One of the biggest financial decisions we make can be the choice of distribution strategy in retirement. In this podcast Paul compares the risks and returns of flexible and fixed distribution strategies, not just in terms of money available for retirement expenses but also for heirs and charities at the end of life. He compares results of 4 and 5 percent fixed and flexible distributions, using both the S&P 500 and the Worldwide Equity Portfolio. For more on the subject, read our MarketWatch article, How much should you take out of your portfolio when you retire?

To get the most out of The Ultimate Distribution Strategy Paul suggests you download the following tables:

Fine Tuning Tables 1 and 2

Fixed Distribution Tables 8 and 9

Flexible Distribution Tables 28, 29, 32 and 33

Check out all of Paul’s investment and retirement strategies and sign up for his free newsletter at paulmerriman.com