Australian Property Investment Podcast

The Truth About Property Finance in 2025: What Your Broker Should Be Telling You (But Probably Isn’t)


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👉 Whether you're a first home buyer or expanding your portfolio, Atelier Wealth can help. Book a discovery session with a mortgage broker here: https://calendly.com/atelier-wealth-discovery-team
👉 For everything you need to know about getting a loan approved and buying a property, read the Happy Home Loan Handbook by Aaron Christie-David. Get a FREE chapter here: https://atelierwealth.com.au/the-happy-home-loan-handbook/


What if the government isn’t coming to save you and never was? In this episode, I get real about what’s holding too many Australians back from building wealth: misplaced reliance on systems that were never designed to serve the individual.

Joined by my team, we unpack the role of personal responsibility in wealth creation, expose the myths around government support, and walk through the exact strategies our clients are using to buy not just one, but multiple properties this year.

This isn’t just about real estate. It’s about mindset. About refusing to hand over your future to policymakers, and instead grabbing life by the horns.

We dive into real scenarios, probation, maternity leave, self-employment, HECS debt, and show you how to overcome each one with a clear, strategic plan.

If you’re ready to stop waiting and start building, this one’s for you.

Key Moments:

00:00 Why nothing changes after elections
04:06 Put matters into your own hands
09:22 What the government can’t do for you
10:11 What strategic mortgage broking really means
15:12 Self-employed lending options that actually work
21:26 Commission & bonus income explained
23:42 Why now is still a good time to borrow
28:27 The 3-part loan strategy framework

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au



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Australian Property Investment PodcastBy Aaron Christie-David


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