Tokenized

On Ep. 7 of Stablecoin Stats, Anthony Yim, Co-Founder @ Artemis and Andrew Van Aken, Data Scientist @ Artemis are joined by Alana Levin, Investment Partner @ Variant to discuss Variant's focus on crypto investments, takeaways from Fintech NerdCon and more!

Timestamps:

• 00:00 Introduction
• 01:45 Variant's focus on crypto investments
• 02:51 Takeaways from Fintech NerdCon
• 04:55 The need for fraud model retraining with agentic payments and stablecoins
• 06:05 Growth drivers for stablecoins and the role of embedded wallets like Turnkey
• 09:02 How embedded wallets unlock ease of use and compliance for stablecoins
• 13:29 The importance of security and fraud prevention with Blockaid
• 22:03 Morpho as a leading lending protocol for stablecoin utilization
• 26:30 Evolution of lending: collateralized vs. uncollateralized loans on-chain

This episode is brought to you by Visa

A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.

This podcast is powered by Artemis

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We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!

Music by Henry McLean

On Ep. 61 of Tokenized, Simon Taylor, GTM @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Joey Isaacson, CEO @ Nook and Alex Gluchowski, Co-Founder & CEO Matter Labs to discuss Tempo Testnet launch, EVM, the race to onchain payments and more!

Timestamps:

• 00:00 Introduction
• 02:37 Tempo Testnet launch with dedicated payment lanes and stablecoin-native gas
• 05:37 Discussion on consumer app challenges and the importance of payment rails
• 07:34 The role of testnets in development and institutional experimentation
• 10:18 Dedicated payment lanes and network resilience during congestion events
• 13:46 The importance and network effects of the Ethereum Virtual Machine (EVM)
• 18:50 Privacy, compliance, and interoperability for tokenized deposits
• 21:29 UAE regulatory advances and launch of the ADI Chain
• 25:11 Structure of Nook as a self-custodial, global DeFi app
• 33:13 Interactive Brokers launches instant account funding via stablecoins
• 41:13 Acquisition of crypto talent by traditional banks and fintechs
• 43:35 Regulatory clarity and the use of digital assets as collateral

Tokenized is sponsored by Visa

A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.

Tokenized is presented by Bridge, a Stripe company.

Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz

Tokenized is also presented by Fireblocks

With over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all done securely, at scale, and with built-in compliance. Learn more at fireblocks.com

***

We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!

Music by Henry McLean

On Ep. 3 of Agentic Commerce, Simon Taylor, Head of Market Development @ Tempo, and Bam Azizi, CEO & Founder @ Mesh are joined by Erik Reppel, Author of x402 and Head of Eng @ Coinbase Developer Platform to discuss the history and original purpose of HTTP 402 status code, the convergence of blockchain, AI, native internet payments and more!

Timestamps:

• 00:00 Introduction
• 01:12 History and original purpose of HTTP 402 status code
• 04:24 The convergence of blockchain, AI, and native internet payments
• 06:13 The genesis and technical workings of the x402 standard
• 10:33 How an x402 transaction is constructed and the payments flow
• 12:08 Role of facilitators in x402 compared to traditional payment processors
• 19:29 KYT and sanctions screening for stablecoin transactions
• 22:07 Early use cases: AI agents paying for API access and digital goods
• 30:56 Cloudflare partnership and the pay per crawl concept for paid bot access
• 35:26 Interoperability of x402 with other agentic commerce standards like A2P and ACP

Tokenized is sponsored by Visa
A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.

Tokenized is also presented by Mesh
As the first global crypto payments network, Mesh connects over 300 wallets, exchanges and payments platforms, and enables anyone to pay and get paid instantly, anywhere, in any asset. Mesh makes digital transactions seamless, secure and universal, fuelling the next era of agentic commerce. Learn more at meshpay.com

***

We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!

Music by Henry McLean

On Ep. 60 of Tokenized, Simon Taylor, Head of Market Development @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Rachel Mayer, VP of Product @ Circle and Nick van Eck, CEO and Co-Founder @ Agora to discuss killer features of tokenization, the growth of stablecoins versus other tokenized real-world assets and more!

Timestamps:

• 00:00 Introduction
• 02:40 Larry Fink's op-ed on tokenization compared to the early internet
• 04:26 The killer features of tokenization: instant finality and settlement speed
• 06:40 The growth of stablecoins versus other tokenized real-world assets
• 10:18 Collateral mobility benefits for personal and corporate cash management
• 13:14 Regulatory clarity from the GENIUS Act as a major unlock
• 16:21 Technological and practical barriers to institutional adoption
• 23:54 European bank consortium launching a Euro stablecoin named Kivalis
• 27:04 Tokenized deposits vs. stablecoins: safety and utility debate
• 35:59 Sony's plan to issue its own stablecoin for its ecosystem

Tokenized is sponsored by Visa

A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.

Tokenized is presented by Bridge, a Stripe company.

Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz

Tokenized is also presented by Centrifuge

With over $1 billion in total value locked, Centrifuge works with major institutional partners to tokenize and distribute their funds — and with capital allocators onchain to invest and manage yield. Through every crypto cycle, Centrifuge has been building — and today, it’s the market leader in tokenizing real-world assets. Learn more at centrifuge.io

***

We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!

Music by Henry McLean

In this bonus episode, Simon Taylor, Head of Market Development @ Tempo is joined live from Stripe Stablecoin Day in London, by Zach Abrams, CEO & Co-Founder @ Bridge to discuss the shift from small developers to large banks and fintechs adopting stablecoins, the critical role of last-mile providers in stablecoin adoption and more!

Timestamps:

• 00:00 Introduction
• 04:20 Shift from small developers to large banks and fintechs adopting stablecoins
• 06:02 Cross-border payments as a primary stablecoin use case
• 08:24 The critical role of last-mile providers in stablecoin adoption
• 10:15 Need for diversified stablecoin issuance beyond current dominant players
• 12:17 Managing fragmentation risk through seamless stablecoin interoperability
• 14:34 Regulatory flexibility and future oversight in global stablecoin markets
• 15:34 Corporate treasury management and operational efficiency with stablecoins
• 18:52 Neo banks leveraging stablecoins for yield and global accounts

Tokenized is sponsored by Visa

A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.

Tokenized is presented by Bridge, a Stripe company.

Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz

***

We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!

Music by Henry McLean

On Ep. 59 of Tokenized, Simon Taylor, GTM @ Tempo is joined by Nilan Peiris, Chief Product Officer @ Wise and Luca Cosentino, Head of Crypto @ Cross River to discuss KlarnaUSD launch, corporate treasury use cases for stablecoins and more!

Timestamps:

• 00:00 Introduction
• 02:38 KlarnaUSD launch for internal treasury operations and yield generation
• 05:53 Corporate treasury use cases for stablecoins
• 07:06 Instant merchant payouts and settlement using stablecoins as an abstraction layer
• 11:03 Cross-border payments and stablecoins for remittances and dollarization
• 17:04 Cross River's platform unifying stablecoin and fiat flows to eliminate pre-funding
• 24:56 Building infrastructure for tokenization and future financial use cases
• 28:40 Paxos acquisition of Fortify for MPC wallet services and security
• 32:01 Aave app and neobanks offering DeFi lending and borrowing via stablecoins

Tokenized is sponsored by Visa

A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.

Tokenized is presented by Bridge, a Stripe company.

Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz

Tokenized is also presented by Fireblocks

With over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all done securely, at scale, and with built-in compliance. Learn more at fireblocks.com

***

We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!

Music by Henry McLean

On Ep. 2 of Stablecoin Stories, Simon Taylor, GTM @ Tempo and Ran Goldi, VP Payments, Fireblocks are joined by Anthony Soohoo, Chairman and CEO of MoneyGram to discuss the transformation of MoneyGram's mission, MoneyGram Ramps and more!

Timestamps:

• 00:00 Introduction
• 04:48 The refounding and transformation of MoneyGram's mission
• 09:42 Identifying real customer problems before applying stablecoins
• 13:13 How stablecoins save customers time, effort, and money
• 16:00 The B2B benefits of stablecoins for corporate treasury
• 22:22 MoneyGram Ramps: Bridging digital assets and the physical world
• 25:32 Launching the digital wallet and choosing Colombia first
• 33:12 The convergence of AI and programmable money with stablecoins

Tokenized is sponsored by Visa

A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.

Tokenized is also presented by Fireblocks

With over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all done securely, at scale, and with built-in compliance. Learn more at fireblocks.com

***

We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!

Music by Henry McLean

On Ep. 58 of Tokenized, Cuy Sheffield, Head of Crypto @ Visa, is joined by Sam McIngvale, Head of Product @ OP Labs and Lesley Chavkin, Ribbit Capital to discuss agentic commerce, traditional AI vs agentic AI and more!

Timestamps:

• 00:00 Introduction
• 01:35 Defining agentic commerce and its impact on shopping
• 04:50 How agentic AI enables personalization at scale
• 06:44 Differences between traditional AI and agentic AI
• 09:24 The shift from reactive to proactive banking
• 13:46 Current adoption curve for agentic AI in finance
• 15:01 Promising use cases for agentic AI in commerce
• 17:27 Autonomous agents and redefining customer engagement
• 21:45 Barriers to adopting AI at scale in organizations
• 26:38 Building trust and managing risk in AI decisions

Tokenized is sponsored by Visa

A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.

Tokenized is presented by Bridge, a Stripe company.

Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz

Tokenized is also presented by Centrifuge

With over $1 billion in total value locked, Centrifuge works with major institutional partners to tokenize and distribute their funds — and with capital allocators onchain to invest and manage yield. Through every crypto cycle, Centrifuge has been building — and today, it’s the market leader in tokenizing real-world assets. Learn more at centrifuge.io

***

We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!

Music by Henry McLean

On Ep. 2 of Agentic Commerce, Cuy Sheffield, Head of Crypto @ Visa, and Bam Azizi, CEO & Founder @ Mesh are joined by Louis Amira, Co-Founder & CEO @ Circuit & Chisel to discuss the evolution of agentic commerce protocols, explosive growth of the x402 protocol and more!

Timestamps:

• 00:00 Introduction
• 06:16 Evolution of agentic commerce protocols
• 11:57 Fragmentation in crypto and agentic payments
• 17:14 Different protocols for different use cases
• 22:07 Building agents to bootstrap protocols
• 30:14 Explosive growth of the x402 protocol
• 35:45 The need for micro-transactions between agents
• 39:42 Crypto wallets as universal API keys

Tokenized is sponsored by Visa
A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.

Tokenized is also presented by Mesh
As the first global crypto payments network, Mesh connects over 300 wallets, exchanges and payments platforms, and enables anyone to pay and get paid instantly, anywhere, in any asset. Mesh makes digital transactions seamless, secure and universal, fuelling the next era of agentic commerce. Learn more at meshpay.com

***

We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!

Music by Henry McLean

In this bonus episode of Tokenized recorded at Money20/20, Cuy Sheffield, Head of Crypto @ Visa is joined by Paul Frambot, Co-Founder & CEO @ Morpho to discuss on-chain lending in 2025 and more!

Timestamps:

• 00:00 Introduction
• 02:09 Stablecoins as checking accounts
• 02:58 The evolution of DeFi and smart contract lending
• 03:59 Transition from crypto collateral to real-world assets
• 07:24 Building trust for uncollateralized on-chain lending
• 09:13 Morpho's shift from application to infrastructure
• 11:57 Transparency benefits of on-chain lending protocols
• 13:27 Permissionless infrastructure with compliance capabilities
• 14:37 Banks integrating with on-chain lending networks
• 16:16 Global cross-border lending and regulatory approach

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This episode is brought to you by Visa

A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.

***

We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!

Music by Henry McLean