall Street.

If you're serious about passive income and long-term wealth, this conversation will give you a concrete game plan to evaluate infinite banking for yourself and your family.

Key Talking Points of the Episode

00:00 Introduction

01:02 How infinite banking and our 3 Paydays System™

01:20 Who are Anthony Faso and Cameron Christiansen?

03:01 What "Recovering CPA" means for Anthony

04:58 What is Infinite Banking?

06:48 The difference between infinite banking and traditional savings

08:13 Infinite banking vs. security backed line of credit

10:15 How much do you need to start infinite banking?

13:05 Good debt, bad debt, and fixing your mindset

14:13 How to change your mindset about debt

15:20 The disadvantages of paying with cash

16:15 Using leverage to scale your real estate portfolio

18:11 What to look out for when investing in your policies

19:57 Is your current whole life policy built for infinite banking?

22:14 FREE resources from Anthony and Cameron

23:33 Is infinite banking right for you?

25:00 How I personally use infinite banking

26:48 Free Smart Real Estate Coach resources

Quotables

"With infinite banking, it won't and can't go to zero. And with real estate, it won't and can't go to zero. Your house can't go to zero."

"We're designing it to minimize that death benefit and maximize cash. You're going to have cash from day one."

"I don't bring people on that do stuff that I don't do. I own policies personally in this arena, I own policies for the business, and I have each of my grandkids funded for a policy."

Links

Free Course: Infinite Wealth Consultants

https://infinitewealthconsultants.com/smartrealestate

Free Discovery Call

https://smartrealestatecoachpodcast.com/discovery

3 Paydays® System - Use coupon code for 50% off

https://smartrealestatecoach.com/qls

Coupon code: pod

Apprentice Program

https://3paydaysapprentice.com

Coupon code: Podcast

Masterclass

https://smartrealestatecoach.com/masterspodcast

3 Paydays Books

https://3paydaysbooks.com/podcast

Strategy Session

https://smartrealestatecoach.com/actionpodcast

Partners

https://smartrealestatecoach.com/podcastresources