John is again joined by Andrew Scouller and this week they look at National Savings and Investments. In this episode we look at premium bonds, Green Savings Bonds, Income Bonds and the other options available through NS&I.

It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.

Phil is on holiday this week so John is joined by his colleague Andrew Scouller to look at Capital Investment Bonds. Andrew explains what they are, who they can benefit, and the reasons to consider this type of investment.

It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.

Guest expert Paul Cherry from Chersun joins us this week to look at buying property overseas. Paul is based in Spain and shares some great tips if you are looking to purchase a property overseas. 

It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.

What is an NFT? How do NFT’s work? What sort of NFT’s do you get? Is investing in a NFT a good idea? Are NFT’s expensive and is it easy to get scammed? These are some of the questions asked on this week's podcast where we look at non-fungible tokens (NFT’s).

It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.

Chancellor of the Exchequer, Jeremy Hunt, delivered his first Spring Budget on 15 March declaring it was “A Budget for Growth.” We look at the key points from a financial planning perspective and look at the changes to pensions which were announced.

It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.

It is estimated that almost 1 in 3 people have been impacted by gazumping and gazundering when buying and selling property in the last 10 years. This week we look at what each is and ways you can try not to be gazumped or gazundered when moving home.

It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.

ChatGPT is a natural language processing tool driven by AI technology that allows you to have human-like conversations and much more with a chatbot. The language model can answer questions, and assist you with tasks such as composing emails, social media posts and Phil even had it write him a press release. We look to see if it can help you with financial advice.

It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.

We are joined this week by Dr Reuben Wilcock from Blackfinch Group to look at Venture Capital Trusts and Enterprise Investment Schemes. We discuss how these investments work and also look at the tax advantages with this type of investment. We cover the various benefits and also the risks involved.

It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.

In this episode we look at why trusts are not just for the rich and famous. We look at some of the benefits of trusts including tax mitigation, speed of settling, flexibility and privacy benefits. 

It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.

This week we look at what happens to your pension when you die. We look at tax implications, nomination of beneficiary forms and why it is important to keep things updated.

It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.