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TIVP030: PayPal (PYPL): Value Trap or Multibagger? w/ Daniel Mahncke & Shawn O’Malley
Daniel Mahncke and Shawn O’Malley dive into PayPal’s post-pandemic reset, tracing the fintech pioneer’s slide from market darling to value-story candidate. Once lifted by lockdown spending and eBay tailwinds, PayPal has seen its growth stall, its take-rate decline, and investors seem to have given up on it. In this episode, Shawn and Daniel unpack whether new CEO Alex Chriss’s “profitable growth” playbook, Fastlane one-click checkout, a margin-focused Braintree overhaul, and fresh bets on Ads and the PYUSD stablecoin, can restore momentum.
They also debate how realistic PayPal’s ambitious goals for the future are, what a sustained 6% share shrink via buybacks does for long-term EPS, how the new management team is incentivized, and whether PayPal’s consumer moat still matters in an Apple-Pay world.
IN THIS EPISODE, YOU’LL LEARN
00:00 - Intro
04:38 - How PayPal became the No.1 payment provider and what the PayPal Mafia is.
09:47 - Why investors fell out of love with PayPal’s stock.
14:03 - What the next chapter under the new CEO will look like.
26:42 - Which new businesses could make PayPal dramatically more profitable?
33:31 - How the new strategy shows up in the numbers.
50:06 - Why the management incentive structure is a big benefit for shareholders.
51:36 - Whether stablecoins are bearish or bullish for PayPal.
01:01:11 - Whether PayPal is attractively valued at its current levels.
01:10:05 - Whether Shawn & Daniel add PYPL to The Intrinsic Value Portfolio.
And much, much more!
*Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences.
BOOKS AND RESOURCES
NEW TO THE SHOW?
SPONSORS
Support our free podcast by supporting our sponsors:
Harvest Right
Connect with Shawn: Twitter | LinkedIn | Email
Connect with Daniel: Twitter | LinkedIn | Email
HELP US OUT!
Help us reach new listeners by leaving us a rating and review on Spotify! It takes less than 30 seconds and really helps our show grow, which allows us to bring on even better guests for you all! Thank you – we really appreciate it!
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Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm
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By The Investor's Podcast Network
4.6
545545 ratings
Daniel Mahncke and Shawn O’Malley dive into PayPal’s post-pandemic reset, tracing the fintech pioneer’s slide from market darling to value-story candidate. Once lifted by lockdown spending and eBay tailwinds, PayPal has seen its growth stall, its take-rate decline, and investors seem to have given up on it. In this episode, Shawn and Daniel unpack whether new CEO Alex Chriss’s “profitable growth” playbook, Fastlane one-click checkout, a margin-focused Braintree overhaul, and fresh bets on Ads and the PYUSD stablecoin, can restore momentum.
They also debate how realistic PayPal’s ambitious goals for the future are, what a sustained 6% share shrink via buybacks does for long-term EPS, how the new management team is incentivized, and whether PayPal’s consumer moat still matters in an Apple-Pay world.
IN THIS EPISODE, YOU’LL LEARN
00:00 - Intro
04:38 - How PayPal became the No.1 payment provider and what the PayPal Mafia is.
09:47 - Why investors fell out of love with PayPal’s stock.
14:03 - What the next chapter under the new CEO will look like.
26:42 - Which new businesses could make PayPal dramatically more profitable?
33:31 - How the new strategy shows up in the numbers.
50:06 - Why the management incentive structure is a big benefit for shareholders.
51:36 - Whether stablecoins are bearish or bullish for PayPal.
01:01:11 - Whether PayPal is attractively valued at its current levels.
01:10:05 - Whether Shawn & Daniel add PYPL to The Intrinsic Value Portfolio.
And much, much more!
*Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences.
BOOKS AND RESOURCES
NEW TO THE SHOW?
SPONSORS
Support our free podcast by supporting our sponsors:
Harvest Right
Connect with Shawn: Twitter | LinkedIn | Email
Connect with Daniel: Twitter | LinkedIn | Email
HELP US OUT!
Help us reach new listeners by leaving us a rating and review on Spotify! It takes less than 30 seconds and really helps our show grow, which allows us to bring on even better guests for you all! Thank you – we really appreciate it!
Learn more about your ad choices. Visit megaphone.fm/adchoices
Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm
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