The Table with Anthony ONeal

You got a raise — so why does your bank account look the same six months later?

1 in 5 households earning $150,000+ are still living paycheck to paycheck. In this episode, I show you exactly why raises disappear, using a real family's story of an $8,000 raise that vanished without one big mistake — just a hundred small ones.

Get my book, Stop Living Paycheck to Paycheck: anthonyoneal.com/book

ABOUT ANTHONY ONEAL:

Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: [email protected]

🤝 SPONSOR THE TABLE PODCAST: [email protected]

Connect With Anthony:

👉 Website: https://www.anthonyoneal.com

📸 Instagram: https://www.instagram.com/anthonyoneal

🎵 TikTok: @_anthonyoneal

FREE TOOLS & RESOURCES:

📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget

🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan

📞 Call In & Be On The Show: (771)-224-8131

TRUSTED PARTNERS:

These tools help you win with money:

- SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings

- Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly

- Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff

- MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo

- Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos

- BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp

Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community!

⚠️ GENERAL DISCLAIMER

This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions.

Where you live could be hurting your ability to build wealth.

In this episode of The Table with Anthony O'Neal, Anthony breaks down CNBC's 2026 rankings of the 10 worst states to live in if you want to get ahead financially. But this isn't just another countdown. He explains why financial freedom is about more than your income and how factors like healthcare, childcare, crime, worker protections, and cost of living can quietly drain your budget and limit your opportunities.

This episode will help you evaluate where you live through a wealth-building lens. Anthony also shares practical steps you can take to protect your finances, even if you have no plans to move.

Read the Article: https://www.cnbc.com/2026/07/11/worst-states-to-live-in-america-2026.html

KEY POINTS 

00:00 – Introduction

04:48 – Building wealth is about more than math, your environment matters too

05:57 – The five factors that can quietly cost you thousands each year

06:24 – The 10 worst states to live in financially, ranked from #10 to #1

19:46 – What to do if you already live in one of these states

21:14 – Why a bigger paycheck isn't always a financial upgrade

21:36 – How to build wealth no matter where you live

22:55 – Why the goal isn't more money, it's more freedom

QUOTES 

"Building wealth is math plus environment.” – Anthony O'Neal

"A bigger paycheck and a state that costs you more in hidden ways is not a raise. Sometimes it's a pay cut disguised as an opportunity." – Anthony O'Neal

"What's the course we're aiming for? You all know it's not more money. It's more freedom. Money plays a role in that. But freedom is the end goal." – Anthony O'Neal

ABOUT ANTHONY ONEAL:

Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: [email protected]

🤝 SPONSOR THE TABLE PODCAST: [email protected]

Connect With Anthony:

👉 Website: https://www.anthonyoneal.com

📸 Instagram: https://www.instagram.com/anthonyoneal

🎵 TikTok: @_anthonyoneal

FREE TOOLS & RESOURCES:

📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget

🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan

📞 Call In & Be On The Show: (771)-224-8131

TRUSTED PARTNERS:

These tools help you win with money:

- SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings

- Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly

- Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff

- MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo

- Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos

- BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp

Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community!

⚠️ GENERAL DISCLAIMER

This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions.

77% of households couldn't survive one late paycheck. If that number scares you even a little, this episode is for you.

Today on The Table, Anthony O'Neal breaks down why decent, hardworking people making real money still feel trapped paycheck to paycheck, and walks you through the exact 10-minute exercise to find out how many days you could actually survive if your income stopped tomorrow.

Timestamps:

0:00 – The question most people won't answer honestly

1:00 – Anthony's story from the collection agency

3:00 – The truth behind the 77% stat

6:30 – Self-diagnosis: are you trapped?

7:30 – Today's move: calculate your real number

8:30 – Where this fits in the 5-phase plan

9:15 – Get the full step-by-step system

If this episode helped you see your situation clearly, hit subscribe and join the movement. We're building 1 million strong E3 family members who are done living reactive and ready to live on purpose with their money.

Get the full step-by-step plan in Anthony's new book, Stop Living Paycheck to Paycheck: anthonyoneal.com/book

ABOUT ANTHONY ONEAL:

Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: [email protected]

🤝 SPONSOR THE TABLE PODCAST: [email protected]

Connect With Anthony:

👉 Website: https://www.anthonyoneal.com

📸 Instagram: https://www.instagram.com/anthonyoneal

🎵 TikTok: @_anthonyoneal

FREE TOOLS & RESOURCES:

📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget

🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan

📞 Call In & Be On The Show: (771)-224-8131

TRUSTED PARTNERS:

These tools help you win with money:

- SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings

- Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly

- Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff

- MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo

- Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos

- BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp

Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community!

⚠️ GENERAL DISCLAIMER

This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions.

At 19, I was homeless with $35,000 in debt and no one in my family who knew how to build wealth. Today, I'm giving you the exact 6-step plan that changed everything.

This isn't about making more money — it's about mastering the system most people never learn. In this episode, I break down the mindset shift, the budgeting method, the debt-elimination strategy, and the investing principles that took me from broke to financially free.

If you've ever felt like wealth is "for other people," this episode is for you.

ABOUT ANTHONY ONEAL:

Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: [email protected]

🤝 SPONSOR THE TABLE PODCAST: [email protected]

Connect With Anthony:

👉 Website: https://www.anthonyoneal.com

📸 Instagram: https://www.instagram.com/anthonyoneal

🎵 TikTok: @_anthonyoneal

FREE TOOLS & RESOURCES:

📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget

🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan

📞 Call In & Be On The Show: (771)-224-8131

TRUSTED PARTNERS:

These tools help you win with money:

- SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings

- Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly

- Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff

- MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo

- Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos

- BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp

Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community!

⚠️ GENERAL DISCLAIMER

This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions.

A Gen Z creator went viral saying she won't take financial advice from anyone born before 1990. Millions of people sent me this video expecting me to go after her. Instead, I'm doing something different. I'm telling you what she got right, what she got wrong, and why 124 trillion dollars is about to change hands between generations, and most people are not ready to catch it.

This is not a reaction video. This is a real conversation about debt, about the economy, about whether the "rules" have actually changed or if we've just stopped applying what works. If you've ever felt like you're doing everything right and still falling behind, this episode is for you.

Watch until the end. I give you 5 things to do starting today, not next month.

Websites Mentioned in This Episode:

- https://www.anthonyoneal.com/book — Pre-order Stop Living Paycheck to Paycheck and get over $275 in free bonuses (before August 20th)

- https://www.anthonyoneal.com/invest — Compare top investing platforms and open your first account

- https://www.anthonyoneal.com/savings — Open a high-yield savings account

- https://www.anthonyoneal.com/ethos — Get a term life insurance quote in 10 minutes

ABOUT ANTHONY ONEAL:

Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: [email protected]

🤝 SPONSOR THE TABLE PODCAST: [email protected]

Connect With Anthony:

👉 Website: https://www.anthonyoneal.com

📸 Instagram: https://www.instagram.com/anthonyoneal

🎵 TikTok: @_anthonyoneal

FREE TOOLS & RESOURCES:

📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget

🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan

📞 Call In & Be On The Show: (771)-224-8131

TRUSTED PARTNERS:

These tools help you win with money:

- SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings

- Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly

- Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff

- MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo

- Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos

- BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp

Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community!

⚠️ GENERAL DISCLAIMER

This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions.

Your bank is making money off of you right now — and you don't even know it. While your savings account sits there earning almost nothing, the bank is lending out your money and earning 7, 8, 9 percent. Meanwhile, you're getting paid pennies and told to be grateful.

Today I'm breaking down exactly why the average traditional savings account is failing you, what a high-yield savings account actually is, and the five accounts I'd personally recommend right now — with real numbers so you can see exactly what you're missing.

This isn't about taking a risk. Your money is still FDIC insured. It's about finally putting your money somewhere it can actually work for you.

Family, this is one of the simplest moves you can make this year. It takes five minutes. No advisor. No degree. No excuse.

🔗 GET ACCESS TO THESE HIGH-YIELD SAVINGS ACCOUNTS:

https://www.anthonyoneal.com/savings

0:00 - The truth about what your bank is doing with your money

2:00 - What a high-yield savings account actually is (and why it's safe)

6:00 - Real numbers: $38 a year vs $410 a year on the same $10,000

11:00 - The 5 best high-yield savings accounts right now

18:00 - Your step-by-step action plan

21:00 - Final challenge before you go to bed tonight

ABOUT ANTHONY ONEAL:

Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: [email protected]

🤝 SPONSOR THE TABLE PODCAST: [email protected]

Connect With Anthony:

👉 Website: https://www.anthonyoneal.com

📸 Instagram: https://www.instagram.com/anthonyoneal

🎵 TikTok: @_anthonyoneal

FREE TOOLS & RESOURCES:

📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget

🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan

📞 Call In & Be On The Show: (771)-224-8131

TRUSTED PARTNERS:

These tools help you win with money:

- SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings

- Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly

- Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff

- MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo

- Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos

- BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp

Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community!

⚠️ GENERAL DISCLAIMER

This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions.

On $55K a year, your first money move isn't a bigger paycheck. It's fixing the leak that's already there.

In this episode, Anthony breaks down a sermon he gave at Union Church using the FAITH framework, showing why so many hardworking, faithful people stay broke even while praying, believing, and quoting scripture. If you're living on an average income and tired of your money disappearing before the month ends, this is where you start.

Timestamps:

0:00 Intro: The sermon that broke down money through faith

2:15 Haggai 1:5: Why your paycheck goes in with holes already in it

6:40 F: Give God your First (the tithing test on a real budget)

14:20 A: Assign the other 90% (how to tell your money what to do)

22:00 I: Increase your money (margin, saving, and building opportunity funds)

29:30 T: Transformation (why your mindset has to keep evolving)

33:00 H: Heritage (protection, paperwork, and preparation)

40:00 The story of a man who died without a will, and what it cost his family

44:00 Announcing the Freedom Circle community

47:00 5 questions to ask before your next purchase

Mentioned in this episode:

Budgeting app (In The Black): anthonyoneal.com/app

Freedom Circle community waitlist: coming soon, link to be added

High yield savings account breakdown (referenced episode): link in pinned comment

We're building toward 1 million E3 family members who are done being broke and faithful at the same time. If this episode challenged you, hit subscribe and share it with someone who needs to hear it this week.

ABOUT ANTHONY ONEAL:

Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: [email protected]

🤝 SPONSOR THE TABLE PODCAST: [email protected]

Connect With Anthony:

👉 Website: https://www.anthonyoneal.com

📸 Instagram: https://www.instagram.com/anthonyoneal

🎵 TikTok: @_anthonyoneal

FREE TOOLS & RESOURCES:

📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget

🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan

📞 Call In & Be On The Show: (771)-224-8131

TRUSTED PARTNERS:

These tools help you win with money:

- SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings

- Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly

- Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff

- MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo

- Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos

- BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp

Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community!

⚠️ GENERAL DISCLAIMER

This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions.

If you are making more money than ever but still feel broke, this video is for you. Anthony breaks down the 7 unspoken money rules that were passed down to you without your permission and shows you exactly how to break them starting with your next $200.

Most people are not bad with money. They were just handed a broken code. Today we name it, we claim it, and we change it.

IN THIS VIDEO:

00:00 Why income alone will never build wealth

01:45 The Broke Code: What it is and where it came from

02:20 Rule 1: Who you marry is your biggest financial decision

05:10 Rule 2: Lifestyle inflation and why your raise made you broker

12:00 Rule 3: Why emergencies keep wrecking your progress

17:45 Rule 4: Stop taking financial advice from broke people

21:00 Rule 5: Your job is your biggest client, not your only one

25:10 Rule 6: Why quitting when it gets hard is costing you everything

31:50 Rule 7: What you are actually leaving your children

36:00 Your 90-day action plan to break the code

YOUR NEXT STEPS:

- Start your emergency fund today with a high-yield savings account: https://www.anthonyoneal.com/savings

- Get your free budget and financial plan: https://www.anthonyoneal.com/app

- Get term life insurance in 10 minutes: https://www.anthonyoneal.com/ethos

- Get Anthony's book, Stop Living Paycheck to Paycheck: https://www.anthonyoneal.com/book

ABOUT ANTHONY ONEAL:

Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: [email protected]

🤝 SPONSOR THE TABLE PODCAST: [email protected]

Connect With Anthony:

👉 Website: https://www.anthonyoneal.com

📸 Instagram: https://www.instagram.com/anthonyoneal

🎵 TikTok: @_anthonyoneal

FREE TOOLS & RESOURCES:

📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget

🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan

📞 Call In & Be On The Show: (771)-224-8131

TRUSTED PARTNERS:

These tools help you win with money:

- SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings

- Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly

- Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff

- MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo

- Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos

- BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp

Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community!

⚠️ GENERAL DISCLAIMER

This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions.

Most people hear "$1.46 million" and give up before they even start. That number just went up $200,000 in ONE year — and it's stealing your hope before you even try.

But here's the truth: you don't need that number. You need a plan.

In this episode, I'm breaking down exactly what to do — no matter your age, your income, or how far behind you feel. Whether you're 25 or 55, this is your retirement roadmap.

In this video you'll learn:

- Why the $1.46M number is misleading millions of Americans

- The real retirement number YOU actually need

- A step-by-step action plan by age (25, 35, 45, and 55)

- How to start building wealth with as little as $50/month

- Why you can NOT count on Social Security or an inheritance

- The one mistake that keeps most families broke for generations

Your Retirement Roadmap:

✅ Write down your retirement vision — tonight

✅ Track every dollar for 30 days

✅ Set up an automatic transfer — even $10 counts

✅ Open or increase your retirement account

✅ Make one extra debt payment this week

✅ Research HSAs and health care options

✅ Build your plan WITHOUT counting on Social Security

Nobody is coming to save you. But you can save yourself — and your family — starting today.

ABOUT ANTHONY ONEAL:

Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: [email protected]

🤝 SPONSOR THE TABLE PODCAST: [email protected]

Connect With Anthony:

👉 Website: https://www.anthonyoneal.com

📸 Instagram: https://www.instagram.com/anthonyoneal

🎵 TikTok: @_anthonyoneal

FREE TOOLS & RESOURCES:

📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget

🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan

📞 Call In & Be On The Show: (771)-224-8131

TRUSTED PARTNERS:

These tools help you win with money:

- SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings

- Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly

- Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff

- MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo

- Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos

- BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp

Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community!

⚠️ GENERAL DISCLAIMER

This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions.

She was 28 years old, making $72,000 a year, current on every single bill — and she sat across from me and cried.

Not because she was broke.

Because she did everything right and had nothing to show for it.

No savings. No investments. Just a pile of payments that felt like chains.

That moment changed how I talk about money forever.

The truth is — most of us are following a blueprint that was never designed to build wealth. It was designed to survive. And the people who handed us that blueprint? They loved us. But love doesn't make a belief true.

In today's episode, I'm breaking down the 3 beliefs your family passed down that are quietly destroying your chances at real financial freedom — and exactly what to do instead, no matter how old you are or where you're starting from.

In this episode:

• Why doing everything "right" can still leave you broke
• The 3 inherited money beliefs that are keeping your family stuck
• Why debt is a choice, not a fact of life
• How silence about money is a generational tax on your family
• The new blueprint — debt freedom, multiple income streams, and financial transparency
• What I would do at 25, 35, 45, and 55 to start building real wealth today

Take action right now:

📗 Pre-order my new book Stop Living Paycheck to Paycheck + get over $275 in free bonuses → anthony.com/book

📊 Upload your debt and get your actual payoff date → anthony.com/app

📈 Compare the top investing platforms and open your first account today → anthony.com/invest

timestamps:

00:00 — The woman who did everything right and had nothing

00:00 — The blueprint your parents gave you

00:00 — Belief #1: Debt is a fact of life

00:00 — Belief #2: A good job is the goal

00:00 — Belief #3: Money is not something you talk about

00:00 — The new blueprint: 3 pillars to financial freedom

00:00 — Practical steps to start today