TransUnion: Extra Credit

By TransUnionBusiness News Investing Business News Management

TransUnion: Extra Credit episodes

April 20, 2022 Episode 6: Overhyped FinTech Trends and Navigating a Saturated Card Market
Jason Mikula is on the podcast this month! Having spent more than decade building and scaling consumer finance businesses — including Enova, LendUp and Goldman Sachs — Jason is now the publisher of the Fintech Business Weekly newsletter and an advisor for early stage startups.
In this episode, Jason shares the FinTech trends he believes are overhyped, and argues that creditors and lenders aren’t paying enough attention to the rapidly changing payments universe. He offers his perspective on cryptocurrency and the US regulatory environment, and he, Craig and Josh discuss measures lenders can take as the credit card market becomes increasingly saturated.
Plus, Jason talks about living in Amsterdam; Craig and Josh quiz him on Dutch trivia; and Craig is particularly disappointed to find out Jason doesn’t own a single pair of wooden clogs.
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For questions or to suggest an episode topic, please email [email protected].
The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.
33 min
March 17, 2022 Episode 5: The Innovations and Setbacks Across Today’s Card and Banking Universe
Susan Ehrlich joins Craig and Josh on the podcast this month, drawing on a wealth of industry experience at incumbent banks, neobanks, large credit card lenders, and more — including running Amazon’s global credit card program, serving as CEO of Earnest, and now sitting on the boards for BECU, Petal and Arrived Homes.
In the episode, Susan shares her excitement for how companies are expanding access to consumers across the credit spectrum. They discuss the legacy tech challenges traditional FIs and credit card lenders are facing, implications of the banking industry moving to the cloud, and what credit unions and smaller banks can do to differentiate from FinTechs.
Susan also reveals her favorite golf course, the round that still haunts her today, what it was like playing with Rory McIlroy in a pro-am — and her love of volunteering in San Francisco’s election polls.
For questions or to suggest an episode topic, please email [email protected].
The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.
32 min
February 16, 2022 Episode 4: Credit Unions, Trended Credit Scores and Giant Foam Wedges
This month, Craig and Josh are joined by Jim Block, COO and Executive VP at BCU — a large, Chicago-based credit union serving members across the US.
After asking Jim to weigh in on their prediction around trended credit scores, Craig and Josh inquire about how BCU leverages and balances trended credit data, as well as the credit union’s focus on financial inclusion.
Craig and Josh then quiz Jim on some credit union history, and Jim shares an update on the giant foam wedge that once lived in his basement.
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For questions or to suggest an episode topic, please email [email protected].
The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.
21 min
February 03, 2022 Episode 3: Bonus Episode - Extra Credit: February Q&A
A top 50 credit union wants to grow its card program but is having trouble deciding whether to maintain its ‘credit union marketing philosophy’ or pivot its strategy to resemble that of a bigger bank.
Hear Craig and Josh answer this listener’s question — and others — in this month’s Q&A.
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To ask a question or suggest an episode topic, please email [email protected].
The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liability for any actions taken based upon the content of this podcast.
The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.
5 min
January 27, 2022Episode 2: Looking Ahead: Key Drivers and Predictions for 2022
Looking ahead in 2022, TransUnion’s Craig and Josh discuss the trends and developments within four key areas of card and banking:
Consumer economic health and behavior
Significant government and regulatory trends
Competitive developments
External influences
5.
From there, they make their predictions — covering everything from inflation levels and origination numbers to credit unions and reengineered checking accounts. They even commit the cardinal sin of mentioning religion and politics… but Craig was too busy thinking about Scotch to notice.
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For questions or to suggest an episode topic, email [email protected].
The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.
28 min
January 10, 2022Episode 1: Extra Credit Episode 1: 2021 in Review
In the inaugural episode of Extra Credit, TransUnion's Craig LaChapelle and Josh Turnbull look back on how the card and banking industry fared in 2021.
Several questions were discussed, including:
What were the dynamics of consumer demand, and how did ongoing effects of the pandemic impact consumer balances and liquidity?
What did we learn about Buy Now, Pay Later consumers?
How did Gen Z’s growing involvement in the credit market compare to preceding generations?
Featuring guest Paul Siegfried, Head of Card and Banking at TransUnion.
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For questions or to suggest an episode topic, email [email protected].
The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.
45 min

About TransUnion: Extra Credit

From the publisher's feed

Once a month, our card and banking leaders ditch their meetings for microphones to share buzzword-heavy predictions, recent market developments and pressing trends in the U.S. financial industry. Have…