The warning signs are no longer subtle — Canada is already in the storm. In this episode, Vince exposes the real economic pressure quietly strangling the Canadian middle class. From rising delinquencies and surging credit card debt to job market instability and a government with no real plan — this is the hard truth the headlines won’t tell you.

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

Are you a Canadian homeowner, homebuyer, or investor wondering what’s really happening with mortgage rates, the Bank of Canada, and the real estate market? With core inflation rising, food prices climbing, and tariffs hitting Canadian industry, this episode of The Wise Old Owl Show cuts through the noise. Vince breaks down what it all means for your mortgage strategy, budget, and financial future in 2025 and beyond.

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

This week, Vince dives into the 2025 CMHC Survey. The survey reveals First-time buyers are drowning in debt. Renewers are hitting a financial wall. Refinancers are pulling equity just to survive. The 2025 CMHC Mortgage Consumer Survey is here—and the results are SHOCKING. From sky-high down payments and emotional stress, to the renewal cliff and risky refinancing trends—this is a mortgage wake-up call for every Canadian. Whether you’re in Toronto, Vancouver, or beyond, this affects YOU.

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

Is the Canadian housing market actually recovering… or barely surviving? This week, Vince rips off the Band-Aid and breaks down what’s really happening across Canada’s major real estate markets — from Toronto, Vancouver, and Edmonton to Calgary.

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

Canada's Middle Class is Being ERASED — Here's How We Fix It! Toronto, Vancouver, Montreal — cities once full of promise are now becoming unaffordable fortresses for the ultra-rich. The dream of homeownership? Dead for the average Canadian. In this episode of The Wise Old Owl Show, Vince Gaetano breaks down the brutal reality: housing prices are soaring, incomes aren’t keeping up, and the middle class is being pushed out — hard. We’re not just facing a housing crisis — we’re witnessing the collapse of the economic engine that built this country. Nurses, teachers, first responders... they're all being priced out.

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

Canada’s Economy Is Stalling — Here’s What You Need to Know! Feeling anxious about the Canadian economy? You’re not alone — and it’s not just a hunch. Consumer confidence just hit record lows, small businesses are struggling, and mortgage renewals are sending shockwaves through households. In this episode of The Wise Old Owl Show, Vince breaks down the key signals you need to know — and what they mean for your finances.

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

The Canadian Housing Market Just Cracked — What’s Coming Next Is Brutal

🚨 The numbers don’t lie — Canada's housing market isn't just cooling, it's breaking wide open. In this episode of The Wise Old Owl Show, we dive deep into TRREB's April Market Watch and expose the real state of real estate in 2025. With home sales plunging 23.3% year-over-year and condo sales tanking over 30%, we’re witnessing one of the sharpest demand collapses in over a decade. Forget “seasonal slowdown” — this is a structural unraveling.

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

This week, Vince explores the wide range of issues plaguing the housing market - primarily, the political factors behind the lack of new housing starts. While Federal Officials make broad claims, Vince uses stats and facts to show the truth behind the lack of new housing. 

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

Canada’s Affordable Housing Plan: 500,000 Homes a Year?! Let’s Get Real.
The Canadian government says we’re going to build 400,000 to 500,000 affordable homes per year—but is that even remotely possible? This week, Vince breaks down the cold, hard facts behind Canada’s housing crisis, from construction slowdowns to labour shortages, zoning nightmares, and political red tape. Spoiler: we’re not even close.

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

Canada is heading to the polls — but this isn't just politics as usual. It's about jobs, mortgages, and whether our economy can survive. With consumer confidence crashing, job losses mounting, and mortgage delinquencies rising across the country, Canadians are asking: Who can lead us out of this economic storm? 

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/